140 Pioneer Trl Palatka, FL $ 1,299,000
140 Pioneer Trl
$ 1,299,000
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140 Pioneer Trl

Palatka, FL, 32043
$ 1,299,000
Bedrooms3 Baths2.0 Sq 2,328

Monthly Estimate*

$ 8,972

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Single Family Home for sale in Palatka, FL

for $1,299,000 with 3 bedrooms and 2 full baths. This 2,328 square foot home was built in 2024 on a lot size of 6.2.

PRICE ENHANCEMENT! St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, and fully fenced side and rear yards with a remote-controlled electric gate leading to an additional parking area, including RV parking space and a newly built, insulated 460 square foot storage building. Complete with heating, air conditioning, and a 10-foot ceiling the structure offers endless possibilities for hobbies, storage, a workshop, barn or recreational space. Inside the home, soaring 8-10 foot ceilings, vaulted ceilings, elegant crown molding, upgraded 6-inch baseboards, plantation shutters, and custom cedar-lined closet systems create a refined yet welcoming atmosphere. The chef's kitchen is a masterpiece featuring custom soft-close cabinetry with pull-out cookware drawers, organizer inserts, pull-out trash storage, granite countertops, custom granite backsplash, under-cabinet lighting, a deep stainless sink with workstation, Samsung counter-depth refrigerator, Asko low-decibel dishwasher, built-in microwave drawer, and an impressive Fulgar Italian 36-inch electric oven with six-burner gas cooktop and griddle, all complemented by a Falmec low-decibel vent hood. The thoughtfully designed laundry room includes custom cabinetry, butcher block counter top, under-cabinet lighting, a farmhouse sink, and a full-size stacked washer and dryer, blending style with everyday functionality. The oversized great room is an entertainers dream and the dining room includes an heirloom Swarovski crystal chandelier. Step outside to the expansive screened rear porch featuring a custom tongue-and-groove ceiling, 4-foot wide entry door, pet door and high-end outdoor ceiling fans, where you can relax and enjoy the peaceful sounds of nature. The fenced garden area provides the perfect space to cultivate flowers, herbs, or fresh vegetables while embracing the property's natural beauty. For waterfront enthusiasts, the newly built covered dock with seating and a jet ski lift offers direct access to the St. Johns river for boating, fishing, kayaking, or simply enjoying spectacular sunrises over the water. An outdoor shower completes the ultimate Florida lifestyle. No detail has been overlooked in the home's extensive upgrades and infrastructure improvements, including hurricane-rated energy-efficient windows and sliding glass doors, all-new electrical wiring and plumbing, a deep water well with dual pumps, water treatment and water softener systems, a Rinnai tankless water heater, a 500-gallon propane tank, a whole-house Generac generator, and a new roof for years of worry-free ownership. Security and convenience are equally impressive with a 12-camera exterior CCTV system, professionally monitored security system, exterior motion lighting, and an oversized two-car garage complete with a stainless French-door refrigerator. Located just minutes from the new First Coast Expressway, the property is positioned to benefit from future direct access to St. Johns County and I-95, making commuting to Jacksonville, historic St. Augustine, and Northeast Florida's premier destinations more convenient than ever. 140 Pioneer Trail is far more than a home--it's a private retreat where untouched nature and modern comfort exist in perfect harmony. Rarely does a property offer this level of craftsmanship, privacy, and waterfront beauty, making it a once-in-a-lifetime opportunity to own an unspoiled piece of Florida's natural heritage and a true one-of-a kind property. FLEXIBLE PURCHASE OPTION: The adjacent approximately 3.2-acre waterfront lot may be removed from the sale, resulting in a $200,000 reduction in the list price. This provides buyers the flexibility to purchase the home with or without the additional acreage.

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Single Family Active

Price

$ 1,299,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 8,518

Style

Cottage,Single Family Home

Lot Size

6.2

Year Built

2024

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

263715

Features
General
Living Area 2328
Heating Central Electric
Cooling Central Electric
Water Private Well
Status Active Active
Full Baths 2
Year Built 2024
Subdivision Bostwick
Style Cottage Single Family Home
Stories Count 1
Class RESIDENTIAL
Type Single Family Residence
New Construction Y/N No
Extras Bedroom Downstairs Private Dock Fireplace Full Fence Great Room Insulated Windows Wheelchair Access Well
Area 21 - Putnam County
Location River Front Rural Water Front
High School Palatka
Elementary School James A. Long
Legal Description PT OF GOVT LOTS 2 & 3 OR408 P685 OR525 P1383 OR528 P685 (S1/2 50FT OF 57 NLY 100FT OF 59A BLK 3 CEDAR CREEK COUNTRY ESTS UNRECORDED)
Bank/Corporate Owned? No
Price Per Sq Ft Total AG 557.99
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Interior
Interior Amenities Ceiling Fans Chandelier Dishwasher Disposal Dryer Garage Door Microwave Range Refrigerator Security System Shed Washer Water Softener
Dining Room Combo
Flooring Tile Vinyl
Beds 3
Master Bath Shower Only
Green Features - Interior Programmable Thermostat Tankless Water Heater-Gas
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Exterior
Waterfront Type River
Waterfront Yes
Dock Yes
Lot Size Area 6.2
Lot Dimensions 6.2 Acres
Acreage 1+ Acres
Dock Permit N/A
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* Excluded Features
List By
Watson Realty Corp

Broker

suziehartman@watsonrealtycorp.com

Email

Affordability Calculator

$9,682
Per Month
93%
7%
0%
Monthly Principal & Interest
$8,972
Monthly Property Taxes
$710
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5496947 Elementary School
3580231 Middle School
Palatka High School High School
Pricing History
DatePricePrice ChangeDescription
9/8/2026$1,299,000 -5.53% Price Down
8/24/2026$1,375,000 -5.17% Price Down
8/18/2026$1,450,000 Listed Price

Map


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140 Pioneer Trl, Palatka, FL, 32043 is a Single Family Home for sale at $1,299,000 with 2,328 sqft and a lot size of 6.2. 140 Pioneer Trl has 3 bedrooms, 2.0 baths, and was built in 2024. The property's zip code is 32043 which is in Palatka, FL