9 S Division Street Oswego, NY ^$ 144,000

9 S Division Street

^$ 144,000

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Recently Listed

9 S Division Street

Oswego, NY, 13126

^$ 144,000

Bedrooms2 Baths2.0 Sq 891

Monthly Estimate*

^$ 995

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Single Family Home for sale in Oswego, NY

for $144,000 with 2 bedrooms and 2 full baths. This 891 square foot home was built in 1920 on a lot size of 0.0734.

Conveniently located on the east side of Oswego, and just moments away from downtown's restaurants and shops, this 2-bed, 2-bath has been completely remodeled in the last five years. The first floor consists of a living room, dining room, kitchen, full-bath, and a laundry room. On the first floor , be sure to check out the stunning pantry; so beautifully remodeled you may want to become a professional pasty chef. The back door opens to a large fully-fenced and private backyard. The second floor is home to the two bedrooms and a second full-bath. Some of the improvements to this house include: New main roof installed in 2020, kitchen and porch roof in 2025, high efficiency Lennox furnace installed 2024 (last serviced January 2026), new gas Bradford White hot water tank installed 2025, new Whirlpool appliances (gas stove/oven, refrigerator, washer and dryer) installed 2022, keyless front entry lock with self-locking feature installed 2023, living room ceiling fan installed 2022, new kitchen, bathroom, bedroom and dining room lights installed in 2026, new interior and exterior doorknobs installed 2026, fresh paint 2025 & 2026. Structural inspection completed 2022, engineer report available upon request.

Single Family Active

Price

^$ 144,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,675

Style

Colonial

Lot Size

0.0734

Year Built

1920

Town/City

Oswego

County/Region

Oswego

MLS | Web ID

S1728655

Features

Interior

Interior Amenities CeilingFans SeparateFormalDiningRoom EatInKitchen SeparateFormalLivingRoom CountryKitchen Pantry NaturalWoodwork

Basement Full

Flooring LuxuryVinyl Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Window Features ThermalWindows

Fireplace Y/N No

Half Baths 0

Laundry Features MainLevel

Total Bedrooms 2

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas ForcedAir

Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Architectural Shingle

Appliances Dryer GasOven GasRange GasWaterHeater Refrigerator Washer

Garage Spaces 0.0

Architectural Style Colonial

Construction Materials BlownInInsulation VinylSiding

School District Oswego

Year Built 1920

Electric CircuitBreakers

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Oswego

Property Type Residential

Subdivision Name Hamiltons Gore

Garage Y/N No

Other Structures Sheds Storage

Total Rooms 8

Full Baths 2

Status Active

Directions From Oswego: East on E Utica St. South on E 3rd St. Then a right onto S Division St.

City Oswego

Senior Community Y/N No

High School District Oswego

Number Of Units Total 0

MLS Area Oswego-City-351200

Lot Size Units Acres

Lot Size Square Feet 3198.0

Year Built Details Existing

Tax Annual Amount 2675.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1728655 https://www.propertypanorama.com/instaview-tour/syr/S1728655

Standard Status Active

Middle/Junior School District Oswego

Elementary School District Oswego

Tax Assessed Value 91000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 9

Exterior

Exterior Amenities BlacktopDriveway EnclosedPorch FullyFenced Porch

Fencing Full

Parking Features NoGarage

Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.0734

Foundation Details Block Stone

Building Area Total 891.0

Lot Dimensions 30X106

Lot Size Acres 0.0734

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 9

* Excluded Features

List By

Century 21 Galloway Realty

Broker

(315) 402-3655

Phone

Affordability Calculator

$1,217

Per Month

Monthly Principal & Interest: $995
Monthly Property Taxes: $223
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oswego, NY

Average List Price ^$184,928

Percent of Sale Price 28%

About Oswego, NY

37,118 Population

0% Since 2002

^$48,154 Median Income

34.03 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

247206 Elementary School

246997 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/12/2026	$144,000		Listed Price

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9 S Division Street, Oswego, NY, 13126 is a Single Family Home for sale at $144,000 with 891 sqft and a lot size of 0.0734. 9 S Division Street has 2 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 13126 which is in Oswego, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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9 S Division Street

Single Family Home for sale in Oswego, NY

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