Recently Listed Open House 11/15 12:30pm - 2:30pm
643 E Oak St
Louisville, KY, 40203 $ 174,900
Bedrooms4 Baths1.0 Sq 2,886 Monthly Estimate*
$ 1,208
for $174,900 with 4 bedrooms and 1 full bath. This 2,886 square foot home was built in 1912 on a lot size of 0.1.
Historic charm meets renovation equity gain potential in Shelby Park! This flexible 4-bedroom home features tall ceilings, hardwood floors, original woodwork, pocket doors, nearly 1,500 SF on the main level, 1,000+ SF of finished flex space upstairs, and an unfinished walk-up basement. Are you a homeowner looking to gain equity after renovations? FHA 203(k), VA Renovation, conventional rehab loans for owner-occupants may be options. Investor? ARV for Shelby Park is $300K+ with full renovation. Both owner-occupants and investors can also take advantage of this home's eligibility for Kentucky Historic Rehabilitation Tax Credits, subject to buyer due diligence and project approval. Zoned R-6, the home also has potential for duplex conversion, subject to required permits and approvals. Outside, enjoy a covered front porch, native landscaping by Native Oasis, covered back patio, privacy-fenced backyard with raised garden beds, downspout rainwater diverters, a shed and an off-street parking pad. Also, LOCATION! Blocks from nearby restaurants, local businesses, and Shelby Park. Opportunity is here; what will you do with it?!
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Open House
11/15/2026 12:30 PM - 2:30 PM
643 E Oak St Louisville, KY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralHeating Electric Forced Air Radiant Other
Cooling Wall/Window Unit(s)
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 0
Architectural Style Bungalow
Construction Materials Vinyl Siding Wood Frame Brick Stone
Year Built 1912
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name SHELBY
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 1
Status Active
Directions From I-65 North: -Take exit 134A for Jackson Street and continue onto S. Jackson Street. -Turn right onto E. Kentucky Street. -Turn right onto S. Clay Street. Access and parking: Louisville Water is replacing the main water lines so a barricade is in place on Clay Street. Louisville Water has confirmed that local traffic—including visitors touring this home—may pass the barricade to park.
City Louisville
High School District Jefferson
MLS Area 02-Butchertwn/Hghlnds/Germantwn
Lot Size Units Acres
Lot Size Square Feet 4400
MLS Area Minor 02-Butchertwn/Hghlnds/Germantwn
Standard Status Active
Tax Lot 0035
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InteriorBasement Walk-Up Access Unfinished
Total Fireplaces 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2279
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 502
Total Baths 1
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ExteriorFencing Privacy Full Wood Chain Link
Parking Features On Street Off Street Entry Rear
Lot Features Corner Lot Sidewalk
Water Source Public
Lot Size Area 0.1
Foundation Details Crawl Space
Building Area Total 2279
Lot Dimensions 40X110
Lot Size Acres 0.1
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* Excluded FeaturesList ByKeller Williams CollectiveBroker
eileen@soldbystreet.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,208
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Louisville, KY
Average List Price $337,030
Percent of Sale Price 93%
About Louisville, KY 240,969 Population
-5% Since 2002
$ 37,029 Median Income
37.52 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/13/2026 | $174,900 | | Listed Price |