1140 Monterra Way Fate, TX $ 499,000
1140 Monterra Way
$ 499,000
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1140 Monterra Way

Fate, TX, 75087
$ 499,000
Bedrooms4 Baths2.1 Sq 2,825

Monthly Estimate*

$ 3,446

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Single Family Home for sale in Fate, TX

for $499,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,825 square foot home was built in 2024 on a lot size of 0.174.

THIS IS THE ONE! BEST VALUE IN THE NEIGHBORHOOD! NEW ROOF (2026) REFRIGERATOR INCLUDED. ASSUMABLE FHA LOAN AT 3.99% FOR QUALIFIED BUYERS! Subject to lender approval and buyer qualification. Welcome to 1140 Monterra Way where modern farmhouse charm meets everyday comfort in coveted Monterra and Rockwall ISD. Built by K.Hovnanian, this beautifully appointed Frankfurt floor plan offers 4 bedrooms, 2.5 bathrooms, 2,825 square feet, and a spacious 3-car garage.From the moment you step inside, you'll appreciate the inviting atmosphere, thoughtful design, and stylish finishes throughout. Just off the entry, a private home office with charming double barn doors creates the perfect space for working remotely or enjoying a quiet retreat. An additional activity room near the secondary bedrooms provides endless flexibility for a playroom, media room, home gym, or hobby space. The heart of the home is the expansive great room, where beautiful wood ceiling beams add warmth and character while seamlessly connecting the living, dining, and kitchen spaces. Designed with both entertaining and everyday living in mind, the gourmet kitchen features an oversized center island, abundant cabinetry, and designer finishes that perfectly balance style and functionality.Privately situated at the rear of the home, the spacious primary suite offers a peaceful escape at the end of the day. The spa-inspired ensuite bath features a beautiful freestanding soaking tub and separate shower, creating the perfect place to unwind and recharge.Take the entertaining outdoors to the oversized covered patio, ideal for morning coffee, weekend gatherings, or relaxing evenings under the Texas sky. Newly planted trees along the back fence line will continue to mature, adding privacy and enhancing the outdoor living experience.Beyond the beautiful home, Monterra offers an amenity rich community with exceptional location with convenient access to I-30, shopping, dining, grocery stores, and major retail.

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Single Family Active

Price

$ 499,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 8,568

Style

Traditional

Lot Size

0.174

Year Built

2024

Town/City

Fate

County/Region

Rockwall

MLS | Web ID

21420742

Features
Interior
Interior Features Cable TV Available Decorative Lighting Flat Screen Wiring High Speed Internet Available Kitchen Island Smart Home System Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Basement Y/N 0
Dining Areas 1
Living Areas 2
Half Baths 1
Total Bedrooms 4
Total Baths 3
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General
Heating Central Natural Gas
Cooling Ceiling Fan(s) Central Air Electric
Utilities City Sewer Community Mailbox Curbs MUD Water Sidewalk
Possession Closing/Funding
Roof Composition
Appliances Dishwasher Disposal Gas Range Microwave Refrigerator Tankless Water Heater
Assoc Fees 600
Number of Garage Spaces 3
School District Rockwall ISD
HOA Fee Includes Full Use of Facilities Management Fees
Pool Y/N 0
Exclusions Staging items in home.
Year Built 2024
Architectural Style Traditional
Community Features Community Pool Community Sprinkler Pickle Ball Court Playground Pool
Levels One
Property Subtype Single Family Residence
Subdivision Name Monterra Ph 1a
Transaction Type For Sale
Occupant Type Vacant
County Rockwall
Property Type Residential
Construction Materials Brick
Year Built Details Preowned
HOA Type Mandatory
Full Baths 2
Status Active
Directions Please use GPS SIY.
City Fate
Elementary School Name Celia Hays
High School Rockwall
Elementary School Celia Hays
Standard Status Active
Listing Terms Cash Conventional FHA VA Assumable
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Exterior
Waterfront 0
Exterior Features Covered Patio/Porch Rain Gutters
Lot Features Interior Lot Sprinkler System Subdivision
Fencing Wood
Garage Length 0
Garage Width 0
Parking Features Garage Door Opener Garage Faces Front
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Structural Style Single Detached
Garage Y/N 1
Attached Garage Y/N 1
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Internal Only
Street Number 1 1140
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* Excluded Features
List By
Becky Chance

Listing Agent

Monument Realty

Broker

Affordability Calculator

$4,160
Per Month
83%
17%
0%
Monthly Principal & Interest
$3,446
Monthly Property Taxes
$714
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
285813 Elementary School
5136202 Middle School
Pricing History
DatePricePrice ChangeDescription
11/5/2026$499,000 Listed Price

Map


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1140 Monterra Way, Fate, TX, 75087 is a Single Family Home for sale at $499,000 with 2,825 sqft and a lot size of 0.174. 1140 Monterra Way has 4 bedrooms, 2.1 baths, and was built in 2024. The property's zip code is 75087 which is in Fate, TX