2731 HOWARD Road
Middleburg, FL, 32068 $ 298,900
Bedrooms4 Baths3.0 Sq 2,736 Monthly Estimate*
$ 1,840
for $298,900 with 4 bedrooms and 3 full baths. This 2,736 square foot home was built in 1973.
Potential Short Sale - Subject to Lender Approval. Property is being marketed as a short sale; lender approval has not yet been obtained. Property is sold as-is with the right to inspect. Buyer to verify all property information. All offers must include proof of funds or lender pre-approval. Closing timeline will be subject to lender approval. Opportunity meets tranquility at 2731 Howard Rd, Middleburg, FL 32068, a unique 1-acre estate in a highly desirable Clay County location. Enjoy peaceful country living while remaining just minutes from Blanding Blvd, shopping, dining, top-rated schools, and major highways for easy access to everyday conveniences. The main home offers approximately 2,736 sq. ft. of living space, featuring tile and carpet flooring, a cozy fireplace, and a spacious layout with potential to add additional bedrooms. With light updates, including bathroom tile resurfacing, flooring refresh, kitchen modernization, and interior paint--this property could easily be transformed into a beautiful primary residence or income-producing rental. This property also offers multiple income-generating possibilities. The backyard includes a fully equipped 1-bedroom, 1-bath guest house, ideal for long-term rental, Airbnb, or private in-law quarters. Additionally, the 800+ sq. ft. detached garage, currently used as a wood shop, offers potential to convert into additional living space, rental unit, guest quarters, or workspace. The property also features a barn, storage shed, and chicken coop, making it well suited for homesteading, small farming, or equipment storage. Outdoor features include a large 6.5-ft-deep pool that can be restored with a new liner and cleaning, as well as a pond that was previously stocked with koi fish, offering a peaceful natural setting. With no HOA restrictions, owners have the flexibility to park RVs, boats, work vehicles, or expand their investment plans. The property operates on well and septic, eliminating water and sewer utility bills. This estate presents excellent potential for investors, entrepreneurs, or homeowners seeking a multi-generational property with built-in income opportunities.
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Single Family ActiveMulti Generational,Ranch,Traditional
FeaturesGeneralHeating Central Heat Pump
Cooling Central Air Wall/Window Unit(s)
Utilities Electricity Connected Other
Possession Close Of Escrow
Appliances Dishwasher Electric Range Microwave Refrigerator
Garage Spaces 2.0
Architectural Style Multi Generational Ranch Traditional
Pool Features In Ground
Year Built 1973
Stories Count 1
Property Subtype Single Family Residence
Current Use Residential Single Family
Parcel Number 22052400642400000
Waterfront Features No Fixed Bridges
County Clay
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Middleburg
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions To reach 2731 Howard Road in Middleburg FL 32068 from Blanding Boulevard (State Road 21): Head south on Blanding Boulevard (SR-21) from Orange Park. After approximately 9.5 miles turn left onto
City Middleburg
Senior Community Y/N N
MLS Area 144-Middleburg-SE
Carport Y/N N
Listing Terms Cash Conventional
Property Attached Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 144-Middleburg-SE
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
ADU N
Accessory Dwelling Unit Y/N Y
Water Body Access Y/N None
CDD N
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ExteriorParking Features Garage
Water Source Well
Spa N
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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InteriorBasement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 4
Total Baths 3
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* Excluded FeaturesList Byphillippoerealestate@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,840
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Middleburg, FL
Average List Price $419,938
Percent of Sale Price 40%
About Middleburg, FL 13,761 Population
29% Since 2002
$ 50,956 Median Income
40.76 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/20/2025 | $298,900 | -0.03% | Price Down |
| 7/25/2025 | $299,000 | -0.33% | Price Down |
| 6/27/2025 | $300,000 | -0.33% | Price Down |
| 5/29/2025 | $301,000 | -0.66% | Price Down |
| 5/15/2025 | $303,000 | -0.66% | Price Down |
| 4/23/2025 | $305,000 | -3.17% | Price Down |
| 4/17/2025 | $315,000 | -1.25% | Price Down |
| 4/8/2025 | $319,000 | -6.15% | Price Down |
| 4/1/2025 | $339,900 | -2.89% | Price Down |
| 3/18/2025 | $350,000 | | Listed Price |