46 Water Plant Road Stearns, KY ^$ 209,900

46 Water Plant Road

^$ 209,900

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Open House 10/9 4pm - 6pm

46 Water Plant Road

Stearns, KY, 42647

^$ 209,900

Bedrooms3 Baths1.1 Sq 1,320

Monthly Estimate*

^$ 1,325

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Single Family Home for sale in Stearns, KY

for $209,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,320 square foot home was built on a lot size of 0.37.

3-BEDROOM HOME + $5,000 SELLER CREDIT! Charming 3-bedroom, 1.5-bath home with approximately 1,320 sq. ft. on 0.37 acres. Features include a first-floor bedroom, fresh interior paint, rear deck, covered front porch, and walk-out unfinished basement. Recent improvements include new electric water heater, serviced AC, reinforced deck and basement supports, and septic pumped and inspected within the past year. Seller offering $5,000 toward buyer's closing costs. Peaceful rural setting with comfortable living space and outdoor areas to enjoy. Schedule your showing today!

Open House

10/9/2026 4:00 PM - 6:00 PM

46 Water Plant Road Stearns, KY

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 209,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 0

Style

Single Family Residence

Lot Size

0.37

Town/City

Stearns

County/Region

McCreary

MLS | Web ID

26022024

Features

Interior

Interior Amenities Ceiling Fan(s) Eat-in Kitchen Primary Downstairs

Basement Walk-Out Access

Flooring Vinyl

Basement (Y/N) Y

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1320.0

Half Baths 1

Total Bedrooms 3

Below Grade Finished Area 0.0

Total Baths 2

Heating-Heat Pump True

General

Sewer Septic Tank

Heating Heat Pump

Cooling Central Air

Possession Close Of Escrow

Roof Shingle

Appliances Dishwasher Range Refrigerator

Patio/Porch Features Deck Porch Front Porch Rear Porch

Construction Materials Vinyl Siding

Year Built 9999

Levels One and One Half

Property Subtype Single Family Residence

Parcel Number 122-40-03-007.01

County McCreary

New Construction N

Property Type Residential

HOA N

Garage Y/N N

Total Rooms 6

Full Baths 1

Status Active

Directions From US-27 to 46 Water Plant Road Stearns KY 42647 the directions are: Take US-27 North toward Stearns. Turn left onto KY-92 West. Continue on KY-92 West for approximately 2 miles. Turn onto Water Pl

High School McCreary County

City Stearns

High School District McCreary County - 69

MLS Area 069 - McCreary County

Lot Size Units Acres

Lot Size Square Feet 16117.0

Carport Y/N N

Elementary School McCreary County

Land Lease Y/N N

Home Warranty Y/N N

Middle/Junior High School McCreary County

MLS Area Minor 069 - McCreary County

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Senior Community None

Exterior

Lot Features Few Trees

Water Source Public

Lot Size Area 0.37

Foundation Details Block

Building Area Total 1320.0

Lot Size Acres 0.37

Lot Size Source Public Records

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 46

* Excluded Features

List By

Keller Williams Bluegrass Realty - Lake Cumberland

Broker

shaeworley@hotmail.com

Affordability Calculator

$1,325

Per Month

Monthly Principal & Interest: $1,325
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Stearns, KY

Average List Price ^$235,750

Percent of Sale Price 12%

About Stearns, KY

1,564 Population

-7% Since 2002

^$17,592 Median Income

42.81 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3289675 Elementary School

3292841 Middle School

McCreary County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/14/2026	$209,900	-4.55%	Price Down
8/14/2026	$219,900		Listed Price

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46 Water Plant Road, Stearns, KY, 42647 is a Single Family Home for sale at $209,900 with 1,320 sqft and a lot size of 0.37. 46 Water Plant Road has 3 bedrooms and 1.1 baths. The property's zip code is 42647 which is in Stearns, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of Bluegrass REALTORS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bluegrass REALTORS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/6/2026.

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46 Water Plant Road

Single Family Home for sale in Stearns, KY

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