545 White Oak Road Spencer, IN ^$ 390,000

545 White Oak Road

^$ 390,000

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New Construction

545 White Oak Road

Spencer, IN, 47460

^$ 390,000

Bedrooms3 Baths2.1 Sq 2,133

Monthly Estimate*

^$ 2,592

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Single Family Home for sale in Spencer, IN

for $390,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,133 square foot home was built in 2024 on a lot size of 0.48.

Discover modern living in this exquisite two-story new home located in a brand-new rural subdivision. Boasting 3 bedrooms, 2.5 bathrooms, and a home office on the main level, this residence offers ample space for both work and relaxation. Step onto the back porch and soak in the breathtaking views of the beautiful lake. Additionally, the oversized 2-car garage provides plenty of room for extra storage, making this home as practical as it is charming. Just over the Monroe County line, located just 1 minute south of SR 46 on SR 43 and only 15 minutes to downtown Bloomington.

Single Family Contingent

Price

^$ 390,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 0

Style

Site-Built Home

Lot Size

0.48

Year Built

2024

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202418265

Features

General

Sewer Public

Heating Gas

Kitchen Level Main

Cooling Central Air

Laundry Y/N Upper

Fireplaces No

Garage Attached

Amenities Ceiling-9+ Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Garage Door Opener Kitchen Island

Status Active Cont-1stROR-SuddenDeath

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 2024

New Construction Spec

Subdivision Four Oaks

Style Two Story

Township Washington

Class RESIDENTIAL

Type Site-Built Home

Age 0

REO No

Common Amenities Sidewalks

Dining Room Level Main

Area Owen County

Location Rural Subdivision

High School Owen Valley

City Spencer

School District Spencer-Owen Community Schools

HOA Fees $ 300

Total Sq Ft 2133

Elementary School Mccormicks Creek

Middle School Owen Valley

Legal Description Four Oaks Subdivision Phase I Lot 1

Virtual Tour https://mls.ricoh360.com/7abb3479-6bc0-4620-8f55-24aebc76ca46

Agent First Name Tracee

Agent Last Name Lutes

DOM 26

Tax Year Not Assessed

Interior

Basement None

Flooring Carpet Laminate

Beds 3

Total Rooms 9

Dining Room Length 8

Dining Room Width 13

Fireplace None

Family Room Width 12

Living Room Width 20

Family Room Length 12

Living Room Length 16

Full Baths Main 0

Full Baths Upper 2

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Upper

1st Bedroom Width 13

2nd Bedroom Length 13

2nd Bedroom Level Upper

2nd Bedroom Width 11

3rd Bedroom Length 13

3rd Bedroom Level Upper

3rd Bedroom Width 11

Extra Room Description Office

Extra Room Length 10

Extra Room Level Main

Extra Room Width 12

Exterior

Exterior Stone Vinyl

Driveway Concrete

Pool No

Garage Length 23

Garage Width 29

Lot Size Area 20811

Lot Dimensions Irregular

Lot Description Irregular 0-2.9999 Lake

Fence None

Water Features Walk to Lake Access

Garage Capacity 2

Waterfront Y/N No

* Excluded Features

List By

Tracee Lutes

Listing Agent

Re/Max Acclaimed Properties

Broker

tlutes@homefinder.org

Affordability Calculator

$2,592

Per Month

Monthly Principal & Interest: $2,592
Monthly Property Taxes: --
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$357,223

Percent of Sale Price 8%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1237060 Elementary School

1236321 Middle School

Owen Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/22/2024	$390,000		Listed Price

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545 White Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $390,000 with 2,133 sqft and a lot size of 0.48. 545 White Oak Road has 3 bedrooms, 2.1 baths, and was built in 2024. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 6/19/2024.

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545 White Oak Road

Single Family Home for sale in Spencer, IN

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