3606 E 20th Street Sterling, IL ^$ 365,000

3606 E 20th Street

^$ 365,000

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3606 E 20th Street

Sterling, IL, 61081

^$ 365,000

Bedrooms4 Baths3.0 Sq 2,524

Monthly Estimate*

^$ 2,305

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Single Family Home for sale in Sterling, IL

for $365,000 with 4 bedrooms and 3 full baths. This 2,524 square foot home was built in 1997.

Spacious 4-bedroom, 3-bathroom home offering plenty of room and numerous recent updates. All three bathrooms feature durable ceramic tile flooring, while newer appliances provide added convenience. Major improvements include a newer roof, garbage disposal, well and well pump, A/C unit, and water heater. The full unfinished basement provides excellent storage space or future potential, with additional shelving already in place. An Acorn chair lift, installed in 2025, will remain with the property. Enjoy added outdoor relaxation with the hot tub, which will stay with the property and is included as-is without warranty. A great opportunity for buyers looking for space, updates, and flexibility.

Single Family Contingent

Price

^$ 365,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 5,862

Style

Year Built

1997

Town/City

Sterling

County/Region

Whiteside

MLS | Web ID

12730268

Features

General

Living Area 2524

Sewer Septic Tank

Heating Natural Gas Forced Air

Cooling Central Air

Possession Closing

Roof Asphalt

Appliances Range Microwave Dishwasher Refrigerator Washer Dryer

Garage Spaces 3

Association Fee Includes None

Construction Materials Vinyl Siding

Year Built 1997

Township Sterling

Tax Year 2025

Ownership Fee Simple

Assoc Fee Paid Per Not Applicable

County Whiteside

New Construction N

Property Type Residential Detached Single

Contingency Attorney/Inspection

Total Rooms 9

Full Baths 3

Status Contingent

Directions Woodlawn Rd then North on Reno Rd then East on 20th St.

City Sterling

High School District 5

MLS Area Sterling

Tax Annual Amount 5862.42

Standard Status Active Under Contract

Middle/Junior School District 5

Elementary School District 5

Interior

Basement Unfinished Full

Total Fireplaces 1

Fireplace Features Gas Log

Half Baths 0

Total Bedrooms 4

Room Type Sitting Room

Total Baths 3

Bedrooms Possible 4

Exterior

Parking Features Asphalt Concrete Garage Door Opener Yes Garage Owned Attached Garage

Water Source Well

Total Parking 3

Foundation Details Concrete Perimeter

Lot Dimensions 155 x 156

Waterfront Y/N N

* Excluded Features

List By

Re/Max Sauk Valley

Broker

sold@realestatebyalan.com

Affordability Calculator

$2,793

Per Month

Monthly Principal & Interest: $2,305
Monthly Property Taxes: $489
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Sterling, IL

Average List Price ^$215,198

Percent of Sale Price 41%

About Sterling, IL

15,163 Population

-6% Since 2002

^$41,893 Median Income

38.26 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

564770 Elementary School

567001 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/12/2026	$365,000		Listed Price

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3606 E 20th Street, Sterling, IL, 61081 is a Single Family Home for sale at $365,000 with 2,524 sqft. 3606 E 20th Street has 4 bedrooms, 3.0 baths, and was built in 1997. The property's zip code is 61081 which is in Sterling, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 8/13/2026.

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3606 E 20th Street

Single Family Home for sale in Sterling, IL

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