20618 Top Ridge Drive Boyds, MD $ 900,000
20618 Top Ridge Drive
$ 900,000
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20618 Top Ridge Drive

Boyds, MD, 20841
$ 900,000
Bedrooms5 Baths3.1 Sq 3,462

Monthly Estimate*

$ 6,216

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View a Virtual Tour

Single Family Home for sale in Boyds, MD

for $900,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,462 square foot home was built in 1995 on a lot size of 2.

A private waterfront home in Montgomery County. Situated on two private acres along the shoreline of Little Seneca Lake, this architect-designed custom residence offers lakefront living with convenient access to I-270. Located within an intimate enclave of custom-built homes, where no two properties are alike, this exceptional setting combines the privacy of a waterfront retreat with the convenience of nearby shopping, dining, and major commuter routes. Surrounded by protected parkland, scenic trails, and the natural beauty of Little Seneca Lake, the property offers a distinctive waterfront setting. Thoughtfully designed to embrace its extraordinary setting, the home features five bedrooms, three and one-half baths, and multiple indoor and outdoor living spaces designed to capture natural light, water views, and the beauty of the surrounding landscape. Expansive windows, generous gathering spaces, a screened porch, deck, and patio create a seamless connection between the home and its remarkable waterfront surroundings. Little Seneca Lake offers access to an array of outdoor recreational opportunities. Enjoy direct access to a natural setting offering opportunities for kayaking, fishing, hiking, birdwatching, and miles of scenic shoreline. Enjoy peaceful water views, access to the lake and surrounding trails, and sunsets reflected across the water. The setting provides a sense of retreat and tranquility that feels far removed from the Washington metropolitan area, yet remains minutes from the amenities and conveniences of daily life. Unlike production-built homes, this residence was custom designed by an architect to maximize both functionality and its exceptional location. Thoughtful sightlines, abundant natural light, and timeless design elements create a home with character, warmth, and a strong connection to the outdoors. Combining waterfront ownership, the privacy of a two-acre homesite, the enduring appeal of a custom-designed home, and the character of a neighborhood comprised entirely of unique custom residences, 20618 Top Ridge Drive represents a distinctive opportunity in Montgomery County. Properties offering this combination of waterfront access, architectural distinction, natural beauty, and location offer a unique combination of features within the area.

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Single Family Coming Soon

Price

$ 900,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 8,251

Style

Colonial

Lot Size

2

Year Built

1995

Town/City

Boyds

County/Region

Montgomery

MLS | Web ID

MDMC2248154

Features
General
Living Area 3462
Sewer Private Septic Tank
Heating Heat Pump(s) Programmable Thermostat
Cooling Central A/C
Possession 0-30 Days CD
Appliances Dishwasher Dryer Oven/Range - Gas Refrigerator Stainless Steel Appliances Washer
Zoning RE2
Garage Spaces 2.00
Patio/Porch Features Deck(s) Patio(s) Porch(es) Screened
Architectural Style Colonial
Construction Materials Brick Front
School District MONTGOMERY COUNTY PUBLIC SCHOOLS
Year Built 1995
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric Geothermal
Accessibility None
County MONTGOMERY
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions Use GPS
City BOYDS
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 87120.00
Tax Annual Amount 8251.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 351.29
Acceptable Financing Cash Conventional FHA VA
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-imx/d574193b-9843-4f68-9931-c72c2cc4cf4f?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision CLARKSBURG OUTSIDE
Tax Lot 4
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Interior
Interior Amenities Attic Bar Carpet Ceiling Fan(s) Chair Railings Dining Area Entry Level Bedroom Floor Plan - Traditional Kitchen - Eat-In Kitchen - Island Recessed Lighting Bathroom - Soaking Tub Bathroom - Tub Showe
Heating Fuel Electric Geo-thermal
Basement Partially Finished
Flooring Carpet Solid Hardwood Tile/Brick
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2562
Half Baths 1
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 900
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Extensive Hardscape Exterior Lighting
Pool No Pool
Water Source Well
Garage Features Garage - Front Entry
Type of Parking Attached Garage Driveway
Foundation Details Slab
Water View Y/N N
Lot Size Acres 2.00
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 193600.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 20618
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* Excluded Features
List By
Samson Properties

Broker

brg@bobandronna.com

Email

Affordability Calculator

$6,904
Per Month
90%
10%
0%
Monthly Principal & Interest
$6,216
Monthly Property Taxes
$688
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533413 Elementary School
3533471 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/2/2026$900,000 Listed Price

Map


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20618 Top Ridge Drive, Boyds, MD, 20841 is a Single Family Home for sale at $900,000 with 3,462 sqft and a lot size of 2. 20618 Top Ridge Drive has 5 bedrooms, 3.1 baths, and was built in 1995. The property's zip code is 20841 which is in Boyds, MD