2003 Ferguson Street
Schenectady, NY, 12306 $ 249,900
Bedrooms2 Baths1.0 Sq 1,254 Monthly Estimate*
$ 1,726
for $249,900 with 2 bedrooms and 1 full bath. This 1,254 square foot home was built in 1950 on a lot size of 0.17.
Welcome home to this charming 2-bedroom, 1-bath Cape Cod offering 1,254 square feet of living space on a desirable corner lot. This home combines classic character with practical features and plenty of possibilities for its next owner. The first floor offers two bedrooms and a full bathroom, providing convenient one-level living. The living room, hallways and bedrooms all have hardwood floors that add warmth and character throughout the home. The finished second-floor space offers additional flexibility for a home office, hobby room, recreation area, guest space, or additional living area to suit your needs. Outside, enjoy a nicely landscaped property with a fully fenced backyard featuring a vinyl privacy fence, creating a wonderful setting for outdoor entertaining, gardening, pets, or simply relaxing. The attached one-car garage provides convenient parking and additional storage. Additional features include municipal water, an individual septic system, and gas-fired boiler heating with steam radiators. Recent improvements include a newly installed boiler in 2023 and a new hot water tank in 2024. Enjoy the convenience of living near Schenectady's shopping, restaurants, entertainment, parks, and everyday services, while also having easy access to Albany, Troy and major interstates. Schenectady offers attractions such as Proctors Theatre, Rivers Casino & Resort, Mohawk Harbor, Union College, Central Park, and the historic Stockade District. A short drive brings you to Albany, New York's state capital, with its extensive shopping, restaurants, museums, theaters, government and employment centers, Empire State Plaza, Washington Park, and the University at Albany. Nearby Troy offers its own distinctive downtown atmosphere, featuring the historic Troy Waterfront, renowned farmers market, restaurants, specialty shops, Rensselaer Polytechnic Institute, and Troy Savings Bank Music Hall. With access to major roadways, shopping, education, employment, recreation, and entertainment throughout the Capital District, this property offers an excellent opportunity for a first-time homebuyer, downsizer, or anyone looking for a home with character, outdoor space, and a convenient location.
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FeaturesGeneralSewer Septic Tank
Heating Hot Water Steam
Cooling Ceiling Fan(s)
Utilities Electricity Connected Natural Gas Connected Sewer Not Available Water Connected
Roof Asphalt
Appliances Washer Refrigerator Gas Water Heater Electric Range Electric Oven Dryer
Zoning R-1
Garage Spaces 1
Architectural Style Cape Cod
Construction Materials Frame Vinyl Siding
Year Built 1950
Electric 150 Amp Service Circuit Breakers
View Neighborhood
Stories Count 1
Township Other
Levels One and One Half
Property Subtype Single Family Residence
County Schenectady
New Construction false false
Property Type Residential
Attached Garage true
Garage Y/N true
Other Structures Shed(s)
Total Rooms 7
Full Baths 1
Status Active
City Schenectady
High School District Mohonasen
MLS Area Rotterdam
Lot Size Units Acres
Lot Size Square Feet 7405.2
Tax Annual Amount 4419
MLS Area Minor Rotterdam
Standard Status Active
Tax Assessed Value 131000
Tax Lot 22
Legal Description Single family
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InteriorInterior Amenities Ceiling Fan(s)
Basement Block Full Storage Space Sump Pump Walk-Up Access
Flooring Hardwood Laminate Linoleum Tile
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Above Grade Finished Area 1254
Half Baths 0
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 1
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ExteriorExterior Amenities Private Yard
Fencing Back Yard Fenced Privacy Vinyl
Parking Features Paved Off Street Driveway
Lot Features Corner Lot Landscaped
Water Source Public
Lot Size Area 0.17
Foundation Details Block
Building Area Total 1254
Lot Size Acres 0.17
Road Surface Type Paved
Road Frontage Type City Street
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* Excluded FeaturesList ByPhilip KellyListing Agent
Howard Hanna Rand RealtyBroker
philip.kelly@randrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,726
- Monthly Property Taxes
- $368
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Schenectady, NY
Average List Price $281,632
Percent of Sale Price 13%
About Schenectady, NY 66,009 Population
7% Since 2002
$ 41,120 Median Income
35.65 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/4/2026 | $249,900 | | Listed Price |