8528 Santa Cruz Drive Port Charlotte, FL $ 129,000
8528 Santa Cruz Drive
$ 129,000
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8528 Santa Cruz Drive

Port Charlotte, FL, 33981
$ 129,000
Bedrooms-- Baths0.0

Monthly Estimate*

$ 891

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Lots and Land for sale in Port Charlotte, FL

for $129,000. The lot size is 0.23.

Here is the waterfront homesite that takes the hardest part of building off your plate. Located at 8528 Santa Cruz Dr in the sought-after boating community of South Gulf Cove in Port Charlotte, this buildable canal lot comes with an 80 FOOT CONCRETE SEAWALL already installed in 2023. That single detail is worth pausing on. A new seawall of this length is an expense that can approach $50,000 in today's market, and beyond the money, sparing you the months of engineering, permitting, marine contractor scheduling, and construction. That work is already finished, permitted, and behind you, so you can move straight to designing your home. The lot spans .23 acres, a full 10,000 square feet, measuring 80 feet of road and canal frontage by 125 feet deep, with public water and public sewer available to build. Zoned RSF-3.5, Charlotte County's residential single-family district, the property is designated for a single-family detached home, which may include an attached guest suite. RSF-3.5 permits building heights up to 38 feet and allowing as much as 4,000 square feet of coverage on a parcel this size, with typical setbacks of 25 feet in front, 7.5 feet on the sides, and 20 feet from the water. That leaves a generous building envelope, with plenty of room for a large home paired with a screened lanai and a pool oasis positioned right along the canal, exactly the kind of layout Florida waterfront living was made for. Buyers should verify exact setbacks and site plan requirements with Charlotte County before finalizing home plans. Adding to the appeal, this property is NOT located in a Scrub Jay review area, and the National Wetland Inventory mapper shows NO wetlands on site. South Gulf Cove is one of Southwest Florida's premier boating communities, built around roughly 55 miles of navigable canals that connect through the community's boat lock system to Charlotte Harbor and on to the Gulf. The community's own South Gulf Cove Park features a public boat ramp, fishing, picnic areas, BBQ grills, and a playground, while San Domingo Park is a short drive away with fishing, a fitness trail, a nature trail, and open green space. Golfers are spoiled for choice, with Rotonda Golf and Country Club and its five distinct courses, the Palms, Pinemoor, Hills, Links, and Long Marsh, only minutes away, plus many more highly rated courses nearby. The beautiful beaches of Englewood Beach and Boca Grande are roughly 15 to 20 minutes away, and coastal restaurants, grocery stores, and shops for everyday needs are all a short drive from your door. Sports fans have Charlotte Sports Park, spring training home of the Tampa Bay Rays, and CoolToday Park in Wellen Park, spring training home of the Atlanta Braves, both within an easy drive for Spring Training baseball every year. I-75 is approximately 25 to 30 minutes away for easy travel north and south throughout the state, and Fort Myers International Airport (RSW) is roughly an hour away.

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Lots and Land Active

Price

$ 129,000

Property Type

Lots and Land

Taxes

$ 2,699

Style

Residential

Lot Size

0.23

Town/City

Port Charlotte

County/Region

Charlotte

MLS | Web ID

2026047219

Features
General
Sewer Public Sewer
Utilities Cable Available Electricity Available Sewer Available Water Available
Possession Close Of Escrow
HOA Fee 0
Association Fee Includes None
View Canal Water
Property Subtype Residential
Tax Year 2025
Current Use Single Family
Waterfront Features Canal Access Seawall
Community Features Non-Gated
HOA Fee 2 0
County Charlotte
Property Type Land
Subdivision Name SOUTH GULF COVE
Facing Direction Northwest
Status Active
Directions From Port Charlotte on 776 heading towards Englewood Turn LEFT on Gasparilla Rd Turn LEFT on Ingraham Blvd Turn LEFT on Santa Cruz Dr property will be on the RIGHT. Look for sign. 8528 Santa Cruz Dr
City Port Charlotte
Land Lease Amount 0
Senior Community Y/N false
MLS Area OA01 - Out of Area
Lot Size Units Acres
Tax Annual Amount 2699.57
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026047219
Standard Status Active
Tax Lot 46
Property Sub Type Additional Residential Unimproved Land
Legal Description PCH 058 4213 0046 PORT CHARLOTTE SEC58 BLK4213 LT 46 1314/23 1506/1472 2093/532 2149/348 2752/678 2752/680 2752/683 2752/675 3721/2063 4952/1597
HOA Fee 3 0
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Exterior
Gulf Access true
Gulf Access Type Bridge(s) Water Indirect
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.23
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 0
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Catherine Sanders

Listing Agent

Five Star Realty Of Charlotte

Broker

cathy@fivestarrealty.com

Email

Affordability Calculator

$1,116
Per Month
80%
20%
0%
Monthly Principal & Interest
$891
Monthly Property Taxes
$225
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/9/2026$129,000 Listed Price

Map


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8528 Santa Cruz Drive, Port Charlotte, FL, 33981 is a Lots and Land for sale at $129,000 with a lot size of 0.23. 8528 Santa Cruz Drive has 0.0 baths. The property's zip code is 33981 which is in Port Charlotte, FL