127 S River Street
Montgomery, IL, 60538 $ 349,900
Bedrooms2 Baths2.0 Sq 1,224 Monthly Estimate*
$ 2,417
for $349,900 with 2 bedrooms and 2 full baths. This 1,224 square foot home was built in 1910 on a lot size of 0.27.
Imagine waking up to the beauty of the Fox River just beyond your backyard. This one-of-a-kind, fully renovated unique home offers a rare blend of timeless character, meticulous craftsmanship, and Fox River waterfront living! Beautifully restored and thoughtfully updated, it's where historic charm meets modern comfort. Improvements include updated electrical and plumbing, raised ceilings, a redesigned kitchen, two remodeled bathrooms, new A/C (2020), freshly painted cedar siding (2021), and a new roof (2023). The custom kitchen is a standout, featuring handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, under-cabinet lighting, and stainless steel appliances all overlooking the tranquil water views and the full mature trees. The main-level full bath offers a spacious walk-in shower, while the inviting front living room showcases oversized windows and a charming wood-burning stove. Upstairs, the primary suite impresses with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity. Outside, the nearly 250-foot-lot is designed for enjoying the outdoors, with a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping, firepit, all leading to the river. A four-season "river room" and party deck provide the perfect backdrop for entertaining or simply taking in the views. Even better, downtown Montgomery is within walking distance, yet this property feels like your own private waterfront retreat. Enjoy your favorite outdoor activities right from your backyard, or slow down and savor a quiet morning with coffee overlooking the peaceful waters of the Fox River. This is more than a home-it's a lifestyle! Location,location! This is a perfect one!
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FeaturesGeneralLiving Area 1224
Sewer Public Sewer
Heating Gas Steam Radiator(s) Zoned
Cooling Central Air
Possession Closing
Roof Asphalt
Garage Spaces 1
Association Fee Includes None
Construction Materials Cedar
Year Built 1910
Electric Circuit Breakers 100 Amp Service
Township Aurora
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 6
Full Baths 2
Status New
Directions Rt. 30 to Lake St to Webster to River.
High School West Aurora High School
City Montgomery
High School District 129
MLS Area Montgomery
Elementary School Nicholson Elementary School
Tax Annual Amount 5265
Middle/Junior High School Washington Middle School
Standard Status Active
Middle/Junior School District 129
Elementary School District 129
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InteriorBasement Unfinished Full
Total Fireplaces 1
Half Baths 0
Total Bedrooms 2
Room Type Enclosed Porch Heated Sun Room
Total Baths 2
Bedrooms Possible 2
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ExteriorParking Features Yes Garage Owned Detached Garage
Water Source Public
Total Parking 1
Foundation Details Block Concrete Perimeter
Lot Dimensions 50x240
Lot Size Acres 0.27
Waterfront Y/N Y
Other Equipment CO Detectors Ceiling Fan(s) Water Heater-Gas
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* Excluded FeaturesList ByRe/Max Ultimate ProfessionalsBroker
kathydames@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,417
- Monthly Property Taxes
- $439
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Montgomery, IL
Average List Price $397,803
Percent of Sale Price 14%
About Montgomery, IL 20,183 Population
161% Since 2002
$ 74,988 Median Income
34.94 Median Age
44% Households with Children
Trends Information provided by ATTOM Data Solutions.
5488149 Elementary School
566443 Middle School
West Aurora High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/6/2026 | $349,900 | | Listed Price |