401 Division Street St. Charles, IL $ 464,900
401 Division Street
$ 464,900
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401 Division Street

St. Charles, IL, 60174
$ 464,900
Bedrooms3 Baths2.1 Sq 1,900

Monthly Estimate*

$ 3,211

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Single Family Home for sale in St. Charles, IL for $464,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,900 square foot home was built in 1952.

Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

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Single Family Active

Price

$ 464,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,562

Style

Year Built

1952

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12749593

Features
General
Living Area 1900
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing Immediate
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
Garage Spaces 2.5
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 1952
Electric Circuit Breakers
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 8
Full Baths 2
Status Active
Directions Take Route 25 South of Route 64 in St.Charles or North of Route 38 in Geneva to Division Street then East to Home!
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 9562.88
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities Open Floorplan
Basement Finished Full
Flooring Hardwood
Total Fireplaces 1
Half Baths 1
Laundry Features Main Level In Unit
Total Bedrooms 3
Below Grade Finished Area 800
Room Type Den
Total Baths 3
Bedrooms Possible 3
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Exterior
Parking Features Concrete Garage Door Opener Yes Garage Owned Detached Garage
Water Source Public
Total Parking 2.5
Foundation Details Concrete Perimeter
Lot Dimensions 50 X 120
Waterfront Y/N N
Other Equipment Water-Softener Rented Ceiling Fan(s) Sump Pump
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* Excluded Features
List By
Village Realty, Inc.

Broker

ERIN@VRSREALTY.COM;eringrantrealtor@gmail.com

Email

Affordability Calculator

$4,008
Per Month
80%
20%
0%
Monthly Principal & Interest
$3,211
Monthly Property Taxes
$797
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565323 Elementary School
568071 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/11/2026$464,900 -2.13% Price Down
9/11/2026$475,000 Listed Price

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401 Division Street, St. Charles, IL, 60174 is a Single Family Home for sale at $464,900 with 1,900 sqft. 401 Division Street has 3 bedrooms, 2.1 baths, and was built in 1952. The property's zip code is 60174 which is in St. Charles, IL