45 Cedar Street Oneonta, NY ^$ 295,000

45 Cedar Street

^$ 295,000

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Recently Listed

45 Cedar Street

Oneonta, NY, 13820

^$ 295,000

Bedrooms5 Baths1.1 Sq 2,064

Monthly Estimate*

^$ 2,037

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Single Family Home for sale in Oneonta, NY

for $295,000 with 5 bedrooms and 1 full bath, 1 half bath. This 2,064 square foot home was built in 1915 on a lot size of 0.09.

Single Family Active

Price

^$ 295,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 6,135

Style

HistoricAntique,Traditional

Lot Size

0.09

Year Built

1915

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1722955

Features

Interior

Interior Amenities SeparateFormalLivingRoom KitchenFamilyRoomCombo LivingDiningRoom AirFiltration BedroomOnMainLevel

Basement Full

Flooring Hardwood Tile Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Total Bedrooms 5

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating ElectronicAirFilter Electric Gas

Cooling ElectronicAirFilter

Utilities SewerConnected WaterAvailable

Possession CloseOfEscrow

Appliances ConvectionOven Dryer ElectricCooktop Freezer GasWaterHeater

Garage Spaces 0.0

Patio/Porch Features Covered Porch

Architectural Style HistoricAntique Traditional

Construction Materials Block Frame Concrete

School District Oneonta

Year Built 1915

View SlopeView

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Garage Y/N No

Total Rooms 8

Full Baths 1

Status Active

Directions From main Street to Elm st right on Cedar St to 45. Or from East St left turn. Second house on the right

High School Oneonta High

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Year Built Details Existing

Tax Annual Amount 6135.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 158000

TaxOtherAnnualAssessmentAmount 0.0

Exterior

Parking Features NoGarage SharedDriveway

Lot Features Rectangular RectangularLot

Water Source NotConnected Public

Lot Size Area 0.09

Foundation Details Block

Building Area Total 2064.0

Lot Dimensions 2000X1920

Lot Size Acres 0.09

Waterfront Y/N No

Internal Only

Street Number 1 45

* Excluded Features

List By

Four Seasons Sotheby's International Realty

Broker

(917) 538-3606

Phone

Affordability Calculator

$2,549

Per Month

Monthly Principal & Interest: $2,037
Monthly Property Taxes: $511
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$264,071

Percent of Sale Price 10%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Oneonta High High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/17/2026	$295,000		Listed Price

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45 Cedar Street, Oneonta, NY, 13820 is a Single Family Home for sale at $295,000 with 2,064 sqft and a lot size of 0.09. 45 Cedar Street has 5 bedrooms, 1.1 baths, and was built in 1915. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 10/20/2026.

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45 Cedar Street

Single Family Home for sale in Oneonta, NY

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