20315 SW 86th Ct Cutler Bay, FL $ 535,000
20315 SW 86th Ct
$ 535,000
Adult Community Foreclosure
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20315 SW 86th Ct

Cutler Bay, FL, 33189
$ 535,000
Bedrooms3 Baths2.0 Sq 1,510

Monthly Estimate*

$ 3,695

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Single Family Home for sale in Cutler Bay, FL

for $535,000 with 3 bedrooms and 2 full baths. This 1,510 square foot home was built in 1989.

Welcome to a rare lakefront opportunity in the heart of Cutler Bay! Nestled on a quiet cul-de-sac within a very private gated community, this 3-bedroom, 2-bathroom home offers beautiful lake views, a spacious backyard, and endless potential to create a home that truly reflects your style. Enjoy peaceful mornings overlooking the water, entertain family and friends on the private terrace, or transform the outdoor space into your own personal waterfront oasis. The community is enhanced by expansive open common areas and beautifully maintained green spaces, creating a peaceful, spacious setting with plenty of room to enjoy the outdoors. With a desirable location near schools, parks, Publix, shopping, dining, and major roadways, this property offers the perfect combination of privacy, convenience, and lakeside living. Whether you’re looking for your next home or an opportunity to add value through personalized updates, this property is ready for your vision. Bring your ideas and make this Cutler Bay lakefront gem your own!

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Single Family Active

Price

$ 535,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,777

Style

Year Built

1989

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A12082786

Features
General
Sewer Public Sewer
Heating Central
Cooling Electric
Possession Closing & Funding
Roof Shingle
Appliances Dishwasher Electric Range Other Refrigerator
HOA Fee 150
Garage Spaces 0
Association Fee Includes Common Area Maintenance Maintenance Grounds Security Trash
Patio/Porch Features Patio Porch Screened
Architectural Style Detached One Story
Pool Features None
Security Features Gated Community
Restrictions Association Approval Required
Construction Materials CBS (Concrete Block Structure) Block
Year Built 1989
View Lake
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front
Community Features Gated Maintained Community Street Lights
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Subdivision Name SEA GRAPE TOWN HOMES
Facing Direction Southwest
Garage Y/N false
Total Rooms 0
Full Baths 2
Special Listing Conditions Real Estate Owned
Status Active
Directions Please use GPS
City Cutler Bay
Disclosures None
Senior Community Y/N true
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 4060
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Effective Year Built
Tax Annual Amount 1777
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12082786
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description SEA GRAPE TOWN HOMES PB 106-80 LOT 14 & PROP INT IN & TO COMMON ELEMENTS LOT SIZE 4060 SQ FT OR 16174-3294 1293 1 OR 20387-3768 05 2002 1 F/
Membership Fee 0
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Interior
Interior Amenities Bedroom on Main Level First Floor Entry
Flooring Ceramic Tile
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Enclosed Porch Patio
Parking Features Driveway
Lot Features Flood Zone < 1/4 Acre
Water Source Public
Lot Size Area 4060
Building Area Total 1540
Waterfront Y/N false
Covered Spaces 0
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* Excluded Features
List By
The Lab Realty Group, Llc

Broker

La@thelabrg.com

Email

Affordability Calculator

$3,843
Per Month
96%
4%
0%
Monthly Principal & Interest
$3,695
Monthly Property Taxes
$148
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
11/5/2026 $535,000 -2.73% Price Down
9/10/2026 $550,000 Listed Price

Map


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20315 SW 86th Ct, Cutler Bay, FL, 33189 is a Single Family Home for sale at $535,000 with 1,510 sqft. 20315 SW 86th Ct has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 33189 which is in Cutler Bay, FL