1312 S 3rd Street St. Charles, IL $ 450,000
1312 S 3rd Street
$ 450,000
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1312 S 3rd Street

St. Charles, IL, 60174
$ 450,000
Bedrooms4 Baths1.1

Monthly Estimate*

$ 2,841

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Single Family Home for sale in St. Charles, IL for $450,000 with 4 bedrooms and 1 full bath, 1 half bath. This home was built in 1925.

Set on a beautifully landscaped lot in St. Charles' Garden Ward, this home offers incredible curb appeal and an unbeatable in-town location. Walking distance to both downtown St. Charles and downtown Geneva, offering the best of both worlds. The updated kitchen (2019) is anchored by a beautiful bay window and flows into a separate formal dining room. The living room centers around a wood-burning fireplace and offers a beautiful view of the backyard. The backyard itself is beautifully landscaped with mature trees and a patio. Upstairs, the home offers three bedrooms and a full bath, plus a versatile den/family room that was originally a fourth bedroom (the wall was removed to open up the space, but it can easily be restored if a fourth bedroom is what you need) Powder room on the main level (originally a sunroom, fully converted in 2010) adds everyday convenience. Restored hardwood floors run throughout the main level, with hardwoods beneath the carpet upstairs. Original doors, moldings and charming vintage windows (with storms and screens intact) preserve the character that makes this home special. Two attached one-car garages - one off the side drive, one off the alley. The unfinished basement provides excellent additional storage. This home has been meticulously maintained by its long-time owner. Furnace (2012), AC condenser (2024), water heater (2018), roof (2008), remodeled primary bath (2016), and exterior paint (2025). Located within walking distance to Davis Elementary School and the Metra train, with easy access to everything downtown St. Charles and Geneva have to offer.

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Single Family Active

Price

$ 450,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 7,639

Style

Year Built

1925

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12733118

Features
General
Living Area 0
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal
Garage Spaces 2
Association Fee Includes None
Construction Materials Wood Siding
Year Built 1925
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 7
Full Baths 1
Status Active
Directions 3rd St between Fellows & Gray
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Davis Elementary School
Tax Annual Amount 7639.92
Middle/Junior High School Thompson Middle School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
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Interior
Basement Unfinished Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 1
Total Bedrooms 4
Room Type No additional rooms
Total Baths 2
Bedrooms Possible 4
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Exterior
Parking Features Yes Garage Owned Detached Garage
Water Source Public
Total Parking 2
Lot Dimensions 50x132
Waterfront Y/N N
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* Excluded Features
List By
Baird & Warner

Broker

courtney.welsch@bairdwarner.com

Email

Affordability Calculator

$3,478
Per Month
82%
18%
0%
Monthly Principal & Interest
$2,841
Monthly Property Taxes
$637
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565639 Elementary School
564780 Middle School
St Charles East High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$450,000 Listed Price

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1312 S 3rd Street, St. Charles, IL, 60174 is a Single Family Home for sale at $450,000. 1312 S 3rd Street has 4 bedrooms, 1.1 baths, and was built in 1925. The property's zip code is 60174 which is in St. Charles, IL