3643 Spencer Road Mt Sterling, KY $ 389,000
3643 Spencer Road
$ 389,000
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3643 Spencer Road

Mt Sterling, KY, 40353
$ 389,000
Bedrooms3 Baths2.0 Sq 1,616

Monthly Estimate*

$ 2,687

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Single Family Home for sale in Mt Sterling, KY

for $389,000 with 3 bedrooms and 2 full baths. This 1,616 square foot home was built in 1983 on a lot size of 1.84.

Welcome home to this beautiful 3 bedroom, 2 bath ranch offering 1,616 square feet of comfortable living space situated on 1.84 acres! Step inside to discover a spacious open concept living and dining area featuring beautiful flooring, abundant natural light, and a cozy pellet-burning stove that adds warmth and charm. The updated kitchen is sure to impress with gorgeous granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for gathering and entertaining. Both bathrooms feature attractive finishes, while the generously sized bedrooms provide comfort and relaxation. A spacious laundry room and additional storage throughout add everyday convenience. Outside, enjoy the peaceful surroundings from the large stamped concrete patio, complete with a charming pergola that's perfect for outdoor entertaining or simply relaxing. The property also features an attached two-car garage and a 14x32 building equipped with water and electricity, offering endless possibilities for a workshop, hobby space, or additional storage. With 1.84 acres to enjoy, beautiful updates, and plenty of room both inside and out, this property offers the perfect blend of country charm and modern comfort. Don't miss your opportunity to make this wonderful property your own!

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Single Family Active

Price

$ 389,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

1.84

Year Built

1983

Town/City

Mt Sterling

County/Region

Montgomery

MLS | Web ID

26030436

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Primary Downstairs
Flooring Carpet
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1616.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 2
Heating-Heat Pump True
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General
Sewer Septic Tank
Heating Electric Heat Pump
Cooling Electric Heat Pump
Utilities Electricity Connected Water Connected
Possession Negotiable
Roof Dimensional Style
Appliances Dishwasher Microwave Range Refrigerator
Garage Spaces 2.0
Patio/Porch Features Patio
Architectural Style Ranch
Construction Materials Wood Siding Brick Veneer
Year Built 1983
Levels One
Property Subtype Single Family Residence
Parcel Number 040-00-00-001.00
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N Y
Other Structures Shed(s) Workshop
Total Rooms 9
Full Baths 2
Status Active
Directions from I-64 take exit 113 toward Mt Sterling turn onto US-60W go 1.6 miles turn left onto KY-686 W go 1.5 miles at traffic circle turn left onto KY-713 E go 2 miles house will be on the left.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 80150.0
Carport Spaces 1.0
Carport Y/N Y
Elementary School Mt Sterling
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Montgomery Co
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Fencing Partial
Parking Features Attached Carport Attached Garage Driveway
Lot Features Many Trees
Water Source Public
Lot Size Area 1.84
Foundation Details Block
Building Area Total 1616.0
Lot Size Acres 1.84
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3643
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* Excluded Features
List By
The Agency

Broker

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$2,687
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Monthly Principal & Interest
$2,687
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289988 Elementary School
3292802 Middle School
Montgomery Co High School High School
Pricing History
DatePricePrice ChangeDescription
11/4/2026$389,000 Listed Price

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3643 Spencer Road, Mt Sterling, KY, 40353 is a Single Family Home for sale at $389,000 with 1,616 sqft and a lot size of 1.84. 3643 Spencer Road has 3 bedrooms, 2.0 baths, and was built in 1983. The property's zip code is 40353 which is in Mt Sterling, KY