438 VIRGINIA AVENUE Saint Cloud, FL $ 339,000
438 VIRGINIA AVENUE
$ 339,000
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438 VIRGINIA AVENUE

Saint Cloud, FL, 34769
$ 339,000
Bedrooms2 Baths2.0 Sq 1,275

Monthly Estimate*

$ 2,341

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Single Family Home for sale in Saint Cloud, FL

for $339,000 with 2 bedrooms and 2 full baths. This 1,275 square foot home was built in 1946 on a lot size of 0.26.

Discover the perfect blend of timeless charm and modern luxury in this beautifully renovated St. Cloud home! Ideally situated on a spacious .26-acre corner lot with NO HOA, this inviting property offers stylish updates, flexible living spaces, and an unbeatable location just a short walk from downtown shopping, dining, and the St. Cloud Lakefront. Step inside to a light-filled, open-concept floor plan designed to maximize space, comfort, and functionality. The stunning kitchen is a true showstopper, featuring elegant quartz countertops, sleek white cabinetry, stainless steel appliances, a BRAND NEW induction cooktop with convection oven, and a NEW dishwasher with a stainless steel interior. The spacious primary suite offers a relaxing retreat with a private en-suite bathroom and double vanity. An additional bedroom, a versatile bonus room ideal for a potential third bedroom, and a separate office provide endless possibilities for guests, hobbies, working from home, or fitness. Enjoy added peace of mind with a BRAND NEW ROOF installed this spring, including new fascia, gutters, soffit, and downspouts. The HVAC system was also upgraded this year with all-new components, motor, and coils, while spray foam attic insulation helps improve energy efficiency and year-round comfort. Outside, the expansive, tree-shaded yard is perfect for entertaining, relaxing, or enjoying the Florida lifestyle. The property also features a patio, detached garage with additional storage, and a carport, offering plenty of room for vehicles, recreational equipment, and all your extras. Conveniently located near shopping, dining, local attractions, Medical City in Lake Nona, and the Spacecoast's beautiful beaches, this MOVE-IN READY gem combines character, thoughtful upgrades, and exceptional flexibility in one desirable package. No HOA, a generous lot, and modern improvements make this St. Cloud home a must-see! Schedule your private showing today! *Home is occupied, unfurnished photos are prior to the seller decorating and moving in.*

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Single Family Active

Price

$ 339,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,149

Style

Traditional

Lot Size

0.26

Year Built

1946

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5159921

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Public
Possession Close Of Escrow
Roof Shingle
Appliances Convection Oven Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning SR1A
Garage Spaces 0
Patio/Porch Features Patio
Architectural Style Traditional
Construction Materials Block
Year Built 1946
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Osceola
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name ST CLOUD 2ND TOWN OF
Facing Direction East
Garage Y/N true
Total Rooms 4
Full Baths 2
Status Active
Directions From Hwy 192 (13th Street) in St. Cloud turn north onto Virginia Ave. Home will be on the left.
City ST CLOUD
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 11238
Carport Spaces 0
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 4149.42
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fyoutu.be%2Fn3WbSFa7XKY&data=05%7C02%7C%7Ce479d2b8c80f4ec7fabb08df2d1d04b2%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C639279274793455032%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=HLgDgsi%2BeSvYCu9Sxq1T0DOxD1CfkMKF9a8aH89lX2M%3D&reserved=0
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 5
Legal Description LAKE FRONT ADDN PB B PG 63 BLK 368 S 75 FT LOT 5 1/26/30
Minimum Lease 7 Months
Water Access Y/N false
Additional Rooms Bonus Room Den/Library/Office
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Open Floorplan Stone Counters
Flooring Luxury Vinyl
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox Rain Gutters Storage
Vegetation Oak Trees
Lot Features Corner Lot City Lot Level Near Marina Sidewalk
Water Source Public
Lot Size Area 11238
Foundation Details Slab
Spa false
Building Area Total 1685
Lot Dimensions 75 x 150
Lot Size Acres 0.26
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 0
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* Excluded Features
List By
Godwin Realty Group

Broker

cburnette69@hotmail.com

Email

Affordability Calculator

$2,687
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,341
Monthly Property Taxes
$346
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/22/2026$339,000 Listed Price

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438 VIRGINIA AVENUE, Saint Cloud, FL, 34769 is a Single Family Home for sale at $339,000 with 1,275 sqft and a lot size of 0.26. 438 VIRGINIA AVENUE has 2 bedrooms, 2.0 baths, and was built in 1946. The property's zip code is 34769 which is in Saint Cloud, FL