72 Church Street
Waterloo, NY, 13165 $ 194,900
Bedrooms3 Baths1.0 Sq 1,260 Monthly Estimate*
$ 1,346
for $194,900 with 3 bedrooms and 1 full bath. This 1,260 square foot home was built in 1978 on a lot size of 0.28.
SINGLE-STORY LIVING IN THE VILLAGE OF WATERLOO! Welcome to this well-cared-for ranch-style home situated on a generous lot of over a quarter acre with a spacious backyard, paved driveway, attached one-car garage, and large rear deck. Step inside through the convenient breezeway, complete with a guest closet, before entering the bright and spacious eat-in kitchen. The kitchen comes fully applianced and features a breakfast bar for additional seating. Sliding glass doors lead directly to the large back deck overlooking the roomy, sun-filled yard with shed, perfect for gardening, entertaining, or simply enjoying the outdoors. The large front living room offers vinyl flooring and plenty of space for comfortable everyday living. You’ll find three generously sized bedrooms with closets and an updated full bath featuring newer vinyl flooring, a walk-in shower, and updated fixtures. A convenient first-floor laundry area with utility sink makes true single-story living easy. The attached one-car garage provides direct access to the home—no need to worry about the weather when bringing in groceries! A full basement offers a workbench, sink area, plenty of storage, and an additional finished room that could serve as a home office, hobby room, or additional living space. Updates include: siding, soffits and front porch posts in 2014; furnace and central air in 2009; roof in 2010; hot water tank in 2022; new garage door opener in 2026; and new sump pump with backup system in 2026. With many improvements already completed, this home is an excellent choice for a first-time buyer or anyone looking to downsize and enjoy convenient one-level living. Located close to Waterloo schools, downtown shopping, banking and everyday conveniences, with easy access to the NYS Thruway and del Lago Resort & Casino.
See more
FeaturesInteriorInterior Amenities BreakfastBar EntranceFoyer EatInKitchen SeparateFormalLivingRoom HomeOffice BedroomOnMainLevel
Basement Full SumpPump
Flooring Carpet Varies Vinyl
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features StormWindows WoodFrames
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 1
Total Baths 1
See more
GeneralSewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt
Appliances Dryer Dishwasher GasOven GasRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 1.0
Patio/Porch Features Deck Open Patio Porch
Architectural Style Ranch
Construction Materials VinylSiding CopperPlumbing
School District Waterloo
Year Built 1978
Electric CircuitBreakers
Stories Count 1
Township Waterloo-Village
Levels One
Property Subtype SingleFamilyResidence
County Seneca
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 6
Full Baths 1
Status Pending
Directions Starting from Virginia Street going north take a right onto Wright Ave go up a couple streets and take a left onto Church Street. House sits proudly on the left.
City Waterloo
Senior Community Y/N No
High School District Waterloo
Number Of Units Total 0
MLS Area Waterloo Village-Waterloo-453801
Lot Size Units Acres
Lot Size Square Feet 12197.0
Year Built Details Existing
Tax Annual Amount 4805.0
Property Condition Resale
Standard Status Pending
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 96400
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 53
See more
ExteriorExterior Amenities BlacktopDriveway Deck Patio
Parking Features Attached Garage Storage GarageDoorOpener
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.28
Foundation Details Block
Building Area Total 1260.0
Lot Dimensions 76X151
Lot Size Acres 0.28
Waterfront Y/N No
Road Frontage Type CityStreet
See more
* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $1,346
- Monthly Property Taxes
- $400
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Waterloo, NY
Average List Price $170,626
Percent of Sale Price 12%
About Waterloo, NY 7,502 Population
-5% Since 2002
$ 49,612 Median Income
44.55 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
3323573 Elementary School
3323092 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/9/2026 | $194,900 | -7.15% | Price Down |
| 9/20/2026 | $209,900 | | Listed Price |