12990 Keystone Terrace North Miami, FL $ 3,350,000
12990 Keystone Terrace
$ 3,350,000
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12990 Keystone Terrace

North Miami, FL, 33181
$ 3,350,000
Bedrooms4 Baths3.0 Sq 3,084

Monthly Estimate*

$ 21,152

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Single Family Home for sale in North Miami, FL

for $3,350,000 with 4 bedrooms and 3 full baths. This 3,084 square foot home was built in 1959 on a lot size of 0.29.

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

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Single Family Active

Price

$ 3,350,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 14,893

Style

Lot Size

0.29

Year Built

1959

Town/City

North Miami

County/Region

Miami-Dade

MLS | Web ID

B26072103

Features
General
Membership Required false
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s)
Utilities Cable Available Electricity Available Water Available
Possession Close Of Escrow Negotiable
Roof Slate Tar/Gravel
Appliances Cooktop Dryer Dishwasher Electric Cooktop Electric Range Freezer Disposal Ice Maker Microwave Oven Refrigerator Washer
Garage Spaces 2
Patio/Porch Features Patio Screened
Architectural Style Ranch Traditional
Pool Features In Ground Private Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed No Pet Restrictions Yes
Year Built 1959
View Canal Pool Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal Access Canal Front Ocean Access Seawall
Accessibility Accessibility Features Accessible Central Living Area
County Miami-Dade
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name KEYSTONE ISLAND
Facing Direction East
Garage Y/N true
Other Structures Outbuilding
Total Rooms 9
Full Baths 3
Status Active
Directions Follow I-95 S to FL-922 E/NW 125th St in North Miami. Take exit 10A from I-95 S. Continue on FL-922 E. Drive to Biscayne Bay Dr
High School Alonzo and Tracy Mourning
City North Miami
Senior Community Y/N false
MLS Area 2220
Carport Y/N false
Elementary School David Lawrence Jr. K-8
Tax Annual Amount 14893.81
Middle/Junior High School North Miami
Property Condition Resale
MLS Area Minor DADE
Virtual Tour https://www.zillow.com/view-imx/ebb9c3ab-eb17-4da8-be32-d67c5949ee43?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
Legal Description 27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1
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Interior
Interior Amenities Breakfast Bar Bedroom on Main Level Closet Cabinetry Dining Area Separate/Formal Dining Room Dual Sinks High Ceilings Kitchen Island Storage Tub Shower Vaulted Ceiling(s) Bar Walk-In Closet(s)
Flooring Carpet Marble Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Total Bedrooms 4
Main Level Bedrooms 4
Main Level Bathrooms 3
Total Baths 3
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Exterior
Exterior Amenities Barbecue Lighting Outdoor Living Area
Fencing Back Yard
Parking Features Attached Circular Driveway Covered Driveway Garage Garage Door Opener
Lot Features Corner Lot 1/4 to 1/2 Acre Lot
Water Source Public
Total Parking 2
Lot Size Area 12500
Building Area Total 3941
Lot Size Acres 0.29
Frontage Length 100.00
Frontage Type Waterfront
Waterfront Y/N true
Covered Spaces 2
Door Features French Doors
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* Excluded Features
List By
Jeffrey L Tricoli PA

Listing Agent

Affordability Calculator

$22,393
Per Month
94%
6%
0%
Monthly Principal & Interest
$21,152
Monthly Property Taxes
$1,241
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
4810150 Middle School
Alonzo and Tracy Mourning High School High School
Pricing History
DatePricePrice ChangeDescription
9/3/2026$3,350,000 Listed Price

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12990 Keystone Terrace, North Miami, FL, 33181 is a Single Family Home for sale at $3,350,000 with 3,084 sqft and a lot size of 0.29. 12990 Keystone Terrace has 4 bedrooms, 3.0 baths, and was built in 1959. The property's zip code is 33181 which is in North Miami, FL