13 Cottonwood Drive
Jackson, NJ, 08527 $ 889,000
Bedrooms4 Baths2.1 Sq 2,634 Monthly Estimate*
$ 6,140
for $889,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,634 square foot home was built in 1994 on a lot size of 1.83.
WHAT IF YOUR DREAM HOME CAME WITH LOWER MORTGAGE PAYMENTS FOR THE FIRST TWO YEARS? Here's an opportunity worth exploring! The seller is offering a seller-paid 2-1 mortgage rate buydown, allowing qualified buyers to potentially enjoy principal and interest payments calculated at a rate 2 percentage points lower in the first year and 1 percentage point lower in the second year. That's two years of potentially lower monthly payments while you settle into your new home! Welcome home to a beautifully updated retreat where bright interiors, inviting living spaces, and peaceful water views create a setting that feels special from the moment you arrive. Situated on 1.83 acres in Jackson, this stunning 4-bedroom, 2.5-bath home offers modern comfort, generous living space, and scenic surroundings. Step inside to a welcoming foyer and formal living room before entering the heart of the home, where the beautifully renovated kitchen features white cabinetry, stainless steel appliances, generous counter space, and an oversized center island. The adjoining dining and living areas offer an inviting atmosphere filled with natural light, complemented by a cozy wood-burning fireplace. Step onto the elevated deck and enjoy tranquil water views and surrounding greenery, perfect for morning coffee or evening relaxation. Upstairs, the spacious primary suite features a beautifully updated bathroom, while three additional bedrooms provide comfort and flexibility. The fully finished walkout basement offers additional living space ideal for entertaining, recreation, a home gym, or office, with direct access to the backyard. With its thoughtful updates, expansive property, and peaceful setting, this home offers an exceptional lifestyle opportunity. BEAUTIFUL HOME. PEACEFUL SETTING. AN EXTRA FINANCIAL ADVANTAGE! Schedule your private showing today! *Seller-paid 2-1 temporary mortgage buydown subject to lender approval, loan program requirements, and buyer qualification. The buydown temporarily reduces principal and interest payments based on rates 2 percentage points below the note rate in year one and 1 percentage point below in year two. Beginning in year three, payments are based on the full contractual note rate. The note rate itself does not change. Actual terms and savings may vary.*
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FeaturesGeneralSewer Septic Tank
Heating Natural Gas Forced Air
Cooling Central Air
Garage Spaces 2
Architectural Style Colonial
Stories Count 2
Property Subtype Single Family Residence
County Ocean
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Forest Mills
Garage Y/N true
Total Rooms 14
Full Baths 2
Status Active
Directions Cassville Rd to Bittersweet Dr then turn to Cottonwood Dr
City Jackson
MLS Area Francis Mills
Elementary School Elms
Middle/Junior High School Carl W. Goetz
MLS Area Minor Jackson (JAC)
Standard Status Active
Year Built 1994
Tax Year 2025
New Construction false
Tax Annual Amount 11473
Tax Assessed Value 793400
Zoning Description Residential Single Family
Patio/Porch Features Deck Patio
High School Jackson Memorial
Lot Size Square Feet 79714.8
Lot Size Units Acres
Exclusions Personal items
Roof Shingle
Levels 2 Story
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InteriorBasement Finished Full Sliding Glass Door Walk-Out Access
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Half Baths 1
Total Bedrooms 4
Total Baths 3
Total Fireplaces 1
Interior Amenities Attic Bonus Room Ceilings - 9Ft+ 1st Flr Dec Molding Eat-in Kitchen Recessed Lighting
Flooring Vinyl Ceramic Tile Wood
Main Level Bathrooms 1
Heating-Forced Air true
Fireplace Y/N true
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ExteriorParking Features Direct Access Paved Double Wide Drive Driveway
Water Source Well
Waterfront Y/N false
Lot Features Back to Woods
Inclusions Outdoor Lighting Washer Window Treatments Swing Set Blinds/Shades Ceiling Fan(s) Dishwasher Dryer Light Fixtures Microwave Stove Refrigerator Garage Door Opener Gas Cooking
Lot Size Area 1.83
Building Area Total 2634
Lot Size Acres 1.83
Door Features Sliding Doors
Exterior Amenities Underground Sprinkler System Lighting
Model COLONIAL walkout BSM
Fencing Fence
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* Excluded FeaturesList ByHomesmart First AdvantageBroker
emre.yuc86@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,140
- Monthly Property Taxes
- $956
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Jackson, NJ
Average List Price $811,565
Percent of Sale Price 9%
About Jackson, NJ 56,791 Population
32% Since 2002
$ 88,109 Median Income
44.23 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
1828244 Elementary School
1828161 Middle School
Jackson Memorial High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/17/2026 | $889,000 | | Listed Price |