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1439 Charlotte Valley Road Summit, NY $ 79,900
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$ 79,900 Get more info
1439 Charlotte Valley Road
$ 79,900
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1439 Charlotte Valley Road

Summit, NY, 12175
$ 79,900
Bedrooms2 Baths1.0 Sq 630

Monthly Estimate*

$ 504

1439 Charlotte Valley Road, Summit, NY 12175 - Image 1
1439 Charlotte Valley Road, Summit, NY 12175 - Image 2
1439 Charlotte Valley Road, Summit, NY 12175 - Image 3
1439 Charlotte Valley Road, Summit, NY 12175 - Image 4
1439 Charlotte Valley Road, Summit, NY 12175 - Image 5
1439 Charlotte Valley Road, Summit, NY 12175 - Image 6
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Single Family Home for sale in Summit, NY

for $79,900 with 2 bedrooms and 1 full bath. This 630 square foot home was built in 1943 on a lot size of 0.33.

Escape to the Mountains: DIY Cottage with Seller Financing! Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good. No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.

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Single Family Active

Price

$ 79,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,980

Style

Cottage

Lot Size

0.33

Year Built

1943

Town/City

Summit

County/Region

Schoharie

MLS | Web ID

202624883
Features
General
Sewer Septic Tank
Heating Electric
Cooling None
Possession At Closing
Appliances Electric Water Heater Range Refrigerator
Zoning None
Garage Spaces 0.0
Architectural Style Cottage
Construction Materials Drywall
Year Built 1943
Property Subtype Single Family Residence
County Schoharie
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Total Rooms 4
Full Baths 1
Status Active
Directions Exit 20 off I-88 then follow NY-10 South for 4.2 miles.Turn right onto Charlotte Valley Road (County Road 40).Drive 4.1 miles down Charlotte Valley Road to arrive at your destination on the right.
City Summit
High School District Cobleskill-Richmondville
Lot Size Units Acres
Lot Size Square Feet 14374.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 1980.38
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=29209&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 2.000
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Interior
Basement Bilco Doors Exterior Entry
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 630.0
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 1
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Exterior
Exterior Amenities None
Parking Features Driveway
Total Parking 3.0
Lot Size Area 0.33
Foundation Details Block
Spa N
Lot Dimensions 147' x 107'
Lot Size Acres 0.33
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1439
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* Excluded Features
List By
Gary Morgan

Listing Agent

Charlotteville Realty Llc

Broker

(518) 258-7292

Phone

RealtorGaryMorgan@gmail.com

Email

Affordability Calculator

$669
Per Month
75%
25%
0%
Monthly Principal & Interest
$504
Monthly Property Taxes
$165
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2477108 Elementary School
2477105 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$79,900 Listed Price

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1439 Charlotte Valley Road, Summit, NY, 12175 is a Single Family Home for sale at $79,900 with 630 sqft and a lot size of 0.33. 1439 Charlotte Valley Road has 2 bedrooms, 1.0 baths, and was built in 1943. The property's zip code is 12175 which is in Summit, NY

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