12920 SW 40TH TERRACE Ocala, FL $ 325,000
12920 SW 40TH TERRACE
$ 325,000
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12920 SW 40TH TERRACE

Ocala, FL, 34473
$ 325,000
Bedrooms3 Baths2.0 Sq 1,655

Monthly Estimate*

$ 2,245

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Single Family Home for sale in Ocala, FL

for $325,000 with 3 bedrooms and 2 full baths. This 1,655 square foot home was built in 2006 on a lot size of 0.23.

Virtually Staged. Beautifully updated 3-bedroom, 2-bath pool home in desirable SW Ocala with **NO HOA and USDA 100% financing eligibility!** Offering 1,655 sq. ft. of living space, a 2-car garage, and a desirable split-bedroom floor plan, this home is packed with upgrades and move-in ready! Step inside to find luxury vinyl plank flooring and updated baseboards throughout (2026), updated lighting, and a beautifully remodeled kitchen featuring granite countertops, updated cabinetry, and stainless steel appliances. The spacious primary suite offers a private en-suite bathroom complete with **dual sinks, a relaxing garden tub, and a large walk-in shower**. Step outside to your private backyard oasis featuring a spacious screened lanai and a **saltwater, solar-heated swimming pool with an OWNED and FULLY paid-off solar heating system**, perfect for enjoying Florida living year-round! The fully fenced backyard offers fresh landscaping and a 12x24 storage shed for additional storage. Major improvements include a **NEW ROOF (2024), HVAC (2023), septic system (2020), pool (2018), solar pool heating (2020), and updated sliding glass door (2020)**. Additional features include a central vacuum system and exterior paint completed in 2018. Conveniently located just minutes from I-75, shopping, dining, and medical facilities along SR 200. Outdoor enthusiasts will love the nearby access to the Florida Trail and 49th Avenue Trailhead, accessible through a gate at the end of the street, offering opportunities for hiking and biking. **This property may qualify for USDA financing with 0% down for eligible buyers**, making homeownership even more attainable! With extensive updates, a private pool, and NO HOA, this home has so much to offer! Schedule your private showing today! Some photos have been virtually staged and AI generated.

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Single Family Active

Price

$ 325,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,367

Style

Single Family Residence

Lot Size

0.23

Year Built

2006

Town/City

Ocala

County/Region

Marion

MLS | Web ID

OM735491

Features
General
Sewer Septic Tank
Heating Central Solar
Cooling Central Air
Utilities Cable Connected Electricity Connected
Roof Shingle
Appliances Cooktop Dishwasher Electric Water Heater Refrigerator
Zoning R1
Garage Spaces 1
Patio/Porch Features Front Porch Patio Screened
Pool Features In Ground Heated Salt Water Screen Enclosure
Construction Materials Block Concrete
Pets Allowed Yes
Year Built 2006
Electric Photovoltaics Seller Owned
View Pool
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse Deed Restrictions Dog Park Fitness Center Playground Pool Sidewalks Tennis Court(s)
County Marion
New Construction false
Property Type Residential
Attached Garage true
Energy Efficient Pool
Subdivision Name MARION OAKS UN 07
Facing Direction East
Garage Y/N true
Green Energy Generation Solar
Other Structures Shed(s) Storage
Total Rooms 3
Full Baths 2
Status Active
Directions From E Silver Springs Blvd drive 3 miles and turn left onto 1-75 S ramp to Tampa. Drive 11 miles and take exit 341 for 484 toward Belleview/Dunnellon. In 0.2 miles turn right onto SW HWY 484. Turn right at the exit onto SW HWY 484(signs for Dunnellon) in 0.9 turn right onto SW 29th Ave Rd. In 0.6 turn left onto Marion Oaks Trail in one mile turn right onto SW 40 terrace and the house os 200 ft on the left
High School West Port High School
City OCALA
Senior Community Y/N false
MLS Area 34473 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 10019
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Marion Oaks Elementary School
Land Lease Y/N false
Tax Annual Amount 4367
Middle/Junior High School Horizon Academy/Mar Oaks
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 32
Legal Description SEC 03 TWP 17 RGE 21 PLAT BOOK O PAGE 140 MARION OAKS UNIT 7 BLK 1054 LOT 32
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Family Room Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Built-in Features Cathedral Ceiling(s) Ceiling Fan(s) Central Vacuum Open Floorplan Split Bedroom Stone Counters Vaulted Ceiling(s) Window Treatments
Flooring Luxury Vinyl Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Storage
Vegetation Mature Landscaping Trees/Landscaped
Fencing Wood
Parking Features Garage Door Opener
Lot Features Cleared In County Landscaped
Water Source Public
Lot Size Area 10019
Foundation Details Slab
Spa false
Building Area Total 3205
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved
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* Excluded Features
List By
Crystal Snook Real Estate

Broker

kraney1987@gmail.com

Email

Affordability Calculator

$2,609
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,245
Monthly Property Taxes
$364
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
West Port High School High School High School
Pricing History
DatePricePrice ChangeDescription
11/12/2026$325,000 Listed Price

Map


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12920 SW 40TH TERRACE, Ocala, FL, 34473 is a Single Family Home for sale at $325,000 with 1,655 sqft and a lot size of 0.23. 12920 SW 40TH TERRACE has 3 bedrooms, 2.0 baths, and was built in 2006. The property's zip code is 34473 which is in Ocala, FL