27 Monroe Street
Ocean Isle Beach, NC, 28469 $ 1,225,000
Bedrooms5 Baths3.1 Sq 2,152 Monthly Estimate*
$ 8,461
for $1,225,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,152 square foot home was built in 1984 on a lot size of 0.13.
Experience the best of waterfront living in this fully renovated, furnished canal-front home with direct Intracoastal Waterway access and direct beach access in beautiful Ocean Isle Beach, North Carolina. Featuring 5 bedrooms, three-and-a-half bathrooms, two primary suites and exceptional outdoor living spaces, this one-of-a-kind coastal retreat offers everything you need for a primary residence, second home or beach getaway. Thoughtfully updated from top to bottom, the home showcases new flooring throughout, updated kitchen cabinets, granite countertops with a convenient bar, a completely renovated primary bedroom and bathroom, and a welcoming entrance accented by a vaulted beadboard ceiling. The spacious floor plan includes two primary suites--one conveniently located on each level--providing privacy and flexibility for owners and guests. An interior staircase connects both floors, while the front and rear porches create multiple places to relax and enjoy the coastal breeze. The main-level laundry room features custom shelving for organized storage and everyday convenience. The home is being sold fully furnished, making it easy to begin enjoying the Ocean Isle Beach lifestyle immediately. Outside, the property truly shines. A new floating dock and ramp provide convenient access to the canal and Intracoastal Waterway for boating, fishing, kayaking and paddleboarding. One of the property's most distinctive features is the coveted, grandfathered sitting area extending over the canal. This rare waterfront space creates an unforgettable setting for morning coffee, evening cocktails, fishing or simply watching boats pass by. Only a limited number of properties offer this unique feature, making this home an exceptional opportunity on the Ocean Isle Beach waterfront. The location on desirable Monroe Street adds even more appeal. Direct beach access is within walking distance of the front door, allowing you to enjoy days on the sand and evenings beside the canal without ever having to move your car. Few Ocean Isle Beach homes combine canal frontage, direct ICW access, walkable beach access, a private dock and a grandfathered over-the-water sitting area in one remarkable property. Ocean Isle Beach is one of the most sought-after coastal communities in Brunswick County, known for its wide sandy shoreline, relaxed island atmosphere and outstanding boating and fishing. Residents and visitors enjoy local restaurants, waterfront dining, shopping, miniature golf, summer concerts, community events and unforgettable sunsets. The island is conveniently located between Wilmington, North Carolina, and Myrtle Beach, South Carolina, providing easy access to airports, entertainment, championship golf courses and additional coastal attractions. Whether you are searching for an Ocean Isle Beach canal home, a furnished coastal retreat, a boating property with direct Intracoastal Waterway access or a beach house within walking distance of the ocean, this exceptional residence delivers a rare combination of location, comfort and waterfront lifestyle. From the beautifully renovated interior and two primary suites to the updated kitchen with granite countertops and bar, new floating dock, expansive porches and extraordinary canal-front sitting area, every detail invites you to slow down and enjoy life at the beach. This is more than a home--it is an opportunity to own a truly special piece of Ocean Isle Beach.
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FeaturesGeneralLiving Area 2152.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Electric Oven Built-In Microwave Self Cleaning Oven Refrigerator Range Dishwasher
Zoning Oi-R-1
Garage Spaces 1.0
Patio/Porch Features Covered Deck Patio Porch Balcony Front Porch Rear Porch
Pool Features None
Construction Materials Composition Wood Frame
Year Built 1984
View Canal ICW Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 4855.49
Parcel Number 243mc014
Waterfront Features Canal Front
County Brunswick
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name Not In Subdivision
Garage Y/N Y
Total Rooms 7
Full Baths 3
Status Active
Directions Cross the OIB bridge. Turn left onto East Second Street. Turn left onto Monroe Street. House is on the left.
High School West Brunswick
City Ocean Isle Beach
High School District Brunswick County Schools
Lot Size Units Acres
Lot Size Square Feet 5663.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Union
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Shallotte Middle
Lease Considered Y/N N
Virtual Tour https://www.zillow.com/view-imx/ab61b798-c18e-44b7-97dd-c6ce929cd469?wl=true&setAttribution=mls&initialViewType=pano
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 943960
Tax Lot L-18
Legal Description L-18 B-21 S-B&C OIB PLAT 6/1
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InteriorInterior Amenities Ceiling Fan(s) Pantry Blinds/Shades
Basement None
Flooring LVT/LVP Carpet
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 5
Entry Level 1
Room Type Master Bedroom Bedroom 2 Bedroom 3 Living Room Dining Area Dining Room Bathroom 1 Laundry
Total Baths 4
Living Area Range 2000 - 2199
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ExteriorExterior Amenities Outdoor Shower Outdoor Grill
Exterior Finish Composition
Fencing Metal/Ornamental Back Yard Fenced
Parking Features Workshop in Garage Garage Faces Front Golf Cart Parking Additional Parking Garage Door Opener Lighted On Site Garage Golf Cart Garage Storage Underhouse
Lot Features Boat Slip Boat Dock
Water Source Public
Total Parking 1.0
Lot Size Area 0.13
Foundation Details Other Concrete Perimeter Pilings
Spa N
Building Area Total 2152.0
Lot Dimensions 49x116x51x117
Lot Size Acres 0.13
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
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* Excluded FeaturesList ByMcNeely GroupListing Agent
Landmark Sotheby's International RealtyBroker
mcneely@mcneelyrealestate.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $8,461
- Monthly Property Taxes
- $405
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ocean Isle Beach, NC
Average List Price $856,464
Percent of Sale Price 30%
About Ocean Isle Beach, NC 758 Population
39% Since 2002
$ 66,952 Median Income
63.57 Median Age
8% Households with Children
Trends Information provided by ATTOM Data Solutions.
4664929 Elementary School
4878979 Middle School
West Brunswick High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/14/2026 | $1,225,000 | -2.00% | Price Down |
| 9/15/2026 | $1,250,000 | -3.85% | Price Down |
| 9/4/2026 | $1,300,000 | | Listed Price |