426 Palm Street Santa Cruz, CA ^$ 895,000

426 Palm Street

^$ 895,000

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Recently Listed

426 Palm Street

Santa Cruz, CA, 95060

^$ 895,000

Bedrooms3 Baths2.0 Sq 1,378

Monthly Estimate*

^$ 6,182

Listed by Jim Guido, eXp Realty of California Inc, jim@jimguidorealtor.com

426 Palm Street, Santa Cruz, CA 95060 - Image 1

426 Palm Street, Santa Cruz, CA 95060 - Image 2

426 Palm Street, Santa Cruz, CA 95060 - Image 3

426 Palm Street, Santa Cruz, CA 95060 - Image 4

426 Palm Street, Santa Cruz, CA 95060 - Image 5

426 Palm Street, Santa Cruz, CA 95060 - Image 6

426 Palm Street, Santa Cruz, CA 95060 - Image 7

426 Palm Street, Santa Cruz, CA 95060 - Image 8

426 Palm Street, Santa Cruz, CA 95060 - Image 9

426 Palm Street, Santa Cruz, CA 95060 - Image 10

426 Palm Street, Santa Cruz, CA 95060 - Image 11

426 Palm Street, Santa Cruz, CA 95060 - Image 12

Single Family Home for sale in Santa Cruz, CA

for $895,000 with 3 bedrooms and 2 full baths. This 1,378 square foot home was built in 1979 on a lot size of 0.342.

Rare Santa Cruz Opportunity: Expansive Lot on a Quiet Dead-End Street!!! Tucked at the end of a peaceful dead-end street, this rare 14,898 sq. ft. lot offers the kind of space and privacy that's hard to find in Santa Cruz. Enjoy a prime location just minutes from the beach and close to shopping, dining, and everyday conveniences. The existing 3-bedroom, 2-bath home offers 1,378 sq. ft. of living space and is in poor condition, making it an ideal canvas for a full rehab or a fresh start. Bring your vision: restore and reimagine the current home, or build the custom residence you've always wanted, with the potential to add an ADU for guests, family, or rental income (buyer to verify with the City/County). With room to spread out and endless possibilities, this is a rare chance to create something special in one of coastal California's most sought-after communities. Investors, builders, and dreamers, come see the potential!

Single Family Active

Price

^$ 895,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Lot Size

0.342

Year Built

1979

Town/City

Santa Cruz

County/Region

Santa Cruz

MLS | Web ID

ML82063614

Days on Market

Features

General

Living Area 1378

Cooling None

Utilities Natural Gas Available

Possession Close Of Escrow

Roof Composition Shingle

Appliances Dishwasher Refrigerator Range Hood Vented Exhaust Fan

Zoning R-1

Garage Spaces 1

Pool Features None

Year Built 1979

Property Subtype Single Family Residence

Accessibility None

County Santa Cruz

New Construction false

Property Type Residential

HOA false

Attached Garage true

Facing Direction West

Garage Y/N true

Full Baths 2

Special Listing Conditions Standard

Status Active

Directions Cross Street: Mission

City Santa Cruz

High School District Other

MLS Area 699 - Not Defined

Lot Size Units Square Feet

Lot Size Square Feet 14898

Spa Features None

Property Attached Y/N false

Standard Status Active

Occupancy Type Vacant

Year Built Source Assessor

Property Sub Type Additional Single Family Residence

Interior

Flooring Carpet

Fireplace Features Wood Burning

Total Stories 1

Common Walls No Common Walls

Air Conditioning Y/N true

Heating Y/N true

Fireplace Y/N true

Total Bedrooms 3

Total Baths 2

Exterior

Parking Features Guest

Water Source Public

Total Parking 1

Lot Size Area 14898

Foundation Details Concrete Perimeter

Spa false

Lot Size Acres 0.342

Private Pool false

Lot Size Source Assessor

* Excluded Features

List By

Jim Guido

Listing Agent

Exp Realty Of California Inc

Broker

jim@jimguidorealtor.com

Affordability Calculator

$6,182

Per Month

Monthly Principal & Interest: $6,182
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Santa Cruz, CA

Average List Price ^$1,960,801

Percent of Sale Price 119%

About Santa Cruz, CA

63,054 Population

16% Since 2002

^$67,765 Median Income

32.22 Median Age

20% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/5/2026	$895,000		Listed Price

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426 Palm Street, Santa Cruz, CA, 95060 is a Single Family Home for sale at $895,000 with 1,378 sqft and a lot size of 0.342. 426 Palm Street has 3 bedrooms, 2.0 baths, and was built in 1979. The property's zip code is 95060 which is in Santa Cruz, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 10/7/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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426 Palm Street

Single Family Home for sale in Santa Cruz, CA

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