122 S 5th Street St. Charles, IL $ 629,000
122 S 5th Street
$ 629,000
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122 S 5th Street

St. Charles, IL, 60174
$ 629,000
Bedrooms4 Baths2.1 Sq 1,815

Monthly Estimate*

$ 4,344

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Single Family Home for sale in St. Charles, IL for $629,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,815 square foot home was built in 1900 on a lot size of 0.1.

**Perfectly positioned on a prominent corner lot atop a hill, 122 S 5th Street stands as a testament to the enduring appeal of the St. Charles Historic District.** This beautifully renovated 4-bedroom, 2.5-bathroom residence underwent a meticulous 2023 rehab, thoughtfully blending its historic character with the comfort and functionality of modern living. The interior layout is anchored by a fully updated kitchen featuring sleek cabinetry, premium surfaces, and a fresh, contemporary feel. Each of the two and a half bathrooms has been redesigned with modern tile and fixtures. The three well-proportioned bedrooms provide a versatile floor plan suited to a variety of lifestyles. A standout feature is the spacious finished dormer offering exciting possibilities beyond the main living areas. Depending on your needs, this flexible space could become an additional guest room, children's playroom, home office, creative studio, reading retreat, or private lounge. With its generous proportions and character, it is a space that invites you to imagine how it could best complement your lifestyle. Outdoors, the property features a classic front porch and a fully fenced-in yard, creating an inviting setting for relaxing, entertaining, or enjoying the neighborhood's charm. Located within the historic district, the home places you among the distinctive architecture and timeless character of one of St. Charles' most desirable areas, while the comprehensive 2023 renovation provides the peace of mind of a move-in-ready home. This is a rare opportunity to own a beautifully updated piece of St. Charles history, with the character of yesterday, the conveniences of today, and the flexibility to create the home you've envisioned.

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Single Family Active

Price

$ 629,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 7,725

Style

American 4-Sq.

Lot Size

0.1

Year Built

1900

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12797307

Features
General
Living Area 1815
Sewer Public Sewer
Heating Gas Forced Air
Cooling Central Air Wall Unit(s)
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Stainless Steel Appliance(s) Range Hood
Garage Spaces 1.5
Association Fee Includes None
Architectural Style American 4-Sq.
Construction Materials Frame
Year Built 1900
Electric 100 Amp Service
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Park Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 7
Full Baths 2
Status Active
Directions Main St to 5th St S to home
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Davis Richmond
Tax Annual Amount 7725.92
Middle/Junior High School Thompson Middle School
Virtual Tour https://viewlistingdetails.com/122-s-5th-st-saint-charles-il-60174-Y4hn?mls=true
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities Historic/Period Mlwk Granite Counters
Basement Unfinished Concrete Storage Space Full
Flooring Hardwood
Half Baths 1
Total Bedrooms 4
Room Type Storage
Total Baths 3
Bedrooms Possible 4
Bathroom Double Sink
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Exterior
Parking Features Asphalt Shared Driveway Garage Door Opener Yes Garage Owned Detached Garage
Lot Features Corner Lot Landscaped
Water Source Public
Total Parking 1.5
Foundation Details Concrete Perimeter
Lot Dimensions 66X68X66X67
Lot Size Acres 0.1
Waterfront Y/N N
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* Excluded Features
List By
Coldwell Banker Realty

Broker

Leimomi.Manley@CBRealty.com

Email

Affordability Calculator

$4,988
Per Month
87%
13%
0%
Monthly Principal & Interest
$4,344
Monthly Property Taxes
$644
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3933317 Elementary School
564780 Middle School
St Charles East High School High School
Pricing History
DatePricePrice ChangeDescription
11/7/2026$629,000 Listed Price

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122 S 5th Street, St. Charles, IL, 60174 is a Single Family Home for sale at $629,000 with 1,815 sqft and a lot size of 0.1. 122 S 5th Street has 4 bedrooms, 2.1 baths, and was built in 1900. The property's zip code is 60174 which is in St. Charles, IL