465 N Shady Oaks Drive
Elgin, IL, 60120 $ 399,000
Bedrooms4 Baths3.0 Sq 2,456 Monthly Estimate*
$ 2,756
Single Family Home for sale in Elgin, IL
for $399,000 with 4 bedrooms and 3 full baths. This 2,456 square foot home was built in 1959 on a lot size of 0.77.
Searching for a home that comes with three-quarters of an acre, beautifully renovated interiors, and the flexibility to adapt around the way you live? Set well back from the street, this 4-bedroom, 3-bath single-story residence offers 2,456 sq ft., enhanced by an impressive stretch of green lawn as you arrive! A wide front porch creates an inviting first impression and an appealing perch for morning coffee, conversation with neighbors, or decor. Inside, abundant natural light streams through the living room's large picture window, while a tray ceiling introduces subtle architectural interest overhead. Wood-style flooring transitions you into the dining alcove and adjoining kitchen, ensuring an easy flow between everyday meals and culinary pursuits. Luminous dark countertops and ample cabinetry line both sides of the kitchen, complemented by stainless steel appliances, dual ovens, and a gas cooktop. A walk-in pantry keeps ingredients and small appliances within reach. Under pendant lighting, the petite breakfast bar offers a hangout for chatting with the cook, enjoying a quick meal, or sneaking in a midnight snack. Just off the kitchen, a versatile nook can serve as a workspace, mudroom, or organized landing zone for daily essentials. Your generous primary escape features dual closets and shares an elegant hall bath with the adjacent retreat, offering a convenient main-level arrangement. Downstairs, the finished portion of the basement adds another dimension to the home. New carpeting, a brick fireplace, two versatile bedrooms with brick-accent walls, a full bath, and a dry bar create plenty of options for entertaining, hobbies, recreation, or hosting overnight visitors. The unfinished section delivers practical storage along with laundry facilities and a utility sink, making it easier to keep seasonal gear and household extras organized. Wood-paneled ceilings and walls frame floor-to-ceiling glass sliders in the distinctive sunroom, keeping you connected with the outdoors throughout the seasons. Settle in with a favorite book while autumn color, fresh snowfall, or a summer shower becomes the backdrop. Outside, fire up the grill on the back patio while the deep, unfenced yard provides room to explore ideas for gardens, recreational structures, or future expansion. An attached 2-car garage adds daily convenience, while notable improvements include a roof updated in 2023, sump pump replaced 2026 and the septic was pumped in 2025. Shopping, dining, and Lords Park are nearby, with easy access to schools, the Fox River, golf, Elgin's Historic District, and I-90. Come explore the possibilities in person, then picture how you'll put these walls to work!
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FeaturesGeneralLiving Area 2456
Sewer Septic Tank
Heating Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Ranch
Construction Materials Brick
Year Built 1959
Electric Circuit Breakers 100 Amp Service
Township Hanover
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Cook
New Construction N
Property Type Residential Detached Single
Other Structures Shed(s)
Total Rooms 8
Full Baths 3
Status Price Change
Directions 59 TO 58 west to Shady Oaks South
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 6934.87
Standard Status Active
Middle/Junior School District U46
Elementary School District 46
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InteriorInterior Amenities Dry Bar 1st Floor Bedroom 1st Floor Full Bath
Basement Finished Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning Includes Accessories
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 1016
Room Type Foyer Mud Room Sun Room Utility Room-Lower Level
Total Baths 3
Bedrooms Possible 4
Bathroom Whirlpool
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ExteriorParking Features Concrete Garage Door Opener Heated Garage Garage Yes Garage Owned Attached
Water Source Well
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 97X336
Lot Size Acres 0.77
Waterfront Y/N N
Other Equipment Water-Softener Owned TV-Cable Security System CO Detectors Ceiling Fan(s) Sump Pump
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* Excluded FeaturesList BySteve.rollins@compass.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,756
- Monthly Property Taxes
- $578
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/6/2026 | $399,000 | -6.12% | Price Down |
| 10/14/2026 | $425,000 | -5.56% | Price Down |
| 10/8/2026 | $450,000 | | Listed Price |