716 N 4th Street
Fulton, IL, 61252 $ 479,900
Bedrooms3 Baths2.0 Sq 3,250 Monthly Estimate*
$ 3,030
for $479,900 with 3 bedrooms and 2 full baths. This 3,250 square foot home was built in 1991 on a lot size of 0.76.
Welcome to your Mississippi Riverfront dream home, where spectacular views, exceptional waterfront access, and comfortable living come together. This spacious 3,250-square-foot, 3-bedroom, 2-full-bath home is situated on 0.768 acres with approximately 180 feet of Mississippi River frontage in Fulton. The property features a concrete riverside patio and your own 35ft boat dock-perfect for a yacht, pontoon, or fishing boat. Designed to take full advantage of its incredible setting, this open-concept home showcases breathtaking river views throughout. The kitchen overlooks the Mississippi and features a breakfast bar and under-cabinet lighting. The main level includes a bedroom, full bath, dining room, living room, laundry room with utility sink, and a dramatic glass-enclosed atrium overlooking the river. Expansive windows fill the home with natural light while providing panoramic views of the Mississippi and across to Iowa. Upstairs, two bedrooms feature impressive 5' x 9' river-facing windows, creating a true bird's-eye view of the water. The oversized primary bedroom easily accommodates a king-size bed and includes four built-in speakers for surround sound. A luxurious jetted tub is perfectly positioned to enjoy beautiful views of the Mississippi River. A convenient second-floor changing/laundry room includes an additional washer and dryer and built-in ironing board and can also serve as a fourth bedroom or flex space. Comfort is exceptional year-round with heated floors throughout the first and second levels. The boiler was renewed in 2025, and multiple Wi-Fi-enabled mini-split systems provide additional climate control, including a dedicated unit for the atrium. Many of the home's expansive windows feature translucent cellular shades. Additional features include a 10-kilowatt natural-gas backup generator with automatic transfer, a heated garage with a finished and sealed floor, and an approximately 30-foot-wide driveway providing generous parking for multiple vehicles and trailers. But the true centerpiece of this home is the Mississippi River itself. Watch boats, ships, and barges pass by, enjoy eagles throughout the winter and abundant birdlife during the warmer months, and end your days with spectacular sunsets over the river. This is more than a waterfront home-it's a front-row seat to life on the Mississippi.
See more
Single Family ActiveAmerican 4-Sq.,Traditional
FeaturesGeneralLiving Area 3250
Sewer Public Sewer
Heating Natural Gas Steam Radiant Radiant Floor
Cooling Wall Unit(s) Zoned
Utilities Cable Available
Possession Closing
Roof Asphalt
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style American 4-Sq. Traditional
Construction Materials Aluminum Siding
Year Built 1991
Electric Circuit Breakers 200+ Amp Service
Township Fulton
Tax Year 2025
Ownership Fee Simple
Community Features Park Water Rights Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Whiteside
New Construction N
Property Type Residential Detached Single
Other Structures Workshop Boat Dock
Total Rooms 8
Full Baths 2
Status Active
Directions IL Route 136 west into Fulton turn right (north) on 4th Street to address.
High School Fulton High School
City Fulton
High School District 2
MLS Area Fulton
Elementary School Fulton Elementary School
Tax Annual Amount 10300
Middle/Junior High School River Bend Middle School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 2
Elementary School District 2
See more
InteriorInterior Amenities 1st Floor Bedroom 1st Floor Full Bath Built-in Features Dining Combo Quartz Counters
Basement None
Flooring Laminate Carpet
Total Fireplaces 1
Fireplace Features Wood Burning Gas Starter Stubbed in Gas Line
Half Baths 0
Laundry Features Main Level Upper Level Electric Dryer Hookup Laundry Closet
Total Bedrooms 3
Room Type Office
Total Baths 2
Bedrooms Possible 3
Bathroom Whirlpool Separate Shower Accessible Shower Soaking Tub
See more
ExteriorParking Features Concrete Garage Door Opener Heated Garage Yes Garage Owned Attached Driveway Owned Garage
Lot Features Water Rights Rear of Lot
Water Source Public
Total Parking 6
Foundation Details Concrete Perimeter
Lot Dimensions 33106
Lot Size Acres 0.76
Waterfront Y/N Y
Other Equipment Water-Softener Owned TV-Cable TV Antenna CO Detectors Ceiling Fan(s) Generator Internet-Fiber Water Heater-Gas
See more
* Excluded FeaturesList ByTaylor Street RealtyBroker
josepheric@taylorstreetrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,030
- Monthly Property Taxes
- $858
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Fulton, IL
Average List Price $191,570
Percent of Sale Price 60%
About Fulton, IL 3,439 Population
-11% Since 2002
$ 49,765 Median Income
45.71 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
5435015 Elementary School
5550939 Middle School
Fulton High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/31/2026 | $479,900 | | Listed Price |