642 E Chicago Street Elgin, IL ^$ 399,900

642 E Chicago Street

^$ 399,900

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642 E Chicago Street

Elgin, IL, 60120

^$ 399,900

Bedrooms4 Baths3.0

Monthly Estimate*

^$ 2,525

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Multi-Family Home for sale in Elgin, IL

for $399,900 with 4 bedrooms and 3 full baths. This home was built in 1900.

Attention investors and savvy buyers-look no further for your next cash-flowing machine in Elgin! Perfectly situated near local schools, parks, and shopping, this outstanding multi-unit property is the ideal turnkey investment or ultimate house-hacking opportunity. The main level offers a bright 2-bedroom, 1-bathroom unit, mirrored by a second 2-bedroom, 1-bathroom unit upstairs, while a full basement provides exceptional potential to generate extra rental income. Adding even more value is a massive garage and workshop, perfect for contractor storage or an additional stream of revenue. Properties with this much upside at this price point are a rare find, so schedule your showing today before this incredible deal slips away!

Multi-Family Active

Price

^$ 399,900

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 6,845

Style

Year Built

1900

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12731445

Features

General

Sewer Public Sewer

Heating Natural Gas

Possession Closing Immediate

Garage Spaces 3

Construction Materials Aluminum Siding Vinyl Siding Cedar

Year Built 1900

Township Elgin

Tax Year 2025

Ownership Fee Simple

County Kane

New Construction N

Property Type Residential Income Two to Four Units

Total Rooms 7

Status New

Directions N on 25 E on 19 to home

City Elgin

High School District 46

MLS Area Elgin

Tax Annual Amount 6845

Standard Status Active

Middle/Junior School District 46

Elementary School District 46

Interior

Basement Partially Finished Full

Total Bedrooms 4

Total Baths 3

Bedrooms Possible 4

Full Baths Building 3

Half Baths Building 0

Total Number of Units 2

Exterior

Parking Features Yes Garage Owned Detached Driveway Garage

Water Source Public

Total Parking 13

Lot Dimensions 16335

Waterfront Y/N N

* Excluded Features

List By

O'neil Property Group, Llc

Broker

ivan@oneilpropertygroup.com

Affordability Calculator

$3,095

Per Month

Monthly Principal & Interest: $2,525
Monthly Property Taxes: $570
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Elgin, IL

Average List Price ^$602,191

Percent of Sale Price 51%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

567545 Elementary School

566729 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/13/2026	$399,900		Listed Price

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642 E Chicago Street, Elgin, IL, 60120 is a Multi-Family Home for sale at $399,900. 642 E Chicago Street has 4 bedrooms, 3.0 baths, and was built in 1900. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

http://www.mredllc.com/comms/resources/DMCA_Notice.pdf

Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 8/14/2026.

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642 E Chicago Street

Multi-Family Home for sale in Elgin, IL

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