4 N 5th Street Oneonta, NY ^$ 229,000

4 N 5th Street

^$ 229,000

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Recently Listed

4 N 5th Street

Oneonta, NY, 13820

^$ 229,000

Bedrooms2 Baths1.1 Sq 1,484

Monthly Estimate*

^$ 1,446

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Single Family Home for sale in Oneonta, NY

for $229,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,484 square foot home was built in 1897 on a lot size of 0.18.

This well-maintained Colonial sits in a desirable location on a dead-end road, directly across from Fox Hospital. Manicured gardens welcome you into a character-filled home. The kitchen features stainless steel appliances and opens to a formal dining room, while recessed lighting makes the living room bright and inviting. Upstairs, the primary bedroom is next to the main bathroom. The second bedroom connects to a flexible third-bedroom space, offering ample room for each occupant to make it their own. The compact yard includes an underground dog fence for your canine companion, and the basement was recently upgraded with a concrete floor. Just a stone’s throw from the hospital, the home is also within walking distance of downtown Oneonta.

Single Family Active

Price

^$ 229,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,712

Style

TwoStory

Lot Size

0.18

Year Built

1897

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1704277

Features

Interior

Interior Amenities Den EatInKitchen

Basement Full

Flooring Hardwood Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Air Conditioning Y/N Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Total Bedrooms 2

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas ForcedAir

Cooling CentralAir

Utilities SewerConnected WaterConnected

Possession Closing

Appliances Dryer Dishwasher GasCooktop GasOven GasRange GasWaterHeater Washer

Garage Spaces 0.0

Architectural Style TwoStory

Construction Materials WoodSiding

School District Oneonta

Year Built 1897

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Garage Y/N No

Total Rooms 9

Full Baths 1

Status Active

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 7841.0

Year Built Details Existing

Tax Annual Amount 2712.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 70000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 54

Exterior

Exterior Amenities GravelDriveway

Parking Features NoGarage

Lot Features NearPublicTransit Rectangular RectangularLot

Water Source Connected Public

Lot Size Area 0.18

Foundation Details Stone

Building Area Total 1484.0

Lot Dimensions 66X140

Lot Size Acres 0.18

Waterfront Y/N No

Internal Only

Street Number 1 4

* Excluded Features

List By

Howard Hanna

Broker

(856) 628-1380

Phone

Affordability Calculator

$1,672

Per Month

Monthly Principal & Interest: $1,446
Monthly Property Taxes: $226
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$273,196

Percent of Sale Price 19%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/13/2026	$229,000		Listed Price

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4 N 5th Street, Oneonta, NY, 13820 is a Single Family Home for sale at $229,000 with 1,484 sqft and a lot size of 0.18. 4 N 5th Street has 2 bedrooms, 1.1 baths, and was built in 1897. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 8/14/2026.

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4 N 5th Street

Single Family Home for sale in Oneonta, NY

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