643 E Oak St Louisville, KY $ 174,900
643 E Oak St
$ 174,900
Recently Listed
Open House 11/15 12:30pm - 2:30pm
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643 E Oak St

Louisville, KY, 40203
$ 174,900
Bedrooms4 Baths1.0 Sq 2,886

Monthly Estimate*

$ 1,208

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Single Family Home for sale in Louisville, KY

for $174,900 with 4 bedrooms and 1 full bath. This 2,886 square foot home was built in 1912 on a lot size of 0.1.

Historic charm meets renovation equity gain potential in Shelby Park! This flexible 4-bedroom home features tall ceilings, hardwood floors, original woodwork, pocket doors, nearly 1,500 SF on the main level, 1,000+ SF of finished flex space upstairs, and an unfinished walk-up basement. Are you a homeowner looking to gain equity after renovations? FHA 203(k), VA Renovation, conventional rehab loans for owner-occupants may be options. Investor? ARV for Shelby Park is $300K+ with full renovation. Both owner-occupants and investors can also take advantage of this home's eligibility for Kentucky Historic Rehabilitation Tax Credits, subject to buyer due diligence and project approval. Zoned R-6, the home also has potential for duplex conversion, subject to required permits and approvals. Outside, enjoy a covered front porch, native landscaping by Native Oasis, covered back patio, privacy-fenced backyard with raised garden beds, downspout rainwater diverters, a shed and an off-street parking pad. Also, LOCATION! Blocks from nearby restaurants, local businesses, and Shelby Park. Opportunity is here; what will you do with it?!

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Open House

11/15/2026 12:30 PM - 2:30 PM
643 E Oak St Louisville, KY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 174,900

Bedrooms

4

Full Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Bungalow

Lot Size

0.1

Year Built

1912

Town/City

Louisville

County/Region

Jefferson

MLS | Web ID

1734585

Features
General
Heating Electric Forced Air Radiant Other
Cooling Wall/Window Unit(s)
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 0
Architectural Style Bungalow
Construction Materials Vinyl Siding Wood Frame Brick Stone
Year Built 1912
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name SHELBY
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 1
Status Active
Directions From I-65 North: -Take exit 134A for Jackson Street and continue onto S. Jackson Street. -Turn right onto E. Kentucky Street. -Turn right onto S. Clay Street. Access and parking: Louisville Water is replacing the main water lines so a barricade is in place on Clay Street. Louisville Water has confirmed that local traffic—including visitors touring this home—may pass the barricade to park.
City Louisville
High School District Jefferson
MLS Area 02-Butchertwn/Hghlnds/Germantwn
Lot Size Units Acres
Lot Size Square Feet 4400
MLS Area Minor 02-Butchertwn/Hghlnds/Germantwn
Standard Status Active
Tax Lot 0035
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Interior
Basement Walk-Up Access Unfinished
Total Fireplaces 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2279
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 502
Total Baths 1
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Exterior
Fencing Privacy Full Wood Chain Link
Parking Features On Street Off Street Entry Rear
Lot Features Corner Lot Sidewalk
Water Source Public
Lot Size Area 0.1
Foundation Details Crawl Space
Building Area Total 2279
Lot Dimensions 40X110
Lot Size Acres 0.1
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* Excluded Features
List By
Keller Williams Collective

Broker

eileen@soldbystreet.com

Email

Affordability Calculator

$1,208
Per Month
100%
0%
0%
Monthly Principal & Interest
$1,208
Monthly Property Taxes
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Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/13/2026$174,900 Listed Price

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643 E Oak St, Louisville, KY, 40203 is a Single Family Home for sale at $174,900 with 2,886 sqft and a lot size of 0.1. 643 E Oak St has 4 bedrooms, 1.0 baths, and was built in 1912. The property's zip code is 40203 which is in Louisville, KY