523 S Jay Street Rome, NY $ 359,900
523 S Jay Street
$ 359,900
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523 S Jay Street

Rome, NY, 13440
$ 359,900
Bedrooms3 Baths2.0 Sq 2,760

Monthly Estimate*

$ 2,486

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Single Family Home for sale in Rome, NY

for $359,900 with 3 bedrooms and 2 full baths. This 2,760 square foot home was built in 2014 on a lot size of 1.85.

NEARLY 2 ACRES and RANCH-STYLE LIVING, all inside Rome city limits! Welcome to 523 S Jay St, a 2014-built beauty that sits just far enough from the city center to feel like a peaceful escape, yet only MINUTES from shopping, dining, and everything Rome has to offer! Step up onto the full-length front deck and into a bright, open layout. Cozy up by the stone-surround GAS FIREPLACE with built-in shelving, then head into the kitchen, the true heart of this home! Warm wood cabinetry, a HUGE island with seating, stainless appliances including a gas range with chimney hood, a farmhouse sink, a pantry, and a dining area with sliders to the back deck make it easy to cook, gather, and entertain! All 3 bedrooms, both full baths, AND the laundry are on the FIRST FLOOR. Since the finished upstairs is one large open bonus room, this is essentially ONE-FLOOR LIVING at its best! The primary suite is a true retreat, with a HUGE primary bathroom featuring a SOAKING TUB, separate shower, and double vanity. An office and a wet bar add even more everyday convenience! Peace of mind is built right in: a BONE-DRY crawl space with a sump pump, and a roof installed by Utica Roof Pros in 2024/2025 with a TRANSFERABLE WARRANTY! Outside, the fun never stops! The deep, open backyard is framed by mature trees, and the above-ground POOL, playset, trampoline, shed, and window AC units ALL STAY! Public water, sewer, and natural gas. Two tax parcels included. Rome School District. Homes like this don't come along often. SCHEDULE YOUR SHOWING TODAY! Delayed showings and negotiations begin Saturday, October 24, 2026.

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Single Family Active

Price

$ 359,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 8,740

Style

TwoStory

Lot Size

1.85

Year Built

2014

Town/City

Rome

County/Region

Oneida

MLS | Web ID

S1722856

Features
Interior
Interior Amenities WetBar EatInKitchen SeparateFormalLivingRoom HomeOffice KitchenIsland KitchenFamilyRoomCombo LivingDiningRoom Pantry SlidingGlassDoors BedroomOnMainLevel MainLevelPrimary PrimarySuite
Basement CrawlSpace
Flooring Carpet Laminate Varies Vinyl
Total Fireplaces 1
Total Stories 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Cooling WindowUnits
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher ExhaustFan GasOven GasRange GasWaterHeater Microwave Refrigerator RangeHood Washer
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style TwoStory
Pool Features AboveGround
Construction Materials BlownInInsulation VinylSiding
School District Rome
Year Built 2014
Electric CircuitBreakers
Township Not Applicable
Property Subtype SingleFamilyResidence
Community Features TrailsPaths
Additional Parcels Description 301301-242-014-0001-002-000-0000
County Oneida
Property Type Residential
Garage Y/N No
Other Structures Sheds Storage
Total Rooms 9
Full Baths 2
Status Active
Directions Traveling South on S Madison st Turn right (West) onto Matthew St then left (South) onto S Jay St. Home is approximately 1/4 mile on left hand side.
High School Rome Free Academy
City Rome
Senior Community Y/N No
High School District Rome
Number Of Units Total 0
MLS Area Rome-Inside-301301
Lot Size Units Acres
Lot Size Square Feet 37897.0
Elementary School Gansevoort Elementary
Year Built Details Existing
Tax Annual Amount 8740.0
Middle/Junior High School Lyndon H Strough Middle
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1722856
Standard Status Active
Middle/Junior School District Rome
Elementary School District Rome
Tax Assessed Value 107500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 1
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Exterior
Exterior Amenities BlacktopDriveway Deck PlayStructure Pool
Parking Features NoGarage
Lot Features IrregularLot NearPublicTransit ResidentialLot
Water Source Connected Public
Lot Size Area 1.85
Foundation Details Block
Building Area Total 2760.0
Lot Dimensions 111X661
Lot Size Acres 1.85
Waterfront Y/N No
Door Features SlidingDoors
Road Frontage Type CityStreet
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Internal Only
Street Number 1 523
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* Excluded Features
List By
Exp Realty

Broker

(315) 351-2765

Phone

Affordability Calculator

$3,214
Per Month
77%
23%
0%
Monthly Principal & Interest
$2,486
Monthly Property Taxes
$728
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5521483 Elementary School
3041021 Middle School
Rome Free Academy High School High School
Pricing History
DatePricePrice ChangeDescription
10/20/2026$359,900 Listed Price

Map


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523 S Jay Street, Rome, NY, 13440 is a Single Family Home for sale at $359,900 with 2,760 sqft and a lot size of 1.85. 523 S Jay Street has 3 bedrooms, 2.0 baths, and was built in 2014. The property's zip code is 13440 which is in Rome, NY