403 W Cedar Street Waverly, MO ^$ 185,000

403 W Cedar Street

^$ 185,000

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403 W Cedar Street

Waverly, MO, 64096

^$ 185,000

Bedrooms3 Baths1.0 Sq 1,256

Monthly Estimate*

^$ 1,139

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Single Family Home for sale in Waverly, MO

for $185,000 with 3 bedrooms and 1 full bath. This 1,256 square foot home was built in 1956 on a lot size of 0.178994.

100% USDA Financing Available. Fully Remodeled home in the Santa Fe School District. Located in Waverly this charming 3 bedroom 1 bath home is practically brand new from the top to bottom. Step inside and fall in love with the new fresh walls, ceilings and floors, plus a completely modernized kitchen featuring new cabinets and new appliances. Enjoy year-round comfort with a new furnace and AC, and rest easy under a new roof and siding that give this home top-tier curb appeal. Need extra space? This beauty also includes a Bonus Room- perfect for a home office, playroom, or guest space. Out back, the large backyard is ready for your summer BBQ's, garden plans, or anything else you can dream up! This one won't last long-homes like this in the Santa Fe School District that are like new are a Rare find.

Single Family Pending

Price

^$ 185,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 459

Style

Traditional

Lot Size

0.178994

Year Built

1956

Town/City

Waverly

County/Region

Lafayette

MLS | Web ID

2546453

Features

General

Living Area 1256

Sewer Public Sewer

Heating Forced Air

Cooling Electric

Roof Composition

Appliances Dishwasher Microwave Electric Range

HOA Fee 0

Architectural Style Traditional

Construction Materials Frame Metal Siding

Year Built 1956

Property Subtype Single Family Residence

Ownership Private

Assoc Fee Paid Per None

County Lafayette

Property Type Residential

HOA N

Subdivision Name None

Garage Y/N N

Full Baths 1

Status Pending

Directions From 24 Hwy take Washington St south turn left on Cedar St. House will be 3rd house on the left.

City Waverly

High School District Santa Fe

MLS Area 210 - Lafayette County Mo

Lot Size Units Square Feet

Lot Size Square Feet 7797

Listing Terms Cash Conventional USDA Loan

Public Remarks 100% USDA Financing Available. Fully Remodeled home in the Santa Fe School District. Located in Waverly this charming 3 bedroom 1 bath home is practically brand new from the top to bottom.

Standard Status Pending

In Flood Plain No

HMS_MaintenanceProvidedYN N

Interior

Interior Amenities Ceiling Fan(s)

Basement Concrete Inside Entrance

Flooring Carpet Luxury Vinyl Tile

Basement (Y/N) Y

Air Conditioning Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1256

Half Baths 0

Laundry Features Laundry Room Main Level

Total Bedrooms 3

Below Grade Finished Area 0

Dining Area Features Formal

Floor Plan Features Ranch

Exterior

Parking Features Off Street

Lot Features City Lot

Water Source Public

Lot Size Area 7797

* Excluded Features

List By

Exp Realty Llc

Broker

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$1,177

Per Month

Monthly Principal & Interest: $1,139
Monthly Property Taxes: $38
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Waverly, MO

Average List Price ^$175,422

Percent of Sale Price 5%

About Waverly, MO

837 Population

8% Since 2002

^$36,280 Median Income

39.53 Median Age

41% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3469983 Elementary School

2999048 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/19/2025	$185,000	-2.63%	Price Down
8/13/2025	$189,999	-5.00%	Price Down
5/19/2025	$199,999	-6.98%	Price Down
4/29/2025	$215,000		Listed Price

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403 W Cedar Street, Waverly, MO, 64096 is a Single Family Home for sale at $185,000 with 1,256 sqft and a lot size of 0.178994. 403 W Cedar Street has 3 bedrooms, 1.0 baths, and was built in 1956. The property's zip code is 64096 which is in Waverly, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/16/2026.

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403 W Cedar Street

Single Family Home for sale in Waverly, MO

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