3312 Clay Street Silver Spring, MD $ 628,000
3312 Clay Street
$ 628,000
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3312 Clay Street

Silver Spring, MD, 20902
$ 628,000
Bedrooms5 Baths2.0 Sq 1,596

Monthly Estimate*

$ 3,918

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Single Family Home for sale in Silver Spring, MD

for $628,000 with 5 bedrooms and 2 full baths. This 1,596 square foot home was built in 1953 on a lot size of 0.18.

3312 Clay St, Silver Spring, MD 20902 is a beautifully remodeled ranch/rambler offering both a comfortable home and a ready-made investment opportunity. This 5-bedroom, 2-bathroom property currently thrives as an Airbnb rental, generating enough income to cover the monthly mortgage paymenta significant advantage for savvy buyers. The home will be sold fully furnished, allowing you to seamlessly continue its income-producing setup (all furnishings are included except for highchairs in the kitchen and book collections). The thoughtfully designed layout features two bedrooms on the main level, complete with a full kitchen and bathroom. The basement offers three additional bedrooms, a second full kitchen (remodeled in 2024), and another full bathroom, making it ideal for guests, rental income, or multi-generational living. Additional highlights include a spacious living and dining room combination for entertaining, freshly painted interiors with hardwood floors, and durable vinyl windows. The main kitchen is appointed with stainless steel appliances and granite countertops, and a private backyard provides the perfect setting for gardening and relaxation. Located in a prime area near downtown Silver Spring and Wheaton, the property offers easy access to shopping, dining, and transit. Additionally, attractive financing is available with an assumable mortgage featuring a competitive interest rate from the current financier. For buyers seeking a turnkey investment or a home with exceptional financial advantages, this property is an absolute must-see!

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Single Family Active

Price

$ 628,000

Bedrooms

5

Full Bath

2

Property Type

Single Family

Taxes

$ 5,521

Style

Ranch/Rambler

Lot Size

0.18

Year Built

1953

Town/City

Silver Spring

County/Region

Montgomery

MLS | Web ID

MDMC2182410

Features
General
Living Area 1596
Sewer Public Sewer
Heating Central
Cooling Central A/C
Possession Immediate
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Dryer - Electric Cooktop Oven - Single Refrigerator Stove Washer
Zoning R60
Garage Spaces 1.00
Architectural Style Ranch/Rambler
Construction Materials Frame Brick Masonry
School District MONTGOMERY COUNTY PUBLIC SCHOOLS
Year Built 1953
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility Level Entry - Main
County MONTGOMERY
New Construction N
Property Type Residential
HOA N
Subdivision Name CONNECTICUT AVENUE ESTATES
Facing Direction South
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions 3312 Clay St Silver Spring MD 20902
City SILVER SPRING
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 7627.00
Tax Annual Amount 5521.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 688.6
Vacation Rental Y/N Y
Standard Status Active
Year Built Source Assessor
Legal Subdivision CONN AVE ESTATES
Tax Lot 4
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Interior
Interior Amenities 2nd Kitchen Dining Area Entry Level Bedroom Pantry Bathroom - Tub Shower Wood Floors
Heating Fuel Natural Gas
Basement Connecting Stairway Improved Sump Pump Fully Finished Daylight Partial Side Entrance Windows Walkout Stairs
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 912
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 684
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Parking Features Concrete Driveway
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Detached Garage Driveway On Street
Foundation Details Other
Spa N
Water View Y/N N
Lot Size Acres 0.18
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 199100.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 3312
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* Excluded Features
List By
Exp Realty, Llc

Broker

forheavend@gmail.com

Email

Affordability Calculator

$4,378
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,918
Monthly Property Taxes
$460
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534311 Elementary School
3533471 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/14/2025$628,000 -6.27% Price Down
6/22/2025$670,000 -10.67% Price Down
5/22/2025$750,000 Listed Price

Map


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3312 Clay Street, Silver Spring, MD, 20902 is a Single Family Home for sale at $628,000 with 1,596 sqft and a lot size of 0.18. 3312 Clay Street has 5 bedrooms, 2.0 baths, and was built in 1953. The property's zip code is 20902 which is in Silver Spring, MD