39 Cedar Street
Oneonta, NY, 13820 $ 450,000
Bedrooms3 Baths2.0 Sq 1,908 Monthly Estimate*
$ 3,108
for $450,000 with 3 bedrooms and 2 full baths. This 1,908 square foot home was built in 1908 on a lot size of 0.18.
A Timeless Oneonta Treasure: Luxury, Character & Exceptional Craftsmanship Discover a truly special Oneonta city retreat where timeless elegance, distinctive architecture, and exquisite craftsmanship come together. Set on one of Oneonta’s desirable streets, this remarkable home offers a rare blend of historic charm, refined details, and inviting spaces designed for both everyday living and memorable entertaining. From the moment you enter, you’ll appreciate the character found at every turn. Beautiful stained glass, custom windows, rich hardwood floors, intricate custom tile work, and thoughtful architectural details create a home that is anything but ordinary. The living room is anchored by a gorgeous fireplace, providing a stunning focal point and an inviting place to gather. A gracious formal dining room and beautifully appointed cook’s kitchen make entertaining feel effortless. Offering three bedrooms, two full baths, and a dedicated library or office, the home balances elegance with comfort, creating spaces to gather, work, unwind, and enjoy. Step outside and discover your own private city oasis. Beautiful gardens, custom stone walls, custom gas fire-pit, and a tranquil water feature create an enchanting outdoor setting where you can slow down, relax, and recharge on the flagstone patio or in the hot tub. Enjoy quiet mornings or evening conversations on the welcoming front porch, or retreat into the garden spaces that make this property feel worlds away from the everyday. Complete with a garage and ideally located near Oneonta’s parks, colleges, and downtown this is more than a home — it is a distinctive lifestyle opportunity. Luxury is in the details. Character is in every room. And the feeling of home is found in every corner. Don't wait this one will not last long.
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FeaturesInteriorInterior Amenities Den HomeOffice KitchenIsland Storage SolidSurfaceCounters
Basement Full
Flooring Hardwood Tile Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances DoubleOven Dishwasher GasCooktop Disposal GasWaterHeater Microwave Refrigerator
Garage Spaces 1.0
Architectural Style TwoStory
Construction Materials Other WoodSiding
School District Oneonta
Year Built 1908
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 7
Full Baths 2
Status Active
Directions From 1-88 exit 15 toward Oneonta follow towards Main Street intersection continue straight through to Maple Street turn right onto Cedar Street end 39 Cedar Street Oneonta NY 13820.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 7841.0
Year Built Details Existing
Tax Annual Amount 7369.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 190000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 41
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ExteriorExterior Amenities BlacktopDriveway
Parking Features Detached Garage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.18
Foundation Details Stone
Building Area Total 1908.0
Lot Dimensions 52X153
Lot Size Acres 0.18
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByKeller Williams Upstate Ny PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,108
- Monthly Property Taxes
- $614
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oneonta, NY
Average List Price $270,265
Percent of Sale Price 40%
About Oneonta, NY 22,554 Population
4% Since 2002
$ 48,532 Median Income
29.25 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/4/2026 | $450,000 | | Listed Price |