407 CARTAGENA STREET Punta Gorda, FL $ 399,900
407 CARTAGENA STREET
$ 399,900
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407 CARTAGENA STREET

Punta Gorda, FL, 33983
$ 399,900
Bedrooms3 Baths2.0 Sq 2,049

Monthly Estimate*

$ 2,525

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View a Virtual Tour

Single Family Home for sale in Punta Gorda, FL

for $399,900 with 3 bedrooms and 2 full baths. This 2,049 square foot home was built in 2003 on a lot size of 0.22.

Virtually Staged. Welcome to 407 Cartagena Street, a beautifully maintained 3-bedroom, 2-bath pool home in the desirable deed-restricted community of Deep Creek in Punta Gorda. Offering a split-bedroom floor plan, multiple living areas, and exceptional indoor-outdoor living, this move-in-ready home is well suited for both everyday comfort and entertaining. THE HOME IS NOT LOCATED IN A FLOOD ZONE and is connected to city water and sewer. Major improvements include a NEW A/C IN 2024 and METAL ROOF INSTALLED IN 2022. Attractive Florida-style architecture creates an inviting first impression with multiple gabled rooflines, arched windows, contrasting exterior accents, mature palms, and tropical landscaping. A generous driveway leads to the attached two-car garage, while an arched transom window and double entry doors enhance the covered front entrance. Inside, architectural details and abundant natural light create an open and welcoming atmosphere. The living and dining room features a vaulted ceiling, tile flooring, recessed lighting, updated fixtures and ceiling fans, and graceful arched openings. A wall of arched windows adds character, while pocket sliding glass doors open wide to the screened lanai, pool, and spa, creating a seamless indoor-outdoor connection and extending the living and entertaining space outdoors. The kitchen features white cabinetry, quartz countertops, a coordinating backsplash, stainless steel appliances, and extensive recessed lighting. A large peninsula with an undermount sink offers generous prep space and breakfast-bar seating, while a cozy breakfast nook provides an inviting spot for casual meals or morning coffee. Open to the family room, the kitchen creates a comfortable gathering area ideal for conversation and entertaining. The split-bedroom design provides privacy for owners and guests. The primary suite features two walk-in closets and French doors leading directly to the pool and lanai. Its ensuite bath offers separate vanities, a freestanding soaking tub, decorative wall tile, and a tiled walk-in shower with pebble-style flooring, complemented by an arched window and recessed lighting. On the opposite side of the home, both guest bedrooms include walk-in closets, and one features sliding glass doors providing direct access to the pool and lanai. The guest bathroom also serves as a convenient pool bath with direct lanai access and includes an updated vanity and tiled walk-in shower with rainfall and handheld showerheads. Outdoor living takes center stage on the oversized screened lanai and expansive pool deck, offering plenty of room for dining, lounging, and entertaining. The private pool is accompanied by a connected spa with a cascading waterfall feature, while a pool heat pump installed in 2021 adds to the amenities. Beyond the screened enclosure, greenbelt views and mature palms in the backyard create an attractive tropical backdrop, adding to the peaceful outdoor setting. Multiple access points from the home make the pool and lanai a natural extension of the interior living areas. Additional features include a large interior laundry room and an attached two-car garage with a NEW EPOXY FLOOR. Ideally located in Deep Creek, the home offers a peaceful residential setting convenient to shopping, dining, golf, parks, boating, historic downtown Punta Gorda, and Southwest Florida's beautiful Gulf Coast.

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Single Family Pending

Price

$ 399,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,321

Style

Single Family Residence

Lot Size

0.22

Year Built

2003

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7530195

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available Electricity Available Electricity Connected Phone Available Public Sewer Available Sewer Connected Water Available Water Connected
Roof Metal
Appliances Dishwasher Microwave Range Refrigerator
Zoning RSF3.5
HOA Fee 210
Garage Spaces 2
Patio/Porch Features Covered Screened
Pool Features Gunite Heated In Ground Lighting Screen Enclosure
Construction Materials Block Stucco
Pets Allowed Breed Restrictions
Year Built 2003
Electric Photovoltaics Third-Party Owned
View Park/Greenbelt Pool
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Deed Restrictions Playground Sidewalks Tennis Court(s)
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Association Amenities Fence Restrictions
Attached Garage true
Subdivision Name PUNTA GORDA ISLES SEC 20
Facing Direction Northwest
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Pending
Directions 41S- Turn left onto Harbor View Rd then left onto Rio De Janeiro Avenue. Turn right onto Deep Creek Blvd and turn right onto Cartagena St. House will be on right side.
City PUNTA GORDA
Association Name Section 20 Property Owners Association
Senior Community Y/N false
MLS Area 33983 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 9599
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 5321.16
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/0be48aa0-8f7c-4ccf-976a-45d0a21e6884?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
Tax Lot 36
Legal Description PGI 020 0519 0036 PUNTA GORDA ISLES SEC20 BLK519 LT 36 714/1247 930/779 1167/1835 1992/1138 2247/1711 DC4603/975-EJ PR2020-673-EJ LOA4620/361 4705/945 4705/948 4705/949
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 17.5
Additional Rooms Family Room
Water View Y/N false
Flood Zone Code X500
In Law Suite YN false
Flood Zone Code X500 Y
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Skylight(s) Split Bedroom Tray Ceiling(s) Walk-In Closet(s)
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities French Doors Hurricane Shutters Lighting Private Mailbox Rain Gutters
Vegetation Mature Landscaping Trees/Landscaped
Parking Features Driveway Garage Door Opener Ground Level Off Street
Lot Features Cleared Greenbelt Landscaped Near Golf Course
Water Source Public
Lot Size Area 9599
Foundation Details Slab
Spa true
Building Area Total 2810
Lot Dimensions 80 x 120
Lot Size Acres 0.22
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
robbie@marinaparkrealty.com

Email

Affordability Calculator

$2,968
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,525
Monthly Property Taxes
$443
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/1/2026$399,900 Listed Price

Map


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407 CARTAGENA STREET, Punta Gorda, FL, 33983 is a Single Family Home for sale at $399,900 with 2,049 sqft and a lot size of 0.22. 407 CARTAGENA STREET has 3 bedrooms, 2.0 baths, and was built in 2003. The property's zip code is 33983 which is in Punta Gorda, FL