570 S Oak Street Waterloo, IN ^$ 220,000

570 S Oak Street

^$ 220,000

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570 S Oak Street

Waterloo, IN, 46706

^$ 220,000

Bedrooms4 Baths1.1 Sq 1,972

Monthly Estimate*

^$ 1,519

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Single Family Home for sale in Waterloo, IN for $220,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,972 square foot home was built in 1900 on a lot size of 0.35.

Contingent 1st Right. This house shows pride in ownership. Property has a nice double lot with an attached garage. The kitchen has new flooring and all the appliances stay. As you approach the house you will be met with a very welcoming porch to enjoy the nice evenings any time of year. The main floor has an ensuite bedroom, separate dining room but kitchen is large enough to add a cafe table if you want to and main floor laundry. There is a newer sump pump, water softener, and a new tub and shower surround.

Single Family Contingent

Price

^$ 220,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 1,080

Style

Traditional

Lot Size

0.35

Year Built

1900

Town/City

Waterloo

County/Region

DEKALB

MLS | Web ID

202645129

Features

General

Sewer City

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces No

Garage Attached

Amenities 1st Bdrm En Suite Attic Storage Ceiling-9+ Ceiling Fan(s) Countertops-Laminate Disposal Dryer Hook Up Electric Garage Door Opener Porch Covered Range/Oven Hook Up Elec Stand Up Shower Tub/Shower Comb

Status Active Cont-First Right

Full Baths 1

Half Baths 1

Bathrooms 2

Year Built 1900

New Construction No

Subdivision None

Style Two Story

Township Grant

Class RESIDENTIAL

Type Site-Built Home

Age 126

Inside City Limits Yes

REO No

Status Detail 6

Common Amenities Sidewalks

Dining Room Level Main

Area Dekalb County

Location City/Town/Suburb

High School Dekalb

City Waterloo

School District Dekalb Central United

Energy Efficient Appliances Electrical/Lighting Thermostat/Controllers

Architectural Style Traditional

Total Sq Ft 2868

Elementary School Waterloo

Middle School Dekalb

Legal Description HORNBERGER'S 3RD ADDITION LOT 255 AND HORNBERGER'S 3RD ADDITION LOT 254

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202645129

Agent First Name Cynthia

Agent Last Name George

DOM 6

Tax Year 25/26

Interior

Basement Michigan Basement

Flooring Carpet Laminate

HVAC Ceiling Fan

Beds 4

Total Rooms 10

Dining Room Length 17

Dining Room Width 13

Living Room Width 16

Living Room Length 12

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 4

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 11

2nd Bedroom Length 16

2nd Bedroom Level Upper

2nd Bedroom Width 12

3rd Bedroom Length 13

3rd Bedroom Level Upper

3rd Bedroom Width 12

4th Bedroom Length 12

4th Bedroom Level Upper

4th Bedroom Width 12

Basement Material Brick Poured Concrete

Exterior

Exterior Vinyl

Driveway Gravel

Pool No

Garage Length 24

Garage Width 22

Lot Size Area 15246

Lot Dimensions 116x132

Lot Description Level

Fence Chain Link

Energy Efficient Doors/Windows Double Pane Windows

Garage Capacity 2

Waterfront Y/N No

* Excluded Features

List By

Cynthia George

Listing Agent

Wible Realty

Broker

fireason@yahoo.com

Affordability Calculator

$1,609

Per Month

Monthly Principal & Interest: $1,519
Monthly Property Taxes: $90
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

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Trends Information provided by ATTOM Data Solutions.

1236830 Elementary School

1236451 Middle School

Dekalb High School High School

Pricing History

Date	Price	Price Change	Description
11/2/2026	$220,000		Listed Price

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570 S Oak Street, Waterloo, IN, 46706 is a Single Family Home for sale at $220,000 with 1,972 sqft and a lot size of 0.35. 570 S Oak Street has 4 bedrooms, 1.1 baths, and was built in 1900. The property's zip code is 46706 which is in Waterloo, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 11/6/2026.

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