9039 Clam Lake Road
Bellaire, MI, 49615 $ 399,900
Bedrooms2 Baths1.0 Sq 945 Monthly Estimate*
$ 2,525
for $399,900 with 2 bedrooms and 1 full bath. This 945 square foot condo was built in 1966.
Your own private cottage on the water with dock slip -- a low-maintenance Northern MI getaway! Set directly on Clam Lake with beautiful views toward Torch Lake, this renovated stand-alone cottage offers privacy, character and exceptional boating access. Your private dock slip is included, just steps from the cottage, plus access to the association beach, T-dock and waterfront areas. Extensively renovated in 2025, the cottage features new waterproof, luxury vinyl plank flooring, updated interiors and paint, and a completely renovated kitchen with quartz countertops, copper sink, new appliances and refinished original cabinetry. The bathroom features a large soaking tub, and an in-unit washer/dryer adds convenience. A brand-new septic system was installed in 2026. The main floor includes a primary bedroom with direct bathroom access plus a flexible room for an office, nursery or sleeping space. Upstairs, an insulated and wired bonus area with a window is ready to finish as an office, bedroom, workout space or kids' retreat. Monthly association dues include ALL utilities and exterior services: electric, cable TV, WiFi, water, trash, septic, liability & fire insurance, lawn maintenance, snow removal and exterior maintenance. Enjoy the lake without the usual second-home chores. Outside, enjoy a private patio overlooking the water, balcony and secluded yard. Clam Lake connects to the Chain of Lakes and Torch Lake, making boating, kayaking and swimming easy. Bellaire and Alden are minutes away, with restaurants, breweries, shops and year-round activities. Centrally located, near Traverse, Charlevoix, Petoskey and Boyne, all within an hour. Short-term rentals are permitted. The cottage is sold furnished and ready to enjoy. Private cottage. Private outdoor space. Included dock slip. Direct Chain of Lakes access. All utilities included. Minimal maintenance. Just arrive, slow down and enjoy the lake. Check out the virtual tour and schedule your showing today!
See more
FeaturesGeneralHeating Baseboard
Kitchen Level Entry
Cooling Window Unit(s)
Possession At Close
Water Community
Appliances Dishwasher Dryer Range/Oven Refrigerator Washer
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1966
Pets Allowed Yes
Subdivision Lakewood Terrace MI
Style Cottage Other
County Antrim
Class RESIDENTIAL
Type Condominium
Ownership Private
Municipality Forest Home Twp
Sale/Rent For Sale
Status Detail 0
HOA Fee Includes Cable Included Electric Included Gas Included Maintenance Grounds Maintenance Structure Snow Removal Trash Removal Water
Structure Style 1 1/2 Story
Area Forest Home Twp (05007)
Primary City Bellaire
Virtual Tour https://youtu.be/1h7rLlysRYk?si=P5Uz-vBdKp6tU1so
Directions Clam Lake Rd & E Torch Lake Dr Bellaire MI
City Bellaire
School District Bellaire Public Schools
Financial Terms Cash Conventional
Legal Description UNIT 25 LAKEWOOD TERRACE
DOM 9
Postal Code 49615
Price Per Sq Ft Total AG 423.17
Public Remarks Your own private cottage on the water with dock slip -- a low-maintenance Northern MI getaway! Set directly on Clam Lake with beautiful views toward Torch Lake
See more
InteriorBasement Common Unfinished
Bedroom 1 Level Entry
Bedroom 2 Level Second
Beds 2
Fireplace? No
Total Rooms 5
See more
ExteriorExterior Wood
Exterior Amenities Patio
Body of Water Clam Lake
Lot Size Area 0
Pool (Y/N) No
Water Features Lake Frontage
Roads Paved Street
Waterfront Y/N Yes
See more
* Excluded FeaturesList ByJoseph DarwishListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $2,525
- Monthly Property Taxes
- $343
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Bellaire, MI
Average List Price $197,663
Percent of Sale Price 51%
About Bellaire, MI 1,073 Population
4% Since 2002
$ 49,065 Median Income
48.74 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
3910045 Elementary School
3910044 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/25/2026 | $399,900 | | Listed Price |