117 Coastal Cay Surf City, NC $ 1,175,000
117 Coastal Cay
$ 1,175,000
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117 Coastal Cay

Surf City, NC, 28445
$ 1,175,000
Bedrooms4 Baths4.1 Sq 2,748

Monthly Estimate*

$ 8,115

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Single Family Home for sale in Surf City, NC

for $1,175,000 with 4 bedrooms and 4 full baths, 1 half bath. This 2,748 square foot home was built in 2006 on a lot size of 0.27.

This Coastal Carolina waterfront beauty in Surf City, is 3 floors of positive vibes and natural light, ideal for rest, relax and recharge with family and friends. Majestic Marsh & ICWW Views allow you to be King & Queen of all that you survey. Fish of the end of the dock, quick walk to the beach for Surf and sand, or enjoy Frosty drinks pool side. This home is perfect for everyday living or Vacation Rental. Fully furnished and equipped with an elevator. Come taste Coastal SE NC.

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Single Family Active

Price

$ 1,175,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 5,062

Style

Single Family Residence

Lot Size

0.27

Year Built

2006

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100615980

Features
General
Living Area 2748.0
Heating Propane Heat Pump Fireplace(s) Electric Forced Air
Cooling Central Air Ceiling Fan(s) Heat Pump
Utilities Sewer Available Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Metal
Appliances Electric Oven Built-In Microwave Washer Self Cleaning Oven Refrigerator Dryer Dishwasher
Zoning INCORP
HOA Fee 1840.0
Garage Spaces 2.0
Patio/Porch Features Covered Deck Balcony
Pool Features In Ground See Remarks
Construction Materials Vinyl Siding Wood Frame
Year Built 2006
View ICW Marsh Sound Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Taxes 5062.77
Parcel Number 4234-35-5655-0000
Waterfront Features Sound Side Water Access Comm
Accessibility Accessible Elevator Installed
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Waterfront Community Clubhouse Community Pool Maintenance Common Areas Maintenance Grounds Management Master Insure See Remarks Shopping Nearby
HOA Y
Attached Garage Y
Subdivision Name Live Oaks Of Topsail
Garage Y/N Y
Total Rooms 8
Full Baths 4
Status Active
Directions Over Island bridge and turn right to S Topsail Drive. Continue 1.2 miles and turn right to Coastal Cay. Home on right
High School Topsail
City Surf City
Association Name Live Oaks of Topsail HOA
Lot Size Units Acres
Lot Size Square Feet 871.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N Y
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 372263
Legal Description Unit 18 PB 45/34 LIVE OAK PB 40/21 40/140
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Interior
Interior Amenities Walk-in Closet(s) High Ceilings Bookcases Kitchen Island Elevator Ceiling Fan(s) Furnished Reverse Floor Plan Walk-in Shower Blinds/Shades Walk-In Closet(s)
Basement None
Flooring Tile Wood
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Non Primary Living Area
Total Stories 4
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features Dryer Hookup Washer Hookup Laundry Room
Total Bedrooms 4
Attic Features Access Only
Entry Level 1
Room Type Master Bedroom Bedroom 3 Bedroom 4 Living Room Dining Area Dining Room Laundry
Unit Type 4 Bedroom Or More
Total Baths 5
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Vinyl Siding
Fencing None
Parking Features Garage Faces Front Attached Additional Parking On Site Paved
Lot Features See Remarks Sound Side Water Access Comm
Water Source County Water Public
Total Parking 2.0
Lot Size Area 0.27
Foundation Details Other Pilings
Spa N
Building Area Total 2748.0
Lot Dimensions 50x25
Lot Size Acres 0.27
Road Surface Type Paved
Frontage Type Marsh Front ICW Front Sound Front
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 117
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* Excluded Features
List By
Cisco Cardoso

Listing Agent

Cardoso & Company

Broker

cisco@cardosoandcompany.com

Email

Affordability Calculator

$8,537
Per Month
95%
5%
0%
Monthly Principal & Interest
$8,115
Monthly Property Taxes
$422
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
11/12/2026$1,175,000 Listed Price

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117 Coastal Cay, Surf City, NC, 28445 is a Single Family Home for sale at $1,175,000 with 2,748 sqft and a lot size of 0.27. 117 Coastal Cay has 4 bedrooms, 4.1 baths, and was built in 2006. The property's zip code is 28445 which is in Surf City, NC