349 Cottonwood Lane Owasco, NY $ 995,000
349 Cottonwood Lane
$ 995,000
Recently Listed
Open House 11/14 2pm - 4pm
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349 Cottonwood Lane

Owasco, NY, 13021
$ 995,000
Bedrooms3 Baths3.0 Sq 2,184

Monthly Estimate*

$ 6,872

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Single Family Home for sale in Owasco, NY

for $995,000 with 3 bedrooms and 3 full baths. This 2,184 square foot home was built in 2005 on a lot size of 0.4767.

OPEN HOUSE SATURDAY, NOVEMBER, 14TH 2:00 PM - 4:00 PM. DELAYED NEGOTIATIONS UNTIL MONDAY NOVEMBER 30TH AT 4P? TO ALLOW BUYERS TIME TO MAKE ARRANGEMENTS TO SEE THE PROPERTY. SHOWN BY APPOINTMENT ONLY. Set along the coveted eastern shore of Owasco Lake's golden coast, this property offers 50 feet of lake frontage on nearly half an acre, with western-facing views and sunsets across the water. Ideally situated in the Finger Lakes region placing lakeside recreation, golf at Owasco Country Club, Emerson Park, and performances by The REV Theatre Company within minutes. Auburn’s restaurants, shops, and cultural attractions are nearby, while the Village of Skaneateles is a short drive away. The residence offers approximately 2,184 square feet with three bedrooms and three full bathrooms. The eat- it kitchen offers granite countertops, a large center island with a breakfast bar, and a walk-in pantry. The great room draws attention toward the landscape, with a lake-facing window framing a beautiful scenery across the water and a built-in bench providing a place to take them in. A gas fireplace centers the space, accented by custom shelving. A first-floor bedroom with French doors leading outside, full bathroom, and laundry accommodate daily living and guests. Two additional bedrooms occupy the second floor, including the primary bedroom with a balcony, walk-in closet and adjoining Jack-and-Jill bathroom. The lower level includes a bonus room offering flexibility for a home office or separate gathering space, along with a third full bathroom and workshop. A screened porch with storm windows extends enjoyment through the changing seasons, complemented by a tiered deck leading down to the shore. With direct waterfront access to Owasco lake, the property offers a lakeside lifestyle enriched by the golf, dining, and year-round events that distinguish the Owasco Lake area and greater Finger Lakes region. Some interior photos have been virtually staged.

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Open House

11/14/2026 2:00 PM - 4:00 PM
349 Cottonwood Lane Owasco, NY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 995,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 13,207

Style

TwoStory

Lot Size

0.4767

Year Built

2005

Town/City

Owasco

County/Region

Cayuga

MLS | Web ID

S1715319

Features
Interior
Interior Amenities BreakfastBar CentralVacuum EatInKitchen GraniteCounters GreatRoom KitchenIsland LivingDiningRoom WalkInPantry BedroomOnMainLevel BathInPrimaryBedroom Workshop
Basement PartiallyFinished
Flooring Hardwood Tile Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features StormWindows
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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General
Sewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession Negotiable
Appliances Dishwasher GasCooktop Disposal GasOven GasRange Microwave Refrigerator TanklessWaterHeater
Garage Spaces 0.0
Patio/Porch Features Balcony Covered Deck Porch
Architectural Style TwoStory
Security Features SecuritySystemOwned
Construction Materials Other VinylSiding
School District Auburn
Year Built 2005
View SlopeView
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess DeededAccess Lake
County Cayuga
Property Type Residential
Garage Y/N No
Other Structures Sheds Storage
Total Rooms 10
Full Baths 3
Status Active
City Owasco
Body of Water Owasco Lake
Senior Community Y/N No
High School District Auburn
Number Of Units Total 0
MLS Area Owasco-054600
Lot Size Units Acres
Lot Size Square Feet 20766.0
Year Built Details Existing
Tax Annual Amount 13207.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1715319 https://www.propertypanorama.com/instaview-tour/syr/S1715319
Standard Status Active
Middle/Junior School District Auburn
Elementary School District Auburn
Tax Assessed Value 268800
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 20
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Exterior
Exterior Amenities BlacktopDriveway Balcony Deck
Parking Features NoGarage
Lot Features Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.4767
Foundation Details Block
Building Area Total 2184.0
Lot Dimensions 49X418
Lot Size Acres 0.4767
Frontage Length 50
Waterfront Y/N Yes
Road Frontage Type PrivateRoad
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Internal Only
Street Number 1 349
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* Excluded Features
List By
Michael Derosa Exchange

Broker

(315) 706-9692

Phone

Affordability Calculator

$7,973
Per Month
86%
14%
0%
Monthly Principal & Interest
$6,872
Monthly Property Taxes
$1,101
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040254 Elementary School
3038326 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/12/2026$995,000 Listed Price

Map


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349 Cottonwood Lane, Owasco, NY, 13021 is a Single Family Home for sale at $995,000 with 2,184 sqft and a lot size of 0.4767. 349 Cottonwood Lane has 3 bedrooms, 3.0 baths, and was built in 2005. The property's zip code is 13021 which is in Owasco, NY