99 Elm Street Cortland, NY ^$ 167,500

99 Elm Street

^$ 167,500

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99 Elm Street

Cortland, NY, 13045

^$ 167,500

Bedrooms4 Baths2.0 Sq 1,576

Monthly Estimate*

^$ 1,157

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Multi-Family Home for sale in Cortland, NY

for $167,500 with 4 bedrooms and 2 full baths. This 1,576 square foot home was built in 1920 on a lot size of 0.1262.

Discover this well-maintained multi-unit property, perfectly situated for both owner-occupants and savvy investors. Each unit features two bedrooms and one bath, providing ideal living space for tenants or family. Enjoy the privacy of fully fenced yards for both apartments, perfect for outdoor relaxation or gatherings. Located close to city amenities and just a hop from Interstate 81, you'll have everything you need right at your fingertips. This property offers a fantastic investment opportunity or a comfortable home with great rental potential. Don’t miss your chance to own a piece of Central New York real estate!

Multi-Family Active

Price

^$ 167,500

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 5,749

Style

MultiFamily

Lot Size

0.1262

Year Built

1920

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

S1709589

Features

General

Sewer Connected

Heating Gas ForcedAir

Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Metal

Appliances GasWaterHeater

Garage Spaces 0.0

Construction Materials Cedar

School District Cortland

Year Built 1920

Electric CircuitBreakers

Tenant Pays AllUtilities

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype MultiFamily

County Cortland

Property Type Residential

Subdivision Name Timothy Gostovic

Rent Includes TrashCollection Water

Full Baths 2

Status Active

Directions Look for the sign on Elm st.

City Cortland

Senior Community Y/N No

High School District Cortland

Number Of Units Total 2

MLS Area Cortland-110200

Lot Size Units Acres

Lot Size Square Feet 5497.0

Year Built Details Existing

Tax Annual Amount 5749.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1709589 https://www.propertypanorama.com/instaview-tour/syr/S1709589

Standard Status Active

Middle/Junior School District Cortland

Elementary School District Cortland

Tax Assessed Value 155000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 11

Interior

Basement Full

Flooring Hardwood Laminate Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features CommonArea

Total Bedrooms 4

Main Level Bathrooms 0

Total Baths 2

Exterior

Exterior Amenities FullyFenced

Fencing Full

Parking Features TwoOrMoreSpaces

Lot Features NearPublicTransit Rectangular RectangularLot

Water Source Connected Public

Lot Size Area 0.1262

Foundation Details Stone

Building Area Total 1576.0

Lot Dimensions 73X74

Lot Size Acres 0.1262

Waterfront Y/N No

Number of Separate Gas Meters 2

Number of Separate Electric Meters 2

Road Frontage Type MainThoroughfare

Internal Only

Street Number 1 99

* Excluded Features

List By

Hage Real Estate

Broker

(607) 745-8748

Phone

Affordability Calculator

$1,636

Per Month

Monthly Principal & Interest: $1,157
Monthly Property Taxes: $479
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Cortland, NY

Average List Price ^$351,177

Percent of Sale Price 110%

About Cortland, NY

18,890 Population

1% Since 2002

^$43,233 Median Income

29.51 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3038306 Elementary School

3038340 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/3/2026	$164,000		Listed Price

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99 Elm Street, Cortland, NY, 13045 is a Multi-Family Home for sale at $167,500 with 1,576 sqft and a lot size of 0.1262. 99 Elm Street has 4 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 13045 which is in Cortland, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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99 Elm Street

Multi-Family Home for sale in Cortland, NY

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