3558 OAK LAKE DRIVE Palm Harbor, FL $ 650,000
3558 OAK LAKE DRIVE
$ 650,000
Recently Listed Adult Community
Share Save

3558 OAK LAKE DRIVE

Palm Harbor, FL, 34684
$ 650,000
Bedrooms3 Baths2.0 Sq 2,154

Monthly Estimate*

$ 4,104

3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 1
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 2
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 3
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 4
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 5
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 6
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 7
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 8
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 9
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 10
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 11
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 12
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 13
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 14
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 15
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 16
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 17
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 18
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 19
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 20
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 21
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 22
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 23
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 24
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 25
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 26
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 27
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 28
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 29
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 30
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 31
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 32
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 33
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 34
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 35
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 36
3558 OAK LAKE DRIVE, Palm Harbor, FL 34684 - Image 37

Single Family Home for sale in Palm Harbor, FL

for $650,000 with 3 bedrooms and 2 full baths. This 2,154 square foot home was built in 1987 on a lot size of 0.24.

Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

See more

Single Family Active

Price

$ 650,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,251

Style

Single Family Residence

Lot Size

0.24

Year Built

1987

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8543377

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer Water Softener
Zoning RPD-7.5
HOA Fee 165
Garage Spaces 2
Association Fee Includes Common Area Taxes Community Pool Escrow Reserves Fund Manager Recreational Facilities
Patio/Porch Features Porch Rear Porch
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK
Year Built 1987
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp Dock Fishing Lake Private Boat Ramp Water Access Association Recreation - Owned Clubhouse Deed Restrictions Golf Carts OK Golf Tennis Court(s)
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HIGHLAND LAKES UNIT EIGHTEEN
Facing Direction North
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions US 19 N to Highland Lakes main entrance north of Nebraska. Follow Highlands Blvd to right on Lake Pointe Rd to left on Oak Lake Drive. Follow to address on right.
City PALM HARBOR
Body of Water LAKE TARPON
Association Name Scarlet Roach
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 10245
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Land Lease Y/N false
Tax Annual Amount 5251.18
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 34
Legal Description HIGHLAND LAKES UNIT EIGHTEEN LOT 34
Water Access Type Lake
Minimum Lease 3 Months
Water Access Y/N true
Monthly HOA Amount 165
Additional Rooms Family Room Florida Room Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
See more
Interior
Interior Amenities Ceiling Fan(s) Living Room/Dining Room Combo Split Bedroom Walk-In Closet(s)
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Insulated Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
See more
Exterior
Exterior Amenities Irrigation System Lighting
Parking Features Driveway
Lot Features Corner Lot Landscaped Sidewalk
Water Source Public
Lot Size Area 10245
Foundation Details Slab
Building Area Total 2850
Lot Dimensions 75 x 105
Lot Size Acres 0.24
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
See more
* Excluded Features
List By
julie@agentjulie.com

Email

Affordability Calculator

$4,542
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,104
Monthly Property Taxes
$438
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/1/2026$650,000 Listed Price

Map


See all

3558 OAK LAKE DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $650,000 with 2,154 sqft and a lot size of 0.24. 3558 OAK LAKE DRIVE has 3 bedrooms, 2.0 baths, and was built in 1987. The property's zip code is 34684 which is in Palm Harbor, FL