409 W Ann Street Punta Gorda, FL $ 324,900
409 W Ann Street
$ 324,900
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409 W Ann Street

Punta Gorda, FL, 33950
$ 324,900
Bedrooms3 Baths2.2 Sq 1,270

Monthly Estimate*

$ 2,051

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Single Family Home for sale in Punta Gorda, FL

for $324,900 with 3 bedrooms and 2 full baths, 2 half baths. This 1,270 square foot home was built in 1955 on a lot size of 0.23.

Welcome to 409 W Ann St, ideally situated in Punta Gorda’s charming Historic District, just minutes from the waterfront, downtown Punta Gorda, Fishermen’s Village, dining, shopping, parks, and local attractions. This 3-bedroom, 2-bath home blends updated interior features with exceptional outdoor space and exciting possibilities for the future. The home makes an inviting first impression with its low-maintenance exterior, metal roof, NEW IMPACT-RESISTANT WINDOWS, mature tropical landscaping, and brick-paver driveway leading to the attached one-car garage. A covered front entry and spacious front yard complete the welcoming approach. Inside, a bright open living and eat-in kitchen area creates an easy flow for everyday living and entertaining. Warm wood-look flooring complements the neutral interior, while recessed lighting and a ceiling fan enhance the light and airy feel. The updated kitchen features dark cabinetry with modern hardware, crisp white countertops, a classic white subway-tile backsplash, and black appliances. A large contrasting center island serves as the centerpiece, offering extensive prep space, additional cabinetry and drawer storage, plus seating for casual dining. The primary suite provides a private retreat with a walk-in closet, direct access to the outdoor patio, and an en-suite bath with a walk-in shower. Two nicely sized guest bedrooms offer flexibility for family, visitors, or a home office and share an updated guest bath with a walk-in shower. Outdoor living is a highlight of the property. The large, covered tiki-style patio provides a shaded setting for dining, entertaining, or simply relaxing and enjoying the Florida lifestyle. Beyond the patio, the expansive backyard is framed by mature tropical landscaping and features rear alleyway access for added convenience. The generous homesite also provides room to explore the addition of a pool, detached garage, workshop, or potential accessory dwelling unit (ADU), subject to applicable zoning, Historic District requirements, and permitting. With its updated interior, impact-resistant windows, outdoor entertaining area, large backyard, rear alley access, and sought-after Historic District location, this property offers an appealing opportunity for a primary residence, seasonal retreat, or investment—all close to the best of Punta Gorda.

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Single Family Active

Price

$ 324,900

Bedrooms

3

Full Bath

2

Half Bath

2

Property Type

Single Family

Taxes

$ 3,052

Style

None

Lot Size

0.23

Year Built

1955

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

2026036838

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Freezer Ice Maker Microwave Range Refrigerator RefrigeratorWithIce Maker
HOA Fee 0
Garage Spaces 1
Association Fee Includes None
Patio/Porch Features Open Patio Porch
Architectural Style None
Security Features None
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1955
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Non-Gated
HOA Fee 2 0
County Charlotte
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name PUNTA GORDA
Facing Direction North
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions FROM US 41 SOUTH IN PUNTA GORDA TURN RIGHT ONTO W ANN ST. HOME IS ON THE LEFT.
City Punta Gorda
Disclosures Disclosure on File Owner Has Flood Insurance Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
MLS Area OA01 - Out of Area
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 3052.28
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/c77204a8-98a5-4722-ba9a-8fd97d693646?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Tax Lot 3
Property Sub Type Additional Single Family Residence
Legal Description PUG 000 0131 0003 PUNTA GORDA BLK 131 LT 3 255/266 411/79 473/259 1343/71&75 1641/1364 1898/2003 3798/1256 3853/40 4841/716
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Bedroom on Main Level Eat-in Kitchen Kitchen Island Living/Dining Room Main Level Primary Shower Only Separate Shower Walk-In Closet(s) Split Bedrooms
Flooring Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Half Baths 2
Laundry Features Washer Hookup Dryer Hookup
Total Bedrooms 3
Entry Level 1
Room Type Bathroom Guest Quarters
Total Baths 4
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Exterior
Exterior Amenities Patio Room For Pool
Parking Features Attached Driveway Garage Unpaved
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.23
Spa false
Building Area Total 1851
Lot Dimensions 75 x 135 x 75 x 135
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 1
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Ryan Finnegan

Listing Agent

Marina Park Realty Llc

Broker

ryan@finnegan-realtor.com

Email

Affordability Calculator

$2,306
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,051
Monthly Property Taxes
$254
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/31/2026$324,900 Listed Price

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409 W Ann Street, Punta Gorda, FL, 33950 is a Single Family Home for sale at $324,900 with 1,270 sqft and a lot size of 0.23. 409 W Ann Street has 3 bedrooms, 2.2 baths, and was built in 1955. The property's zip code is 33950 which is in Punta Gorda, FL