92 KOCH Street Panacea, FL $ 199,000
92 KOCH Street
$ 199,000
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92 KOCH Street

Panacea, FL, 32346
$ 199,000
Bedrooms3 Baths2.0 Sq 1,092

Monthly Estimate*

$ 1,374

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Single Family Home for sale in Panacea, FL

for $199,000 with 3 bedrooms and 2 full baths. This 1,092 square foot home was built in 1986 on a lot size of 0.58.

Bring the boat, pack a swimsuit, and start enjoying the Forgotten Coast! Offered fully furnished, this updated 3-bedroom, 2-bath coastal cottage sits on THREE CORNER LOTS in the heart of Panacea, offering access from both Koch Street and Hardee Avenue. Currently operated as a short-term rental, the property presents an opportunity for buyers seeking a furnished coastal getaway, full-time residence, or income-producing vacation rental. POTENTIAL SELLER FINANCING WITH 20% DOWN! The fenced outdoor space is designed for relaxed coastal living, complete with a large swimming pool, covered deck, and plenty of room to entertain, grill, or unwind after a day on the water. A pole barn and separate storage shed provide valuable space for boat storage, fishing equipment, and recreational gear. Located just minutes from Rock Landing, public boat launches, restaurants, parks, and area beaches, with the local favorite Posey's Steam Room within walking distance. Enjoy fishing, boating, kayaking, and exploring everything this unique stretch of Florida's Gulf Coast has to offer. With three corner lots, dual street access, included furnishings, a private pool, and potential owner financing, this property offers a flexible opportunity to enjoy coastal living or continue its use as a vacation rental. Buyer to verify short-term rental requirements and suitability for intended use.

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Single Family Active

Price

$ 199,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 612

Style

Cottage

Lot Size

0.58

Year Built

1986

Town/City

Panacea

County/Region

Wakulla

MLS | Web ID

406814

Features
General
Living Area 1092.0
Sewer PublicSewer
Heating Central
Cooling CentralAir CeilingFans
Appliances Dryer Microwave Refrigerator Stove Washer
HOA Fee 0.0
Patio/Porch Features Deck
Architectural Style Cottage
Pool Features AboveGround SaltWater
Construction Materials VinylSiding
Year Built 1986
View None
Property Subtype ManufacturedHome
County Wakulla
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Panacea Mineral Springs
Garage Y/N N
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Coastal Hwy to Dickson Bay Rd home on right
High School WAKULLA
City Panacea
Senior Community Y/N N
MLS Area Wakulla
Carport Y/N N
Listing Terms Cash OwnerMayCarry
Elementary School MEDART
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 612.0
Home Warranty Y/N N
Body Type DoubleWide
Middle/Junior High School WAKULLA
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot multi
Property Sub Type Additional ManufacturedHome
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Interior
Interior Amenities SplitBedrooms
Flooring Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities FullyFenced
Fencing Fenced Privacy
Parking Features Driveway
Spa N
Building Area Total 1092.0
Lot Size Acres 0.58
Road Surface Type Paved
Private Pool Y
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 92
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* Excluded Features
List By
Fowler Revell Real Estate Co.

Broker

Affordability Calculator

$1,425
Per Month
96%
4%
0%
Monthly Principal & Interest
$1,374
Monthly Property Taxes
$51
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
419019 Elementary School
418971 Middle School
Wakulla High School High School
Pricing History
DatePricePrice ChangeDescription
11/5/2026$199,000 -15.32% Price Down
11/5/2026$235,000 Listed Price

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92 KOCH Street, Panacea, FL, 32346 is a Single Family Home for sale at $199,000 with 1,092 sqft and a lot size of 0.58. 92 KOCH Street has 3 bedrooms, 2.0 baths, and was built in 1986. The property's zip code is 32346 which is in Panacea, FL