171 Swift Street
Oswego, NY, 13126 $ 384,900
Bedrooms5 Baths3.0 Sq 2,300 Monthly Estimate*
$ 2,430
for $384,900 with 5 bedrooms and 3 full baths. This 2,300 square foot home was built in 1967 on a lot size of 0.53.
Live in the main house and let the studio help cover the mortgage, rent out both and collect from two units, or keep the whole thing to yourself. Less than a football field from SUNY Oswego, this fully updated ranch with a separate studio apartment gives the next owner all three options. The main house offers four bedrooms and two full baths, with an updated kitchen, updated baths, newer mechanicals, and a newer roof, so there's nothing to do before moving in or leasing it out. The studio has its own private entrance, its own bath, and the same fully updated finishes, making it a natural fit for a tenant, a guest, or anyone who could use their own space. Both units are vacant, so the next owner sets the terms from day one. Add 2,300 square feet, a half-acre lot, and solid off-street parking, and you've got five bedrooms, three baths, and a combination of flexibility and location that's hard to find this close to campus. Rents have consistently been between $3,600-$3,800 per month. This is a modified, "near" net zero home with 2 highly insulated additions composed of spray formed walls, ceilings and pre-cast Superior Walls added in 2016 along with a warrantied 40 year Firestone EPDM rubber roof. The main house has central heat and A/C. The studio addition has a designated minisplit heat and A/C with back-up baseboard electric heat if ever needed. The rear addition has a poured concrete floor with radiant heating lines within it. In addition to the extremely low utility bill, there are no city taxes, only school and county - if you were two blocks away you'd have to pay all three! There are 2 separate kitchens and 2 separate laundry centers on this property. All appliances shown are included. Plenty of rear yard space to be developed if desired with room for more lawn or detached shed. Tax record does not include the square footage from the studio apartment or added 2 bedrooms and bathroom on the rear of the main house. Additional square footage estimated by the seller.
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FeaturesInteriorInterior Amenities BreakfastBar DiningArea SeparateFormalLivingRoom
Basement Full
Flooring Carpet Laminate Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 5
Main Level Bedrooms 5
Main Level Bathrooms 3
Total Baths 3
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GeneralSewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities CableAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances Dishwasher GasCooktop GasOven GasRange GasWaterHeater Refrigerator
Garage Spaces 0.0
Architectural Style Ranch
Construction Materials Brick FiberCement Frame VinylSiding
School District Oswego
Year Built 1967
Electric CircuitBreakers
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
County Oswego
Property Type Residential
Subdivision Name Ontarion Heights
Garage Y/N No
Total Rooms 12
Full Baths 3
Status Active
City Oswego
Senior Community Y/N No
High School District Oswego
Number Of Units Total 0
MLS Area Oswego-Town-354200
Lot Size Units Acres
Lot Size Square Feet 23087.0
Year Built Details Existing
Tax Annual Amount 4183.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1710474 https://www.propertypanorama.com/instaview-tour/syr/S1710474
Standard Status Active
Middle/Junior School District Oswego
Elementary School District Oswego
Tax Assessed Value 110000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 9
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ExteriorExterior Amenities BlacktopDriveway
Parking Features NoGarage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.53
Foundation Details Block
Building Area Total 2300.0
Lot Dimensions 100X200
Lot Size Acres 0.53
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByHunt Real Estate EraBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,430
- Monthly Property Taxes
- $349
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oswego, NY
Average List Price $182,739
Percent of Sale Price 53%
About Oswego, NY 37,118 Population
0% Since 2002
$ 48,154 Median Income
34.03 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
247206 Elementary School
246997 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/18/2026 | $384,900 | | Listed Price |