Recently Listed Open House 9/12 11am - 1pm
20 7th Street
Waterford, NY, 12188 $ 419,000
Bedrooms4 Baths2.1 Sq 2,343 Monthly Estimate*
$ 2,646
for $419,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,343 square foot home was built in 1878 on a lot size of 0.15.
Welcome to this beautifully remodeled and truly move-in-ready home located in a desirable residential neighborhood in the Village of Waterford. Offering an impressive 2,343 square feet of living space, this property provides exceptional versatility with a private in-law suite featuring its own separate entrance, brand-new kitchen with stainless steel appliances, full bathroom, living/dining area, bedroom, and laundry hookups--perfect for extended family, guests, or a potential Airbnb or short-term rental opportunity to help supplement income. The spacious main home features a large brand-new kitchen with stainless steel appliances, 1.5 baths, three generously sized bedrooms, including a primary bedroom with a walk-in closet, and plenty of comfortable living space throughout. Nearly every surface has been refreshed, including new luxury vinyl flooring in the living room, kitchens, dining areas, and bathrooms, along with new carpeting in the bedrooms, staircase, and hallway. Additional updates include beautifully renovated bathrooms, new light fixtures, fresh paint throughout, a brand-new roof, and a freshly seal-coated driveway offering convenient off-street parking. Outside, enjoy a large, fully fenced backyard with plenty of green lawn space for recreation, pets, or gardening, along with a dedicated sitting area perfect for grilling, entertaining, or simply relaxing outdoors. An oversized shed provides excellent additional storage. The convenient Village location puts you close to shops and restaurants for breakfast, lunch, or dinner, while nearby parks, scenic walking and hiking trails, and the beautiful nearby waterway offer plenty of opportunities to get outside and enjoy all that Waterford has to offer. With its extensive renovations, flexible layout, generous indoor and outdoor space, desirable location, and numerous possibilities for multi-generational living or additional income, there is nothing left to do but move in and enjoy.
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Open House
9/12/2026 11:00 AM - 1:00 PM
9/13/2026 1:00 PM - 3:00 PM
20 7th Street Waterford, NY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesInteriorInterior Amenities 1 Family + In-Law
Basement Partial
Flooring Vinyl Carpet
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2343.0
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source See Remarks
Above Grade Finished Area Source See Remarks
Total Baths 3
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GeneralSewer Public Sewer
Heating Baseboard Hot Water
Cooling None
Possession At Closing
Roof Shingle Asphalt
Appliances Range Range Hood Refrigerator
Garage Spaces 0.0
Patio/Porch Features Front Porch
Construction Materials Vinyl Siding
Year Built 1878
Property Subtype Single Family Residence
County Saratoga
New Construction N
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 8
Full Baths 2
Status Active
Directions 787 to Saratoga Ave to Broad St to 7th St
High School Waterford
City Waterford
High School District Waterford-Halfmoon
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Y/N N
Elementary School Waterford
Land Lease Y/N N
Tax Annual Amount 4467.54
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 44.000
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ExteriorExterior Amenities None
Fencing Back Yard
Water Source Public
Total Parking 4.0
Lot Size Area 0.15
Spa N
Lot Size Acres 0.15
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByVincent SalvagioListing Agent
Serenity Real Estate TeamBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,646
- Monthly Property Taxes
- $372
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Waterford, NY
Average List Price $539,581
Percent of Sale Price 29%
About Waterford, NY 8,617 Population
1% Since 2002
$ 63,401 Median Income
42.24 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3590804 Elementary School
3041312 Middle School
Waterford High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/8/2026 | $419,000 | | Listed Price |