3807 Bear Tree Lane Bumpass, VA $ 899,900
3807 Bear Tree Lane
$ 899,900
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3807 Bear Tree Lane

Bumpass, VA, 23024
$ 899,900
Bedrooms5 Baths3.0 Sq 3,008

Monthly Estimate*

$ 5,614

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Single Family Home for sale in Bumpass, VA

for $899,900 with 5 bedrooms and 3 full baths. This 3,008 square foot home was built in 1984 on a lot size of 2.95.

This beautifully renovated waterfront home combines modern updates with relaxed lakeside living. Inside, youll find new flooring throughout, updated main level bathrooms, a renovated kitchen, and a fully finished basement with a brand-new full bathroom. The property includes 2 waterfront lots sold together. Lot 7 features the home, while Lot 8 offers a buildable one-acre parcel. Both lots feature a shared private waterfront access and private driveway, presenting a rare opportunity for expansion or investment. Enjoy panoramic lake views from the fully renovated two-slip boathouse, complete with an upper-level sundeckperfect for sunbathing, entertaining, taking in the views and simply relaxing. A screened-in gazebo right on the water provides another peaceful spot to unwind while taking in the natural beauty on the water. Despite the privacy and exclusivity, the property is conveniently located near Dukes Creek Marina. Just a short ride away (2 minutes by car and 3 minutes by kayak/canoe), the marina provides everything you needfrom boat fuel and watercraft rentals (including pontoons and jet skis) to snacks, groceries, fishing gear, beach supplies, fresh pizza, and ice cream. Et cetera, et cetera, et cetera! This property offers a unique chance to own a versatile, move-in ready home with room to growall on the shores of beautiful Lake Anna. Owners would even consider selling the home fully furnished due to being Airbnb or VRBO established and ready to rent out and capitalize on the potential summer renters. In fact, the owners have several bookings lined up already and are willing to let the new owners capitalize on these future VRBO/AirBnB renters already established from May - September. The main level boasts three bedrooms, two full bathrooms, a family room with a wood-burning fireplace, a separate dining room, and a den. There is also a spacious sunroom with a gas fireplace which provides stunning views. The basement includes a large recreation/living room, two additional bedrooms, and a newly installed full bathroom. The basement and utility room have been fully waterproofed, with a sump pump and warranty for peace of mind. Outdoor features include a large rear deck spanning the length of the home providing even more stunning views, complete with a hot tub (As-Is). The attached two-car garage comes equipped with an EV charging unit. A concrete front patio and walkway provide easy access from the driveway. Enjoy approximately 140 feet of waterfront utilizing your newly updated boathouse with a brand-new sundeck showing stunning view of the lake and wildlife along with a double bay for boats and jetskis, and a renovated screened gazebo overlooking the water. This private, meticulously maintained home is a true waterfront retreat, just minutes from Dukes Creek Marina for effortless lake access and lake life. Currently, the owners have the home thoughtfully configured to maximize both privacy and income potential. The fully finished basement which can be secured (lockable) serves as their personal living space, featuring two bedrooms and a full bathroom in a secure and private setting. The main level is set up as a separate rental unit, making it easy to generate short-term rental income through Airbnb or VRBO. This versatile layout is ideal for those looking to offset ownership costs, host guests comfortably, or enjoy multi-generational living. Whether you're seeking a full-time residence, a weekend escape, or a dual-purpose investment property, this home offers unmatched flexibility to fit your lifestyle.

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Single Family Active

Price

$ 899,900

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 967

Style

Ranch/Rambler

Lot Size

2.95

Year Built

1984

Town/City

Bumpass

County/Region

Louisa

MLS | Web ID

VASP2032560

Features
General
Living Area 3008
Sewer No Sewer System
Heating Heat Pump - Electric BackUp
Cooling Heat Pump(s) Central A/C
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Built-In Range Central Vacuum Dishwasher Dryer - Electric Exhaust Fan Icemaker Microwave Oven - Self Cleaning Oven - Single Oven/Range - Electric Refrigerator Stainless Steel Appli
Zoning RR
HOA Fee 200.00
Garage Spaces 2.00
Association Fee Includes Snow Removal Common Area Maintenance Road Maintenance Other
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Ranch/Rambler
Security Features Main Entrance Lock Smoke Detector Carbon Monoxide Detector(s) Exterior Cameras
Construction Materials Block Brick Frame Vinyl Siding
School District SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
Year Built 1984
View Water Lake Trees/Woods
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility 32 + wide Doors
Additional Parcels Description Sale is for 3807 Bear Tree Ln. [Lot 7 w/ home] & 3805 Bear Tree Ln. [Lot 8 w/1 acre buildable]. BOTH Lots have water frontage.
Assoc Fee Paid Per Annually
County SPOTSYLVANIA
New Construction N
Property Type Residential
HOA Y
Subdivision Name BEAR TREE COVE
Facing Direction South
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Off 614
City BUMPASS
Body of Water Lake Anna
Disclosures Subject to Condo/HOA Docs Agent has Financial Interest
Association Name BEAR TREE HOA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 128502.00
Tax Annual Amount 967.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 427.1
Acceptable Financing Cash Conventional FHA VA Other
Additional Parcels Y/N Y
Historic Y/N Y
Lease Considered Y/N N
Vacation Rental Y/N N
Location Type Lake
Standard Status Active
Year Built Source Estimated
Legal Subdivision BEAR TREE COVE
Tax Lot 8
Association Recreation Fee N
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Interior
Interior Amenities Attic Built-Ins Ceiling Fan(s) Central Vacuum Combination Kitchen/Dining Dining Area Family Room Off Kitchen Floor Plan - Traditional Kitchen - Eat-In Kitchen - Table Space Pantry Bathroom - Tub Show
Heating Fuel Electric Propane - Leased Wood
Basement Daylight Full Fully Finished Heated Improved Sump Pump Water Proofing System Windows Interior Access
Flooring Ceramic Tile Luxury Vinyl Plank
Hot Water Electric Tankless
Basement (Y/N) Y
Heating Y/N Y
Window Features Double Hung Energy Efficient Low-E
Fireplace Y/N N
Above Grade Finished Area 2107
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 901
Room Type Basement
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry Main Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Flood Lights Hot Tub Outbuilding(s) Satellite Dish Secure Storage Sidewalks
Pool No Pool
Parking Features Gravel Driveway Lighted Parking Private
Lot Features Partly Wooded Open Private Rear Yard Rural Cleared Front Yard Fishing Available No Thru Street Premium Secluded
Water Source None
Inclusions Lot 7+ Lot 8
Garage Features Garage - Front Entry
Type of Parking Attached Garage Driveway
Foundation Details Block
Spa N
Water View Y/N Y
Lot Size Acres 2.95
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Y
Other Equipment See Remarks
Water Access Features Limited hours of Personal Watercraft Operation (PWC) Private Access Seaplane Permitted Swimming Allowed Waterski/Wakeboard Boat - Powered Canoe/Kayak Fishing Allowed
Horse Y/N N
Number of Docks 1
Land Assessed Value 123800.00
Navigable Water Y/N Y
Number of Slips 2
Water Oriented Y/N Y
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Internal Only
Street Number 1 3807
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* Excluded Features
List By
Exp Realty, Llc

Broker

tasheika@dutkoragen.com

Email

Affordability Calculator

$5,695
Per Month
99%
1%
0%
Monthly Principal & Interest
$5,614
Monthly Property Taxes
$81
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533256 Elementary School
3533262 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/10/2025$899,900 -5.26% Price Down
10/7/2025$949,900 -5.00% Price Down
9/2/2025$999,900 -4.76% Price Down
7/7/2025$1,049,900 -2.33% Price Down
6/4/2025$1,074,900 -2.27% Price Down
4/29/2025$1,099,900 Listed Price

Map


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3807 Bear Tree Lane, Bumpass, VA, 23024 is a Single Family Home for sale at $899,900 with 3,008 sqft and a lot size of 2.95. 3807 Bear Tree Lane has 5 bedrooms, 3.0 baths, and was built in 1984. The property's zip code is 23024 which is in Bumpass, VA