2947 165th Street

Bring your vision to this Hammond home, which is mid-renovation and ready for your customization. It was formerly a 4-bedroom, so you can add that room back or keep the open main level as extra living space. There are bathroom locations on both floors, with permitted rough plumbing already completed and inspected by the city, so you can design the finished bathrooms your way. The big-ticket items are done: a new roof, and a new furnace with added ductwork for comfort on the second floor. Choose your own finishes and renovate it to suit. It's a rare chance to customize a home from the ground up and build in equity. Renovation loan buyers are welcome. Ask about financing options, such as FHA 203(k) or Fannie Mae HomeStyle, that can roll the purchase and the remaining work into one loan.