945 MADRID DRIVE Palm Harbor, FL $ 265,000
945 MADRID DRIVE
$ 265,000
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945 MADRID DRIVE

Palm Harbor, FL, 34684
$ 265,000
Bedrooms2 Baths2.0 Sq 980

Monthly Estimate*

$ 1,673

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Single Family Home for sale in Palm Harbor, FL

for $265,000 with 2 bedrooms and 2 full baths. This 980 square foot home was built in 1986 on a lot size of 0.11.

This charming single-story, block-built villa located in the desirable Highland Lakes 55+ community features 2 bedrooms, 2 bathrooms, an attached one-car garage, a full-size washer and dryer, and an easy-to-maintain homesite. Per the County, this property is located in a non-flood zone, and there is no CDD in this neighborhood. A standout 2026 upgrade is the replacement of all 8 windows with PGT impact-resistant, ENERGY STAR® windows, offering added storm protection, energy efficiency, and everyday peace of mind. This significant improvement combines durability and efficiency while providing a valuable upgrade for Florida living. Enjoy an exceptional sense of privacy with no neighbor on the right and no neighbor directly behind the property. The villa is surrounded by a huge yard, creating an expansive, open feel with plenty of green space all around. Enjoy the convenience of a thoughtfully sized floor plan that's ideal for year-round Florida living or a seasonal retreat. Nestled within the established Highland Lakes 55+ community in Palm Harbor, this home provides access to the active Florida lifestyle Highland Lakes is known for, with recreational and golf amenities nearby. The location puts you close to shopping, dining, medical facilities, recreation, and everything the Palm Harbor area has to offer, while the Gulf Coast's beautiful beaches and attractions are within easy reach. Whether you're looking to simplify your lifestyle, enjoy the Florida sunshine, or make Palm Harbor your home, 945 Madrid Drive offers an excellent opportunity to enjoy one of northern Pinellas County's established 55+ communities. Less than 30 minutes to St. Pete Beach, which was named the #1 Beach in America and the Fifth Best Beach in the World. Please view two videos: Tour 1 & Tour 2.

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Single Family Active

Price

$ 265,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 985

Style

Villa

Lot Size

0.11

Year Built

1986

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

W7889207

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Sprinkler Meter Sprinkler Recycled Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Concrete Tile
Appliances Dishwasher Dryer
Zoning RPD-7.5
HOA Fee 428
Garage Spaces 1
Association Fee Includes Community Pool Escrow Reserves Fund Pool Maintenance
Patio/Porch Features Enclosed
Pool Features In Ground
Construction Materials Block
Pets Allowed Cats OK Dogs OK
Year Built 1986
View Trees/Woods
Levels One
Property Subtype Villa
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp Lake Association Recreation - Owned Clubhouse Pool
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Association Amenities Clubhouse Pool Tennis Court(s)
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction South
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions Travel east on Tampa Road turn north onto Lake St. George Drive then turn east onto Highlands Boulevard. Continue through the Highland Lakes community and follow the neighborhood streets to Madrid Drive. Turn onto Madrid Drive and proceed to 945 Madrid Drive.
City PALM HARBOR
Association Name Highland Lakes
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 4992
Carport Y/N false
Listing Terms Conventional FHA VA Loan
Land Lease Y/N true
Tax Annual Amount 985.8
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.youtube.com/watch?v=R18khu_rfU8
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 3
Legal Description HIGHLAND LAKES UNIT NINETEEN PHASE 2 LOT 3
Minimum Lease 3 Months
Water Access Y/N false
Monthly HOA Amount 428
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Living Room/Dining Room Combo
Flooring Carpet
Furnished Y/N Negotiable
Total Stories 1
Common Walls Corner Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features ENERGY STAR Qualified Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Same Floor As Condo Unit
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Private Entrance Private Mailbox Rain Gutters Sliding Doors Sprinkler Metered Storage
Parking Features Garage Faces Side
Lot Features Near Golf Course Street Dead-End
Water Source Public
Lot Size Area 4992
Foundation Details Block
Spa false
Building Area Total 1480
Lot Size Acres 0.11
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Dead-End Deeded Easement
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* Excluded Features
List By
Keller Williams Realty- Palm Harbor

Broker

EJ7274093484@gmail.com

Email

Affordability Calculator

$1,755
Per Month
95%
5%
0%
Monthly Principal & Interest
$1,673
Monthly Property Taxes
$82
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/5/2026$265,000 Listed Price

Map


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945 MADRID DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $265,000 with 980 sqft and a lot size of 0.11. 945 MADRID DRIVE has 2 bedrooms, 2.0 baths, and was built in 1986. The property's zip code is 34684 which is in Palm Harbor, FL