20 7th Street Waterford, NY $ 419,000
20 7th Street
$ 419,000
Recently Listed
Open House 9/12 11am - 1pm
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20 7th Street

Waterford, NY, 12188
$ 419,000
Bedrooms4 Baths2.1 Sq 2,343

Monthly Estimate*

$ 2,646

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Single Family Home for sale in Waterford, NY

for $419,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,343 square foot home was built in 1878 on a lot size of 0.15.

Welcome to this beautifully remodeled and truly move-in-ready home located in a desirable residential neighborhood in the Village of Waterford. Offering an impressive 2,343 square feet of living space, this property provides exceptional versatility with a private in-law suite featuring its own separate entrance, brand-new kitchen with stainless steel appliances, full bathroom, living/dining area, bedroom, and laundry hookups--perfect for extended family, guests, or a potential Airbnb or short-term rental opportunity to help supplement income. The spacious main home features a large brand-new kitchen with stainless steel appliances, 1.5 baths, three generously sized bedrooms, including a primary bedroom with a walk-in closet, and plenty of comfortable living space throughout. Nearly every surface has been refreshed, including new luxury vinyl flooring in the living room, kitchens, dining areas, and bathrooms, along with new carpeting in the bedrooms, staircase, and hallway. Additional updates include beautifully renovated bathrooms, new light fixtures, fresh paint throughout, a brand-new roof, and a freshly seal-coated driveway offering convenient off-street parking. Outside, enjoy a large, fully fenced backyard with plenty of green lawn space for recreation, pets, or gardening, along with a dedicated sitting area perfect for grilling, entertaining, or simply relaxing outdoors. An oversized shed provides excellent additional storage. The convenient Village location puts you close to shops and restaurants for breakfast, lunch, or dinner, while nearby parks, scenic walking and hiking trails, and the beautiful nearby waterway offer plenty of opportunities to get outside and enjoy all that Waterford has to offer. With its extensive renovations, flexible layout, generous indoor and outdoor space, desirable location, and numerous possibilities for multi-generational living or additional income, there is nothing left to do but move in and enjoy.

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Open House

9/12/2026 11:00 AM - 1:00 PM
9/13/2026 1:00 PM - 3:00 PM
20 7th Street Waterford, NY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 419,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,467

Style

Single Family Residence

Lot Size

0.15

Year Built

1878

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202625619

Features
Interior
Interior Amenities 1 Family + In-Law
Basement Partial
Flooring Vinyl Carpet
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2343.0
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source See Remarks
Above Grade Finished Area Source See Remarks
Total Baths 3
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General
Sewer Public Sewer
Heating Baseboard Hot Water
Cooling None
Possession At Closing
Roof Shingle Asphalt
Appliances Range Range Hood Refrigerator
Garage Spaces 0.0
Patio/Porch Features Front Porch
Construction Materials Vinyl Siding
Year Built 1878
Property Subtype Single Family Residence
County Saratoga
New Construction N
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 8
Full Baths 2
Status Active
Directions 787 to Saratoga Ave to Broad St to 7th St
High School Waterford
City Waterford
High School District Waterford-Halfmoon
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Y/N N
Elementary School Waterford
Land Lease Y/N N
Tax Annual Amount 4467.54
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 44.000
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Exterior
Exterior Amenities None
Fencing Back Yard
Water Source Public
Total Parking 4.0
Lot Size Area 0.15
Spa N
Lot Size Acres 0.15
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Vincent Salvagio

Listing Agent

Serenity Real Estate Team

Broker

(518) 322-1624

Phone

vsalvagio@yahoo.com

Email

Affordability Calculator

$3,018
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,646
Monthly Property Taxes
$372
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3590804 Elementary School
3041312 Middle School
Waterford High School High School
Pricing History
DatePricePrice ChangeDescription
9/8/2026$419,000 Listed Price

Map


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20 7th Street, Waterford, NY, 12188 is a Single Family Home for sale at $419,000 with 2,343 sqft and a lot size of 0.15. 20 7th Street has 4 bedrooms, 2.1 baths, and was built in 1878. The property's zip code is 12188 which is in Waterford, NY