520 BROWN BEAR WAY Saint Cloud, FL $ 309,900
520 BROWN BEAR WAY
$ 309,900
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520 BROWN BEAR WAY

Saint Cloud, FL, 34772
$ 309,900
Bedrooms3 Baths2.0 Sq 1,264

Monthly Estimate*

$ 2,140

520 BROWN BEAR WAY, Saint Cloud, FL 34772 - Image 1

Single Family Home for sale in Saint Cloud, FL

for $309,900 with 3 bedrooms and 2 full baths. This 1,264 square foot home was built in 2006 on a lot size of 0.13.

New photos coming soon. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave. Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home. Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.

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Single Family Active

Price

$ 309,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,320

Style

Single Family Residence

Lot Size

0.13

Year Built

2006

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6455671

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Microwave Range
Zoning SPUD
HOA Fee 550
Garage Spaces 2
Patio/Porch Features Front Porch Patio
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2006
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SOUTHERN PINES UNIT 2
Facing Direction Southeast
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions From US-192 (13th Street) in St. Cloud head south on Michigan Avenue. Turn left onto Preserve Boulevard then right onto Brown Bear Way. 520 Brown Bear Way is on the right.
High School St. Cloud High School
City ST CLOUD
Association Name Southern Pines / Leland Management Inc.
Senior Community Y/N false
MLS Area 34772 - St Cloud (Narcoossee Road)
Lot Size Units Square Feet
Lot Size Square Feet 5532
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Michigan Avenue Elem (K 5)
Land Lease Y/N false
Tax Annual Amount 4320.19
Middle/Junior High School St. Cloud Middle (6-8)
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 227
Legal Description SOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 227
Water View Pond
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 45.83
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Primary Bedroom Main Floor Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Laminate Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sidewalk Sliding Doors
Fencing Fenced Vinyl Wood
Lot Features Landscaped
Water Source Public
Lot Size Area 5532
Foundation Details Slab
Building Area Total 1720
Lot Size Acres 0.13
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Property Logic Re

Broker

markditalia@gmail.com

Email

Affordability Calculator

$2,500
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,140
Monthly Property Taxes
$360
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
St. Cloud High School High School High School
Pricing History
DatePricePrice ChangeDescription
11/7/2026$309,900 Listed Price

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520 BROWN BEAR WAY, Saint Cloud, FL, 34772 is a Single Family Home for sale at $309,900 with 1,264 sqft and a lot size of 0.13. 520 BROWN BEAR WAY has 3 bedrooms, 2.0 baths, and was built in 2006. The property's zip code is 34772 which is in Saint Cloud, FL