107 N Main Street Spencer, NY $ 305,000
107 N Main Street
$ 305,000
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107 N Main Street

Spencer, NY, 14883
$ 305,000
Bedrooms5 Baths3.0 Sq 2,160

Monthly Estimate*

$ 1,926

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Single Family Home for sale in Spencer, NY

for $305,000 with 5 bedrooms and 3 full baths. This 2,160 square foot home was built in 1911 on a lot size of 0.44.

Welcome to 107 N Main St in the Village of Spencer! This 4-bedroom, 2-bathroom home offers plenty of space, flexibility, and some unique features that are hard to find all in one place, with a .44 acre lot. In addition to the main living space, there is a recently added, 1-bedroom, 1-bathroom in-law suite located above the garage, giving you a great option for extended family, guests, or additional living space. There have been many improvements made throughout the property, including new appliances, new exterior doors, a new overhead garage door, a 100 amp sub panel, and numerous other updates around the home. The main level also offers a downstairs bedroom, toy room, mudroom and entrance way, giving you plenty of options for how to use the space. The garage has structural beams that can still be used for mechanical work, making it a great space for someone who enjoys working on vehicles or taking on projects. Out back, you'll find an above-ground pool and Catatonk Creek running along the property, giving you a beautiful scenic setting right in your own backyard. Located close to the heart of Spencer, you'll have easy access to local shops, restaurants, parks and everyday conveniences. Ithaca is also an easy commute, with Cornell University, the Ithaca Commons, Cayuga Lake, restaurants, farmers markets, hiking, waterfalls and more all within an easy drive. With the main house, separate in-law suite, garage workspace, pool, creek and many recent improvements, this property offers a lot of flexibility and space both inside and out.

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Single Family Active

Price

$ 305,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 5,362

Style

TwoStory

Lot Size

0.44

Year Built

1911

Town/City

Spencer

County/Region

Tioga

MLS | Web ID

S1713679

Features
Interior
Interior Amenities Pantry InLawFloorplan
Basement Partial
Flooring Carpet CeramicTile Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 5
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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General
Sewer SepticTank
Heating Gas ForcedAir
Utilities ElectricityAvailable
Possession Closing
Roof Metal
Appliances Dryer Dishwasher GasOven GasRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 1.0
Patio/Porch Features Deck
Architectural Style TwoStory
Pool Features AboveGround
Construction Materials Block Concrete VinylSiding WoodSiding
School District Spencer-Van Etten
Year Built 1911
Stories Count 2
Township Spencer-Village
Levels Two
Property Subtype SingleFamilyResidence
County Tioga
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 13
Full Baths 3
Status Active
Directions From Ithaca: NY-96 S toward Spencer. Continue into Village of Spencer. Property on left on N Main St.
High School Spencer-Van Etten High
City Spencer
Senior Community Y/N No
High School District Spencer-Van Etten
Number Of Units Total 0
MLS Area Spencer-Village-493401
Lot Size Units Acres
Lot Size Square Feet 19166.0
Elementary School Spencer-Van Etten Elementary
Year Built Details Existing
Tax Annual Amount 5362.0
Middle/Junior High School Spencer-Van Etten Middle
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1713679 https://www.propertypanorama.com/instaview-tour/syr/S1713679
Standard Status Active
Middle/Junior School District Spencer-Van Etten
Elementary School District Spencer-Van Etten
Tax Assessed Value 148000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 8
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Exterior
Exterior Amenities BlacktopDriveway Deck Pool
Parking Features Attached Electricity Garage HeatedGarage Storage WorkshopInGarage WaterAvailable
Lot Features Rectangular RectangularLot
Water Source Well
Lot Size Area 0.44
Foundation Details Block
Building Area Total 2160.0
Lot Dimensions 75X223
Lot Size Acres 0.44
Waterfront Y/N No
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 107
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* Excluded Features
List By
Yaman Real Estate

Broker

(607) 745-7245

Phone

Affordability Calculator

$2,373
Per Month
81%
19%
0%
Monthly Principal & Interest
$1,926
Monthly Property Taxes
$447
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5560327 Elementary School
5560326 Middle School
Spencer-Van Etten High High School
Pricing History
DatePricePrice ChangeDescription
9/23/2026$305,000 -6.15% Price Down
9/10/2026$325,000 Listed Price

Map


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107 N Main Street, Spencer, NY, 14883 is a Single Family Home for sale at $305,000 with 2,160 sqft and a lot size of 0.44. 107 N Main Street has 5 bedrooms, 3.0 baths, and was built in 1911. The property's zip code is 14883 which is in Spencer, NY